Top Payments Startups in 2027

At Paystand, we’re not just another fintech company—we’re trailblazers in decentralized finance (DeFi), transforming how businesses manage their finances. With thriving hubs in Santa Cruz, San Francisco, Austin, Minneapolis, Mexico City, Hermosillo, and Guadalajara, we’re leading a global revolution in financial systems. Recognized on the Inc. 5000 list for five consecutive years, we’re among the fastest-growing companies reshaping the future of finance. Our Expanding Ecosystem: Paystand isn’t just a company—it’s a growing global network. With the strategic acquisitions of Teampay, a leader in spend management, and Yaydoo, a top AR and AP platform in Latin America, we’re building an expansive ecosystem designed to revolutionize financial operations and fuel business growth worldwide.

Payoneer is a financial technology company that enables small and medium-sized enterprises to transact and thrive.

The Marqeta Platform is the world’s first fully documented, open API issuer processor platform, built from the ground up with no legacy infrastructure for flexibility, scalability and performance. Marqeta has re-engineered how physical payment cards, virtual payment cards and mobile wallets should be developed and deployed.

Spreedly is SaaS for payments. Integrate to our API to transact against over 100 end points. Create and store a universal credit card token without the stress of being in full PCI compliance scope. Spreedly is for services that want or need the ability to work with multiple card ingesting and processing endpoints.

Emburse humanizes work by empowering business travelers, approvers, finance professionals and CFOs to eliminate manual, time-consuming tasks so they can focus on what matters most. Emburse brings together some of the world’s most powerful and trusted expense management and accounts payable automation solutions, including Abacus, Captio, Certify, Chrome River, Nexonia and Tallie. The company’s solutions are trusted by more than 4.5 million business travelers and finance leaders in more than 120 countries. Over 14,000 organizations rely on Emburse’s solutions to eliminate manual processes, reduce risk, ensure compliance, and deliver deep spend insights to enable smarter, more informed decisions.

Intuit Inc. is a leading provider of business and financial management solutions for small and mid-sized businesses; financial institutions, including banks and credit unions; consumers and accounting professionals.

Zero Hash's mission is to empower innovators by delivering access to the financial system 2.0. Zero Hash enables developers and businesses to focus on building experiences and products. We power your favorite brokerage app or neobank to offer BTC, provide the rails to the 2.0 payment processors, give platforms the ability to facilitate instantaneous cross-border payments, and eliminate complexity for moving assets for the world's largest liquidity providers. Zero Hash provides the complete turnkey solution to allow platforms to launch digital assets and own the client experience without any regulatory overhead and a light technical lift (a matter of API endpoints). Zero Hash's clients include Neo-banks, broker-dealers, and payment groups. Zero Hash is a FinCen-registered Money Service Business as well as a regulated Money Transmitter that can operate in 51 US jurisdictions. Zero Hash is also regulated as a Canadian MSB. Zero Hash was voted Innovator of the Year by the 2019 Profit & Loss Readers Choice Awards.

Built by theatre professionals with real experience in the tech industry, On The Stage is an all-in-one, cloud-based platform designed for theatre makers of every budget and experience level in mind. We offer Broadway caliber tools and technology to help creators achieve their goals by providing ticketing services, live-streaming and on demand event distribution, promotional support, and audience engagement tools.

Zeta (bootstrapped fin-tech startup) is part of the Directi group, a prestigious tech conglomerate with a 19-year-long history and 25 software products in the market. The group has churned out successful mass market businesses like Media.net, Flock, Ringo, Radix, Skenzo, and Codechef, without any external funding. Here’s what we’ve built so far: 1. Zeta Optima: Fully-digitised employee tax-benefits programme that helps employees save over 80K in taxes and helps organizations save up 90% of their time and resources. 2. Zeta Express: A corporate cafeteria solution that makes cafeterias automated and completely cashless 3. Zeta Super Card: An advanced card-based payment solution that is 10x more secure than bank-issued cards 4. Zeta Spotlight: A digitized rewards, recognition and gifting solution that is easy to distribute and easy to spend.

PocketSuite is a YC-backed mobile platform for service businesses, ranging from fitness trainers, photographers, and home cleaners to dog trainers, hairstylists, therapists, and life coaches. Businesses use PocketSuite to get booked, paid, and message their clients. We make the work of running your own business simple for solo operators and small teams. PocketSuite empowers the U.S. market of 20 million service professionals generating $800 billion in sales with a mobile cloud solution for running their business. Thousands of businesses run on PocketSuite. Over 500,000 clients book and pay their Pros on PocketSuite today and we're growing fast.