Top Mobile Payments Startups in 2026

RevenueCat removes the headaches of building and scaling in‑app subscriptions. Since graduating from YC’s S18 batch we’ve grown into the default monetization platform for mobile: we’re in >40% of newly shipped subscription apps, we process $12B+ in annual purchase volume, and we help everyone from a solo dev in Brazil to the OpenAI mobile team understand and grow their revenue. We’re a remote‑first crew of 150+, spread across 25+ countries, and guided by values we actually practice: Customer Obsession, Always Be Shipping, Own It, and Balance. If you want your work to touch hundreds of millions of end‑users (and help the developers behind them get paid), you’ll fit right in.

OfferUp is changing how people buy and sell locally by making it as easy as taking and sharing a photo from your phone. We are not just about connecting buyers and sellers; we are about creating a simple and safe marketplace that changes people’s lives. OfferUp is a top 10 shopping app on Google Play and a top 20 app in the Lifestyle category on iTunes.

The world’s first checkout experience platform, Bolt offers a lightning-fast, one-click checkout, and connects millions of shoppers to retailers through a unified, cross-brand network. Hundreds of forward-thinking retailers like Forever 21, Badgley Mischka, Milk Makeup, and more rely on Bolt to convert, retain, and delight shoppers.

Most things these days are instant and on-demand, except the money you're working hardest for. At EarnIn, we’re reimagining the way money moves to empower every person’s potential. We believe your hard-earned pay should flow more freely to give you more options, wherever life takes you. EarnIn is an app that lets you access your earned wages when you need them, not just on your scheduled payday. With EarnIn’s Cash Out2 feature, you can get up to $150/day, with a max of $1,000 per pay period — no mandatory fees, no interest, and no credit check. (Cash limits vary by user eligibility.) Transfers usually take 1–2 business days. Other tools like Early Pay3 let you get your paycheck up to two days early and Balance Shield4 can send alerts when your balance is low. The EarnIn app can help you make the most of your money, stay on track, and build progress day-by-day. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners. And we're excited to continue to bring world-class talent onboard to help shape the next chapter of our growth journey.

TapTab is a TikTok-style interface from which diners can place orders and make reservations directly from videos.

Remitly is an international payments company that leverages digital channels, including mobile phones, to send money internationally. Remitly's digital products are fundamentally faster, less expensive, and far more convenient for customers to send money across borders. We’re here to help the millions of immigrants around the world who make the huge sacrifice of leaving their families behind to live and work in another country. These unsung heroes deliver on their promises to take care of those they love and provide them with upward mobility, improving their quality of life. We work hard to help their hard-earned money stretch farther so more make it to their loved ones safely.

Incode Technologies is an omnichannel biometric identity company that builds secure, top-rated solutions for frictionless banking, hospitality, and retail experiences. Incode sets a new standard in convenience and security in order to enhance customer experiences and build a global database of identities using the world’s fastest edge-facial recognition technology as recognized by the United States Department of Commerce’s National Institute of Standards and Technology (NIST). Incode’s anti-spoofing technology, LiveBeam, doesn’t require any user interaction and is the first passive facial liveness system in the world to achieve Level-1 certification for NIST iBeta Presentation Attack Detection (PAD) testing. The company’s web and mobile solutions are adopted globally for a variety of applications, including onboarding, identity & ID verification, and transactions by some of the world’s largest financial institutions, governments, and retailers. Founded in 2015 by a passionate serial-entrepreneur and a group of hard-working individuals, we seek out people from diverse backgrounds and encourage them to take risks and approach new challenges unconventionally. We believe brilliant minds have the power to do great things! We’re a fun-loving, goal-crushing team who are immensely proud to be part of a common goal: to map the identity of humankind. Headquartered in San Francisco, the company operates globally with additional offices in Latin America and Europe.

JustPark is The Parking App leading a £50bn industry into the digital age. Parking has been difficult for too long, and we’re on a mission to make it easy. Today, we enable over 1.5 million drivers to enjoy easy parking - and also help over 20,000 property owners to manage their parking assets more effectively. Our 5-star apps help drivers find parking in seconds, with 1.4 million spaces to choose from - providing real-time information on price, availability and restrictions. You can even reserve and pay for a guaranteed space at 20,000+ locations, and extend your time in a couple of taps of the app - giving you total peace of mind. On the flip side, our award-winning car park technology unlocks underutliised space for drivers and helps property owners to maximise their revenue. From driveways to offices; hotels to hospitals; council-owned to commercially-run car parks - we offer industry-leading, data-driven solutions, trusted by Marriott, Hilton, JLL, BT, Savills and many more.

In 2006, we at Adyen had a vision: We wanted to create a platform capable of meeting the rapidly evolving needs of today's fast-growing global businesses with the goal of helping small businesses grow. Our platform enables merchants to accept payments in a single system, enabling revenue growth online, on mobile devices and at the point of sale. We love to help people achieve our dreams, so let us do the same for you!

Chime was created with the mission to make financial peace of mind a reality for millions of Americans. We're one of the fastest-growing financial technology companies in the U.S., offering banking services that are helpful, easy, and free—because we want to profit with our members, not from them. Our model doesn’t rely on overdraft, monthly service, minimum balance, or other member fees—it just focuses on delivering member value. How does Chime work? We partner with regional banks to design member-first financial products. This creates a more competitive market with better, lower-cost options for everyday Americans who aren’t being served well by traditional banks. We offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more! We help drive innovation, inclusion, and access across the industry with one of the most experienced leadership teams in fintech guiding us along the way. We were recently valued at over $25.5B and we’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others. *Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.