Top Payments Startups in 2024

Chime was created with the mission to make financial peace of mind a reality for millions of Americans. We're one of the fastest-growing financial technology companies in the U.S., offering banking services that are helpful, easy, and free—because we want to profit with our members, not from them. Our model doesn’t rely on overdraft, monthly service, minimum balance, or other member fees—it just focuses on delivering member value. How does Chime work? We partner with regional banks to design member-first financial products. This creates a more competitive market with better, lower-cost options for everyday Americans who aren’t being served well by traditional banks. We offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more! We help drive innovation, inclusion, and access across the industry with one of the most experienced leadership teams in fintech guiding us along the way. We were recently valued at over $25.5B and we’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others. *Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

AutoFi is online POS solution that enables consumers to finance a vehicle entirely online. We drive incremental revenue channels for dealers and generate 40% higher gross margin per loan online than in the traditional showroom floor. We convert online leads into online customers

Justworks makes it easy and affordable for businesses to hire and take care of people – freeing them to invest their time in what matters: Building their company. No matter how many employees you have, Justworks gives you access to enterprise-level benefits and services.

Come and help us build financial infrastructure for developers and seamless products for consumers. Last year we launched an API on top of our transaction processing and core banking infrastructure. We made it available to other engineers, entrepreneurs, and creators through a simple, developer first API. Our consumer product is a new way to transact without sharing your personally identifiable information (PII) or credit card number. Generate a unique card number for every single purchase with just 1 click. Never worry again about credit card breaches, shady merchants, or sneaky subscription billing. Formerly known as Privacy

We are Pleo - it's a part of who we are as a tech company. We help customers to delegate employee spending through an expensing platform. This ends out of pocket spending, encourages autonomy and trust in employees, and takes a huge burden off the finance team. Our product is a SaaS expensing platform that comes with physical pre-paid cards (so with a fintech twist) that are then distributed to all employees of the company. The best part is we're all users of Pleo ourselves - so it's a very applicable tool. It impacts anyone in a company who could spend money on behalf of their business - be it a coffee with clients or a Mac for a new hire. Working at Pleo means you're working on something very exciting: the future of work. Through fintech we've seen a way to impact how people work; we think company spending should be delegated to all employees and teams, that it should be as automated as possible, and that it should drive a culture of responsible spending.

Emburse humanizes work by empowering business travelers, approvers, finance professionals and CFOs to eliminate manual, time-consuming tasks so they can focus on what matters most. Emburse brings together some of the world’s most powerful and trusted expense management and accounts payable automation solutions, including Abacus, Captio, Certify, Chrome River, Nexonia and Tallie. The company’s solutions are trusted by more than 4.5 million business travelers and finance leaders in more than 120 countries. Over 14,000 organizations rely on Emburse’s solutions to eliminate manual processes, reduce risk, ensure compliance, and deliver deep spend insights to enable smarter, more informed decisions.

We provide our clients with the ability to tart accepting payments instantly.We are the the fastest, simplest way to start accepting online payments in Nigeria. From signup to receiving real payments can take under 15 minutes. We provide a Zero integration and maintenance fee. We automatically route payments through the most optimal channels, ensuring the highest transaction success rates in the market. Our combination of automated and manual fraud systems protect you from fraudulent transactions and associated chargeback claims.We provide you with the ability to accept payments from international customers, wherever they are in the world.

AutoLeap makes life easier for auto repair shops by providing a simple, easy to use SaaS application that enables shops to proactively engage customers, turbocharge technicians and grow their revenues.

Stronghold creates virtual payment networks that enable instant settlement and interoperability between legacy and new payment networks. Check us out! youtube.com/@Strongholdpay/featured