Top Payments Startups in 2026

MyTime is a fully integrated appointment scheduling, point-of-sale and customer engagement platform for multi-location chains and franchises. It’s built to be modular, but it really shines when the various components work together to maximize revenue by reaching customers wherever they are at the moment they are ready to transact. Our award-winning online booking experience can be integrated into your website and mobile apps, as well as Google Search and Google Maps, Bing, Facebook, and Instagram, thereby enabling your customers to find, book, and transact with you from anyplace they engage with your brand. Our automated marketing system increases client retention and visit frequency. And we automate the many tedious, manual operational tasks so you can focus on your service and your customers. Find out what it means to integrate scheduling, marketing and payments into a single, easy-to-use platform and why MyTime won Best Local Commerce Service of 2017 from the Local Search Association and has been featured by both Apple and Google as “Best New App” in their respective App Stores. Our cloud-based platform is scalable, secure, and ready for any size deployment. For millions of consumers, MyTime is the online destination to book appointments online, 24/7. Currently available nationwide with over 2 million businesses listed on the platform, MyTime is the preferred destination to book and transact with local businesses throughout the United States.

Founded in March 2010, Zipmark has been a FinTech startup focused on simplifying business payments through a SaaS application. Now, we're building a new platform called OpenTransact to address specific pain points for merchants. Our target customers are Merchant Acquiring Banks and Payment Facilitators all over the world - credit cards, debit cards, PayPal and Bitcoin.

Founded in 2019, Flex is a NYC-based FinTech startup that is building the infrastructure to enable flexible bill payments for all Americans. Our mission is to enable you to choose the days that you pay your critical bills, and stop worrying about making payments and having funds on days that don’t work for you. We are starting with a very common and very large expense: rent! Flex enables its users to pay their rent throughout the month on a schedule that better fits their finances, rather than paying the full amount on the first of each month. This prevents tenants from constantly getting hit with overdraft fees, late payment fees, and dings to their credit scores.

Our Story, So Far…At Pushpay, we build world-class giving and engagement solutions to help organizations grow their communities. Co-founders Eliot Crowther and Chris Heaslip have always had a passion for generosity. They wanted to find a way to use technology to serve the Church with generosity and connect people to their communities. When they had the idea for Pushpay, it was realized when trying to be generous at church. With no cash on hand and no checkbook, they wondered why there wasn't a better way. When people are passionate about a cause or an organization the last thing you want to do is make it challenging to support them or engage with them.

Finix is the smartest way for businesses to own, manage and monetize payments. Created by payments experts from First Data, PayPal, and Worldpay, Finix is trusted by companies like Lightspeed POS Inc. and Clubessential. to build and scale their payments infrastructure. Headquartered in San Francisco, with an additional office in Cincinnati, Ohio, Finix is a privately held company funded by Bain Capital Ventures, Homebrew, Insight Partners, Aspect Ventures, Visa, Precursor Ventures, Class 5 Global, and Village Capital.

Clover is building the open, cloud-based point-of-sale platform. We partner with the world's largest payment processors, developers, and hardware manufacturers to bring point-of-sale products to market. We use Android as the client platform, which enables the use of inexpensive devices, both off-the-shelf and purpose-built.

Jumio is the future for online and mobile ID verification, transaction monitoring and fraud detection. We are the largest and fastest-growing company in the ID verification space. With a global footprint, we’re expanding the team to meet strong client demand across a range of industries including Financial Services/Fintech, Travel, Sharing Economy, Gaming, Healthcare and others. Our team of over 500 are building solutions that help customers fight fraud at scale and we are looking for people who have a passion for solving challenges that make a significant impact on customers. Having acquired Beam Solutions in September, 2020, we have now brought our AI and ML expertise into AML for financial, retail and gaming and with significant demand need to grow our engineering team.

Our vision is to enable the billion people in India with secure 1-Click payments on Mobile. Indian consumer behavior combined with regulation, the payments problems are not just hard but very unique in the world. And that's just the challenge Juspay took head on! Our payments browser is a first in the world innovation, growing exponentially and processing around 650k transactions per day. We process payments for most TOP merchants like BookMyShow, redBus, MakeMytrip, Snapdeal, Freecharge, Mobikwik, Foodpanda, Swiggy, Yatra etc. We've achieved this traction with a 15 member team!

Zero Hash's mission is to empower innovators by delivering access to the financial system 2.0. Zero Hash enables developers and businesses to focus on building experiences and products. We power your favorite brokerage app or neobank to offer BTC, provide the rails to the 2.0 payment processors, give platforms the ability to facilitate instantaneous cross-border payments, and eliminate complexity for moving assets for the world's largest liquidity providers. Zero Hash provides the complete turnkey solution to allow platforms to launch digital assets and own the client experience without any regulatory overhead and a light technical lift (a matter of API endpoints). Zero Hash's clients include Neo-banks, broker-dealers, and payment groups. Zero Hash is a FinCen-registered Money Service Business as well as a regulated Money Transmitter that can operate in 51 US jurisdictions. Zero Hash is also regulated as a Canadian MSB. Zero Hash was voted Innovator of the Year by the 2019 Profit & Loss Readers Choice Awards.

Zeta (bootstrapped fin-tech startup) is part of the Directi group, a prestigious tech conglomerate with a 19-year-long history and 25 software products in the market. The group has churned out successful mass market businesses like Media.net, Flock, Ringo, Radix, Skenzo, and Codechef, without any external funding. Here’s what we’ve built so far: 1. Zeta Optima: Fully-digitised employee tax-benefits programme that helps employees save over 80K in taxes and helps organizations save up 90% of their time and resources. 2. Zeta Express: A corporate cafeteria solution that makes cafeterias automated and completely cashless 3. Zeta Super Card: An advanced card-based payment solution that is 10x more secure than bank-issued cards 4. Zeta Spotlight: A digitized rewards, recognition and gifting solution that is easy to distribute and easy to spend.