Top Payments Startups in 2027

At TFTPay, we're reimagining how businesses connect, transact, and grow. As an emerging payment technology company, we're building smarter, more connected payment experiences by bringing together innovative hardware, software, and technology partners. Our mission is to simplify payment integration, empower developers and businesses, and accelerate innovation across the evolving payments ecosystem. We're a growing team with big ambitions, where fresh ideas are valued, initiative is encouraged, and every contribution makes a real impact. Join us in shaping what's next in payments.

FEITIAN Technologies is a global provider of identity authentication and payment security solutions: -- on the identity side, hardware security keys, smart cards, biometric devices, and FIDO/MFA authenticators that secure logins and digital identities for enterprises, governments, and financial institutions; -- on the payment side, a full portfolio of PCI PTS and EMV Level 1/2/3 certified POS hardware terminals, the FTPay SoftPOS platform (PCI MPoC certified for Android and iOS), and supporting software including FT SmartPay and STORM TMS, enabling secure, flexible payment acceptance across attended, unattended, and mobile environments worldwide.

PAYTO is an early-stage product focused on simplifying how people interact with merchant apps, loyalty programs and in-store benefits. Today, users need dozens of separate apps, logins and QR codes. PAYTO brings this together into a single, lightweight experience that works seamlessly based on location and context. We are currently building the MVP and validating the core product with real partners. The focus is speed, clarity and a pragmatic technical setup — not overengineering.