Top Insurance Startups in 2027

HOVER uses patented technology making it possible for anyone with a smartphone camera to create an interactive 3D model, complete with detailed measurements and powerful design features. The data produced is extremely valuable as it generates a single source of truth for the physical world allowing for more veracity throughout the home improvement and insurance processes. We’ve found an incredibly strong product-market fit across exterior home improvement, insurance, and financial services. What's the secret sauce? Computer vision and an exceptional culture. With our team of investors, including Google Ventures and Menlo Ventures, HOVER is committed to continuing our success and facilitating growth. We believe there is strength in diversity so we hire skilled and passionate people from a wide variety of backgrounds.

Kin Insurance is an insurtech startup that sells affordable, user-friendly homeowners insurance. Unlike many startups that gather users and figure out how to be profitable later, we are selling a product that homeowners need and depend on now. We’re innovating in an industry largely untouched by tech, so we are always thinking big. We believe autonomy is key to job satisfaction, which is why we say the person closest to the problem should solve it. It’s also why we offer unlimited vacation time: we trust in our team to manage their own projects and time. If you want the chance to develop your skills, work with some of the best minds in the industry, and see what you’re really capable of, come learn and grow with us.

Clearcover is a smarter car insurance choice. The company offers better coverage at lower prices than traditional carriers by using advanced technology, eliminating wasteful spending, and promoting transparency to help consumers make informed decisions. The company has been featured in Forbes and Inc for its innovative approach to redesigning car insurance for the everyday driver.

League integrates seamlessly with your existing hr systems, including payroll, carriers, and other health and benefits programs to automate enrollment, moves, adds, updates, qles, payroll deductions and more. we’ll automatically feed employee benefits elections and status/profile updates to carriers for faster, more accurate enrollment. we gather employee data from your hris, apply eligibility rules, facilitate enrollment, and manage ongoing changes.we handle the admin for our post-tax league spending accounts and tax-advantaged health savings accounts, making claims and reimbursement a breeze. our hr admin portal makes reporting simple. pull reports for enrollment, spending account usage and balances anytime—and we’ll uncover insights to drive your hr strategy.

The Zebra is the nation’s most comprehensive comparison website for car insurance quotes. Nearly all of the 250 million American drivers require car insurance, but the industry’s complexity and size create a massive grey area of coverage and pricing — drivers often don’t know where to start. Adam Lyons and Joshua Dziabiak founded The Zebra in 2012 to help drivers understand their insurance options and easily secure coverage. It’s insurance in black and white. Today, The Zebra provides simple, real-time comparison of more than 1,800 car insurance products from over 200 companies nationwide, giving drivers instant access to the massive car insurance market, and saving drivers an average of $368 per year.

Pawlicy Advisor is an online pet insurance marketplace that analyzes each pet's breed-specific health risks and compares thousands of options to find pet owners the best coverage and deals. Pawlicy Advisor is the American Animal Hospital Association's Preferred Business Provider for pet insurance.

Arta is transforming the post-purchase experience for buyers and sellers of high-value goods and collectibles. As the only platform that pairs fulfillment technology with end-to-end global services, Arta is designed to help merchants, marketplaces, and auction houses accelerate e-commerce by automating everything from shipping to tracking and insurance. Businesses like Sotheby’s, Bonhams, Artsy, Rago Wright, and The Expert partner with Arta to drive revenue, reduce operational costs, and improve customer experiences. The company is headquartered in New York, with global operations in more than 65 different countries.

We exist to rewrite the rules of insurance so it’s something people stand with, not against. Our story began in 2017 when we set out to transform bicycle insurance by connecting passionate cyclists all over the UK to form a collective and protect their bikes. A better model for insurance was born. Fast forward to today and we’ve: - Been awarded Best Cycle Insurance Provider (for 3 years in a row) - Expanded to commercial business and quickly become leaders in last-mile insurance - Launched into new territories and now rolling-out across Europe - Captured the enthusiast cyclist market and expanded across all cycling segments - Opened offices in London, Bristol, Amsterdam and have created a remote-first way of working We’re growing real fast on our path to make the Laka collective model the industry standard and we’re expanding across segments, products, and territories. We’re looking for innovative, bold and brave minds to help us build the world’s best insurance company.

Ethos is a technology company that makes getting life insurance easier, faster, and better for everyone. We leverage deep technology and data science in our mission to protect the next million families by streamlining the life insurance process so it's more accessible and convenient. We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. This full-stack technology platform is the backbone of family financial health. Ethos has raised over $400 million from Sequoia Capital, SoftBank Vision Fund 2, Accel, and Google Ventures (GV). We are listed in Forbes’ Top 50 Fintechs of 2020, and as one of Built In's "Best Places to Work" of 2022. Come join us on our mission to protect the next million families.

We are a marketplace where users can compare personalized, prequalified rates and quotes from multiple lenders and carriers, for student loans, mortgages, personal loans and insurance. We’re challenging the status quo by giving power to the consumer. We believe in a world where ‘ethical’, ‘lending’, and ‘insurance’ can coexist, so we set out to build innovative platforms that actually work for customers. Our mission is to help people find the best loan or insurance policy possible. We believe researching and buying loans or insurance shouldn’t be confusing or complex, so we’ve focused on simplicity. We’ve created the only unbiased loan and insurance buying process out there, which makes finding options straightforward and clear. Insurance-related services are provided through Young Alfred Inc. (CA: Young Alfred Insurance Agency, Lic. # 0M90597). All loan and mortgage-related services are provided through Credible Operations, Inc., NMLS # 1681276. nmlsconsumeraccess.org. Not available in all states.