Top Payments Startups in 2026

We are taking a systematic approach to testing every single home on the planet, accepting only the top 1%. We do so by putting each home through The Plum Test: a gruelling hospitality exam, which uses a mix of algorithms and physical visits by hospitality experts. We launched three years ago in London. We are now in 12 cities across 9 countries, we have vetted over 100,000 homes and are on track to reach over £25M in annualised sales. We are backed by an all-star cast investor group including Local Globe (TransferWise, Citymapper), Alex Chesterman (Founder of Zoopla), William Reeve (Founder of Love Film), Alex Saint and Troy Collins (Founders of Secret Escapes), Jason Goodman (Founder of Albion) and many more. We are launching our global rollout strategy and growing our exceptional team.

Flourish is a robust software platform for cannabis cultivators, manufacturers, distributors, and retailers to track product from seed to sale, manage operations, and leverage advanced analytics to drive smart business decisions.

Eco puts your money back to work for you — creating the first consumer fintech product whose creators are aligned with its users. Financial infrastructure hasn't changed since the 1970s. All we've gotten are shinier products built on the same broken systems. The Eco App changes that, starting by building the best place to save and spend your dollars. We combine high-yield savings with rewarded spending in a single, compounding balance that's easy to manage. Soon we'll let you pay your bills and put your financial life on autopilot. And through all of this — unlike every other fintech company — we don't skim from you. That's only possible because we're working to introduce the Eco Currency, a new money built for real people. We believe that cryptocurrencies can fundamentally upgrade traditional money — but that won't happen without widespread distribution and a path to adoption. The Eco App is the first product to provide such a path, beginning with a familiar interface built for US Dollars and slowly building trust as we educate users on the benefits of this new paradigm. Every day, we're working on difficult and impactful problems which demand solutions at the intersection of technology, product, marketing, and advocacy. To achieve our mission and realize our vision, we’ve put together an incredible team and are selectively adding to it. We hope you’ll consider joining us.

Our first product started out by helping churches increase giving. The goal was to build a product that made giving as frictionless as possible. Now we've added several other products to our suite including custom mobile apps for organizations, church management, and event registration. Ultimately we build products to serve churches and non-profits with a goal to keep cost low and scalable.

Green is building a global consumer neobank. We're merging international banking and payments into a single product. Our mission is to enable all of our customers around the world to spend, save and earn in USD. We'll be starting the US and select international markets with ambitions to scale far beyond. Green is built by a small group of highly experienced operators and engineers. We're a small, senior-only team, with no layers, politics, or slow decisions. We've built, founded, and owned services used by hundreds of millions of people and generating billions in revenue. Green is the next step and mass distribution is readily available via our day-one partners. Every person on the team ships product and shapes the direction of the company. Why Work Here * Build a product used globally from day one * Work with an extremely high-caliber team * Own major parts of the product and infrastructure * Ship fast and avoid corporate overhead * Compensated at the top of the market

ChargeAfter is the leading multi-lender buy now pay later consumer financing platform connecting retailers and lenders to offer shoppers personalized financing options. With its data-driven decisioning engine and network of global lenders, ChargeAfter delivers the most relevant financing offers to consumers from multiple lenders resulting in credit approvals for up to 85% of customer applications. ChargeAfter streamlines the distribution of credit into a single platform that retailers can implement swiftly both online and in-store. The company’s growing lender network offers seamless integration to lenders seeking to grow their customer base while expanding into new retail markets. ChargeAfter is venture-backed by VISA, Mitsubishi Bank (MUFG), BBVA, Synchrony Financial, PICO Venture Partners, Propel Venture Partners, and Plug and Play VC. Headquartered in Sunnyvale, California, ChargeAfter has offices in Dallas, New York, and Tel Aviv.

Mastercard is a payments and technology company that connects consumers, businesses, merchants, and governments. They provide data services and marketing center. Their marketing materials help card portfolios and businesses. They also provide fraud prevention solutions and payment ecosystem security.

Sunbound is building the “financial OS for senior care”. We help senior living operators maximize revenue and optimize working capital through our digital payments solution while enabling senior living residents and families to pay more flexibly. The senior living market is over $230bn and is expected to grow rapidly as the “baby boomer” generation continues to age. The current senior care payments experience is broken which increases costs and inefficiencies for operators while making it confusing, cumbersome and stressful for families. Sunbound was created to solve this problem by building the first modern platform to handle this process end-to-end and save operators and families time, money and effort. Our tight-knit, dedicated team has seen the challenges firsthand with their own families. If you connect with our vision of helping families across the country and are energized by the impact you can make at Sunbound, we’d love to hear from you! Sunbound was founded in 2021 and backed by leading venture capital firms. It’s raised millions in venture funding from funds such as Fika Ventures, Bling Capital, Max Ventures, Cambrian Ventures and Liquid2 Ventures along with leading startup and finance executives.

MAJORITY is the first digital financial service dedicated to serving migrants worldwide. For $5 a month, MAJORITY members in the U.S. receive an FDIC-secured account, VISA® debit card, use of more than 55,000 ATMs across North America, remittance and international calling, native language advisors, and access to our network of community meet-up spaces, local discounts and events. With MAJORITY, there are never overdraft fees or minimum balance requirements. MAJORITY was started in Sweden by a diverse team of banking, fintech, payments, and telecom executives serving immigrant communities globally for the last 15 years. MAJORITY’s U.S. headquarters are in Houston, Texas.

RecargaPay is a leading fintech in Brazil providing seamless payment experiences for frequent and essential payments, with the mission to democratize mobile payments and financial services. The company is creating a mobile money ecosystem where banked and unbanked interact, providing consumers and businesses a one stop shop for all their financial needs. RecargaPay is transforming how people pay by providing the most convenient way to replace cash : making it easy to cash in (boleto, credit card, debit cards, loans, QR codes, mPOS) and cash out (top ups, bill payments, transport, p2p, gift cards, prepaid card, parking, QR code). Founded in 2010 by Rodrigo Teijeiro (CEO), Alvaro Teijeiro (CTO) and Gustavo Victorica (COO), RecargaPay has raised over US$ 63 million in venture capital from a group of investors led by The IFC, IDC Ventures, ATW, The Venture City, DN Capital, and FJ Labs.