Top Payments Startups in 2027

Founded in 2017, dutchie is an all-in-one technology platform powering dispensary operations, while providing consumers with safe and easy access to cannabis. Dutchie aims to further support the positive societal change the cannabis space brings to the world through health and wellness benefits, social justice, and by empowering local communities through tax revenue. Powering thousands of dispensaries across 35+ markets throughout the United States and Canada, dutchie is the leading technology company in the cannabis space and was named to Fast Company’s 10 most innovative companies in North America and LinkedIn’s Top 50 Startups. Dutchie has raised $253M in funding to date, backed by Tiger Global, Dragoneer, DFJ Growth, Thrive Capital, Howard Schultz, Snoop Dogg’s Casa Verde Capital, Gron Ventures, members of the founding team at DoorDash, Kevin Durant’s Thirty Five Ventures, and other notable angel investors.

We started out in 2015 with a vision to simplify the digital cross-border payments experience for complex markets. Over time, we grew into a global Fintech platform, regulated in over 40 markets and reaching across 180 countries. Today we are a universal plug for financial services and our BaaS offering straddles cross-border payments, card issuance, and collections by way of capability. We have clients in all 6 continents and have diversified our offerings to meet the needs of banks, financial institutions, SMEs, and New Economy businesses like eCommerce and online travel. We are a team of more than 400 people across 11 offices globally and growing.

RecargaPay is a leading fintech in Brazil providing seamless payment experiences for frequent and essential payments, with the mission to democratize mobile payments and financial services. The company is creating a mobile money ecosystem where banked and unbanked interact, providing consumers and businesses a one stop shop for all their financial needs. RecargaPay is transforming how people pay by providing the most convenient way to replace cash : making it easy to cash in (boleto, credit card, debit cards, loans, QR codes, mPOS) and cash out (top ups, bill payments, transport, p2p, gift cards, prepaid card, parking, QR code). Founded in 2010 by Rodrigo Teijeiro (CEO), Alvaro Teijeiro (CTO) and Gustavo Victorica (COO), RecargaPay has raised over US$ 63 million in venture capital from a group of investors led by The IFC, IDC Ventures, ATW, The Venture City, DN Capital, and FJ Labs.

At Snout, our mission is to ensure no one ever has to make a healthcare decision for their pet based on the money in their bank account. As a modern financing alternative to traditional pet insurance, Snout wellness plans cover 100% of routine veterinary care like vaccinations, unlimited visits, and other valuable member benefits — designed to be used, not forgotten. We help pet owners prioritize care while removing financial risk for veterinary practices.

Tackling the complex banking system to empower people in one of the world's most bureaucratic markets seems like a crazy idea, right? But that's why, how, and where Nubank was born. We fight complexity through our transparent and straightforward products and experiences: a no-fee credit card, a rewards program, a lending platform, and a digital savings account. In a nutshell, we are the most innovative tech company in Latin America, and we are obsessed with building financial services and products that make our customers love us fanatically. With operations in Brazil, Mexico, and Colombia, we are today the largest independent digital bank in the world, reinventing over 38 million customers' financial lives.

We provide cloud-based software via subscription that enables any company in any industry to successfully launch, manage, and transform into a subscription business. Our vision is simple. We call it “The World Subscribed.” It’s the idea that one day every company will be a part of the Subscription Economy. Our mission is to enable all companies to be successful in the Subscription Economy. Architected specifically for dynamic, recurring subscription business models, our solution functions as an intelligent subscription management hub that automates and orchestrates the entire subscription order-to-cash process, including billing and revenue recognition. Our cloud-based software solution is the system of record for subscription businesses. Learn more here: zuora.com/resource/zuora-product-overview

Operating in one of the fastest-growing industries- Float is on a mission to build the smartest spend management technology for businesses. We are backed by some of the most prominent Canadian private investors and VCs on our mission to change how businesses manage their spending. Principles that we operate by: (1) solving difficult engineering problems through first principles thinking to build the best consumer experience; (2) Making decisions through data-driven approaches (3) Ruthless execution to reach our goals and milestones! This is your chance to join a rocketship

At Blockchain.com, we are building the future of money. We deliver industry-defining products, in a market that is rapidly and constantly evolving. Blockchain has produced the world’s most popular cryptocurrency wallet, the most trusted Bitcoin explorer and the world’s fastest crypto exchange. Reshaping the finance industry is as challenging as it is rewarding, so we are proud to have constructed a team made up of the finest technical minds in the cryptocurrency industry. Our teams work on products that affect over 40 million users across the globe, and all of our 130+ employees have a vital role in ensuring these products’ success. We are firm believers in the unparalleled value of a strong engineering mindset. As such, we look for developers with sharp technical instincts, a solid understanding of system design and a natural curiosity and ambition to learn more.

Flywire Corporation (Nasdaq: FLYW) is a global payments-enablement and software company trusted by organizations around the world to deliver on their customers’ most important moments. Unlike other companies, Flywire is proven to solve high-stakes vertical-specific payment and receivables problems for organizations that deliver high-value services. Whether in education, healthcare, travel or technology, Flywire has vertical-specific insight and technology that allows organizations to optimize the payment experience for their customers while eliminating operational challenges—from invoicing to payment reconciliation. Around the clock multilingual support via phone, email, and chat, and online tracking, ensures that both the client and customer have complete control over their payments. Flywire supports over 2,450 clients around the world with diverse payment methods in more than 140 currencies across 240 countries and territories. The company is headquartered in Boston and has offices in Chicago, Palo Alto, London and Manchester (UK), Valencia (Spain), Shanghai, Singapore, Tel Aviv, Tokyo, Cluj (Romania), and Sydney. Flywire counts Goldman Sachs, Temasek, Bain Capital Ventures, Spark Capital, F-Prime, Whale Rock Capital Management, Marshall Wace LLP, and Sunley House Capital, Advent International among its investors.

Venmo was founded in 2009 by two former college roommates who wanted a better way to pay each other back. What started off as a simple SMS platform to send and receive money has evolved into a social payments app allowing people to split bills, pay each other back for rent, and make purchases at approved merchants - all the while making these life stories more fun and less awkward.