Top Payments Startups in 2024

Modernizing the hotel technology stack with cloud-based solutions to improve antiquated workflows. Canary’s founders have extensive experience in hospitality. Hospitality is at the core of our values, and we understand the nuances of what goes on behind the scenes at a property. We believe that the guest comes first, and solutions should enhance the guest experience.

Modern Treasury builds payment operations software for high-growth companies. Our API and app modernize payment operations for disruptive companies building products that move and track money—think: rideshare marketplaces, digital wallet, fiat-crypto onramps—providing tools that help them grow faster. Enabling real-time payments, automatic reconciliation, continuous accounting, and compliance solutions, Modern Treasury’s platform is used to reconcile over three billion dollars per month. Founded in 2018, San Francisco-based Modern Treasury is backed by Benchmark, Altimeter, SVB Capital, Salesforce Ventures, NewView Capital, and Y Combinator.

Dashlane's mission is to make security simple for millions of organizations and their people. We empower businesses of every size to protect company and employee data while helping everyone easily log in to the accounts they need—anytime, anywhere. Our global team with offices in Paris, New York, and Lisbon is united by a strong sense of community and passion for improving the digital experience. Over 15 million users and 20,000 businesses in 180 countries use Dashlane for a faster, simpler, and more secure internet.

Most things these days are instant and on-demand, except the money you're working hardest for. At EarnIn, we’re reimagining the way money moves to empower every person’s potential. We believe your hard-earned pay should flow more freely to give you more options, wherever life takes you. It starts with access to your earnings as you work. We like to think of it as “everyday payday.” But it’s much more than that. It’s a first-of-its-kind financial hub plus a unique card built entirely around streamed earnings. It’s more of your money to spend, transfer, and save as you want — at the lowest possible cost. And it’s all moving at the speed of you to bring more possibilities for today and tomorrow. After all, you've earned it. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc. Mission: We’re reimagining the way money moves to empower every person’s potential. We believe your hard-earned pay should flow more freely to give you more options, wherever life takes you.

Our technology combines advanced cyber intelligence, identity analysis and behavioral data to create a multi-layered fraud detection mechanism. The technology is fully automated so that it can approve or deny transactions in real-time, rendering “yes” or “no” decisions in under 300 millseconds. Furthermore, the technology is so accurate that Forter fully backs its transactions with a 100% chargeback protection program.

SIGNIFYD’s full-service cloud platform simplifies fraud detection through a financial guarantee, allowing businesses to increase sales while reducing fraud losses. SIGNIFYD is in use by multiple companies on the Fortune 1000 and Internet Retailer Top 500 list.

Founded in 2021, Method enables real-time access to user financial data and enables seamless liability repayment. Method’s mission is to make personal finance more autonomous. With Method’s APIs, financial institutions, credit unions, banks, and financial management apps can embed loan repayment, data, balance transfers, and bill pay automation into their user journey. As a result, Method is improving accessibility and control over financial information via open finance. We’re a Series A start-up and are backed by our partners, advisors, and investors from Andreessen Horowitz, Truist Ventures, Y Combinator, Ardent Ventures, Abstract Ventures, SV Angel, Truebill, Upstart, and more.

Lively is the modern HSA experience built for those seeking stability in the ever-shifting and uncertain healthcare landscape. Lively is committed to helping every HSA maximize its potential through intuitive design, accessible support, and ongoing education.

Construction is an industry built on change. With each new project, we change skylines, strengthen communities, and transform cities for the better.‍ But the reality isn’t always so simple. Between compliance and change orders, false starts and permit delays, the construction industry has a paperwork problem—especially when it comes to getting paid.‍ Cash flow is the lifeline of any contractor’s business, but billing is painful and slow. With so much manual work involved, a small, honest mistake can hold up millions of dollars in cash flow. And even when things go right, the time and effort it takes to get paid takes away from the work that really matters. We believe that when you free up payments, you free up people to take on whatever’s next. We started Siteline to give construction teams a financial foundation to build on. Because when people are on the same page about getting paid, they can focus on whatever's next—whether that’s a new idea, a new project, or more time with their family. We’re reimagining construction finance to help contractors get paid, grow their business, and build a better future for all of us.