Top Mobile Payments Startups in 2024

Most things these days are instant and on-demand, except the money you're working hardest for. At EarnIn, we’re reimagining the way money moves to empower every person’s potential. We believe your hard-earned pay should flow more freely to give you more options, wherever life takes you. It starts with access to your earnings as you work. We like to think of it as “everyday payday.” But it’s much more than that. It’s a first-of-its-kind financial hub plus a unique card built entirely around streamed earnings. It’s more of your money to spend, transfer, and save as you want — at the lowest possible cost. And it’s all moving at the speed of you to bring more possibilities for today and tomorrow. After all, you've earned it. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc. Mission: We’re reimagining the way money moves to empower every person’s potential. We believe your hard-earned pay should flow more freely to give you more options, wherever life takes you.

OfferUp is changing how people buy and sell locally by making it as easy as taking and sharing a photo from your phone. We are not just about connecting buyers and sellers; we are about creating a simple and safe marketplace that changes people’s lives. OfferUp is a top 10 shopping app on Google Play and a top 20 app in the Lifestyle category on iTunes.

The world’s first checkout experience platform, Bolt offers a lightning-fast, one-click checkout, and connects millions of shoppers to retailers through a unified, cross-brand network. Hundreds of forward-thinking retailers like Forever 21, Badgley Mischka, Milk Makeup, and more rely on Bolt to convert, retain, and delight shoppers.

Since 2014, Recharge has helped over 15,000 merchants launch and scale their subscription business. Be it a curated monthly box, recurring necessities or access to exclusive perks, ReCharge powers billions of dollars in annual processing for nearly 35 million consumers. Our remote-first team of 350+ is building the future of subscription commerce. Our Values: Day One: It’s a mindset. Stay hungry, ambitious, open-minded, and ready to learn. Every day at ReCharge is Day One of building our future. Ownership: Drive impact by taking ownership and helping your team achieve their goals. You are accountable to yourself, your peers, our customers, and the mission of the company. Empathy: Empathize with your peers and ReCharge customers by communicating clearly, supporting each other, and doing the right thing. Humility: Approach every task with humility and open-mindedness by learning with your peers, collaborating effectively, and leaving your ego at the door.

RxAll™ is a digital infrastructure platform for healthcare. We enable on-demand access to high quality medicines at manufacturer/wholesale price to hospitals, pharmacies and patients from our curated network of high quality wholesalers and pharma companies. We solve $1.25T problem of access to affordable safe drugs. Our tech stack includes a proprietary instant drug testing platform- RxScanner™- that helps our sellers authenticate the medicines they sell. We also have the RxPOS™ that helps our sellers manage and sell inventory in store and online through our RxDelivered™ marketplace. Further, we have our embedded fintech RxPay™ that helps finance invoices for buyers on our platform ensuring availability and affordability of high quality medicines from our pharma company and wholesaler partners to our B2B2C customers. Our vision is to enable universal access to high quality medicines at the lowest prices to all humans across the world - starting with Africa.

Our product acts as a third-party intermediary that allows tenants who currently rent from individual landlords (80% of the Canadian market) to pay rent with a debit/credit card, earn rewards, and build credit. Our product is tenant-centric and requires no landlord sign-up, meaning tenants get the benefit without needing to change anything for their landlord - the landlord continues to get paid via their preferred payment method.

In 2006, we at Adyen had a vision: We wanted to create a platform capable of meeting the rapidly evolving needs of today's fast-growing global businesses with the goal of helping small businesses grow. Our platform enables merchants to accept payments in a single system, enabling revenue growth online, on mobile devices and at the point of sale. We love to help people achieve our dreams, so let us do the same for you!

Chime was created with the mission to make financial peace of mind a reality for millions of Americans. We're one of the fastest-growing financial technology companies in the U.S., offering banking services that are helpful, easy, and free—because we want to profit with our members, not from them. Our model doesn’t rely on overdraft, monthly service, minimum balance, or other member fees—it just focuses on delivering member value. How does Chime work? We partner with regional banks to design member-first financial products. This creates a more competitive market with better, lower-cost options for everyday Americans who aren’t being served well by traditional banks. We offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more! We help drive innovation, inclusion, and access across the industry with one of the most experienced leadership teams in fintech guiding us along the way. We were recently valued at over $25.5B and we’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others. *Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

We are Pleo - it's a part of who we are as a tech company. We help customers to delegate employee spending through an expensing platform. This ends out of pocket spending, encourages autonomy and trust in employees, and takes a huge burden off the finance team. Our product is a SaaS expensing platform that comes with physical pre-paid cards (so with a fintech twist) that are then distributed to all employees of the company. The best part is we're all users of Pleo ourselves - so it's a very applicable tool. It impacts anyone in a company who could spend money on behalf of their business - be it a coffee with clients or a Mac for a new hire. Working at Pleo means you're working on something very exciting: the future of work. Through fintech we've seen a way to impact how people work; we think company spending should be delegated to all employees and teams, that it should be as automated as possible, and that it should drive a culture of responsible spending.

Emburse humanizes work by empowering business travelers, approvers, finance professionals and CFOs to eliminate manual, time-consuming tasks so they can focus on what matters most. Emburse brings together some of the world’s most powerful and trusted expense management and accounts payable automation solutions, including Abacus, Captio, Certify, Chrome River, Nexonia and Tallie. The company’s solutions are trusted by more than 4.5 million business travelers and finance leaders in more than 120 countries. Over 14,000 organizations rely on Emburse’s solutions to eliminate manual processes, reduce risk, ensure compliance, and deliver deep spend insights to enable smarter, more informed decisions.