Top Payments Startups in 2026

Our goal is to revolutionize the business economy by evolving how funding flows. Today, we combine cutting-edge machine learning and data science technologies with outstanding design and top-notch user support that earns rave reviews from our thousands of happy customers.

JustPark is The Parking App leading a £50bn industry into the digital age. Parking has been difficult for too long, and we’re on a mission to make it easy. Today, we enable over 1.5 million drivers to enjoy easy parking - and also help over 20,000 property owners to manage their parking assets more effectively. Our 5-star apps help drivers find parking in seconds, with 1.4 million spaces to choose from - providing real-time information on price, availability and restrictions. You can even reserve and pay for a guaranteed space at 20,000+ locations, and extend your time in a couple of taps of the app - giving you total peace of mind. On the flip side, our award-winning car park technology unlocks underutliised space for drivers and helps property owners to maximise their revenue. From driveways to offices; hotels to hospitals; council-owned to commercially-run car parks - we offer industry-leading, data-driven solutions, trusted by Marriott, Hilton, JLL, BT, Savills and many more.

In 2006, we at Adyen had a vision: We wanted to create a platform capable of meeting the rapidly evolving needs of today's fast-growing global businesses with the goal of helping small businesses grow. Our platform enables merchants to accept payments in a single system, enabling revenue growth online, on mobile devices and at the point of sale. We love to help people achieve our dreams, so let us do the same for you!

Tremendous is the simplest way to send rewards and payouts around the world. We handle almost any form of payment that isn’t payroll. And our platform is free to use. We handle the tricky stuff that comes with sending money, so orgs can easily send rewards to research participants, sales prospects, employees, and so on in over 200 countries. We're 75 people, fully remote, highly profitable, and self-funded (yes, crazy, we know). Come work with us!

Lively is the modern HSA experience built for those seeking stability in the ever-shifting and uncertain healthcare landscape. Lively is committed to helping every HSA maximize its potential through intuitive design, accessible support, and ongoing education.

Incode Technologies is an omnichannel biometric identity company that builds secure, top-rated solutions for frictionless banking, hospitality, and retail experiences. Incode sets a new standard in convenience and security in order to enhance customer experiences and build a global database of identities using the world’s fastest edge-facial recognition technology as recognized by the United States Department of Commerce’s National Institute of Standards and Technology (NIST). Incode’s anti-spoofing technology, LiveBeam, doesn’t require any user interaction and is the first passive facial liveness system in the world to achieve Level-1 certification for NIST iBeta Presentation Attack Detection (PAD) testing. The company’s web and mobile solutions are adopted globally for a variety of applications, including onboarding, identity & ID verification, and transactions by some of the world’s largest financial institutions, governments, and retailers. Founded in 2015 by a passionate serial-entrepreneur and a group of hard-working individuals, we seek out people from diverse backgrounds and encourage them to take risks and approach new challenges unconventionally. We believe brilliant minds have the power to do great things! We’re a fun-loving, goal-crushing team who are immensely proud to be part of a common goal: to map the identity of humankind. Headquartered in San Francisco, the company operates globally with additional offices in Latin America and Europe.

Ascend is revolutionizing the financial operations of the insurance industry. Insurance accounts for a staggering 7.2% of global GDP but more than 40% of payments still reliant on paper checks. We automate the financial tasks associated with selling and buying insurance from end-to-end — from online customer payments, premium financing, to the distribution of commissions and carrier payables. We help digital distributors sell more insurance by simplifying operations, reducing payment friction and delivering the modern checkout experience customers expect. 

Emburse humanizes work by empowering business travelers, approvers, finance professionals and CFOs to eliminate manual, time-consuming tasks so they can focus on what matters most. Emburse brings together some of the world’s most powerful and trusted expense management and accounts payable automation solutions, including Abacus, Captio, Certify, Chrome River, Nexonia and Tallie. The company’s solutions are trusted by more than 4.5 million business travelers and finance leaders in more than 120 countries. Over 14,000 organizations rely on Emburse’s solutions to eliminate manual processes, reduce risk, ensure compliance, and deliver deep spend insights to enable smarter, more informed decisions.

We are solving a huge problem in financial services that has been lying unsolved for decades. All major payment systems (including wallets ) require two sided onboarding i.e. Payor and Payee need to onboard before they can transact. We have built a way to generate and transmit Digital Payments without onboarding the Payee/Recipient. This is huge in terms of bringing traditional paper and cash payments online. Add to that, we've figured out a clever way to monetize from both sides thereby changing the financial equation from Customers paying us to us paying our customers cash back from card fees! Our investors, whom we call our "believers," include Tim Draper, Adam Draper (Tim Draper's family), Naval Ravikabt through his AngelList Maiden Fund, co-founder of Intuit and more! Institutional investors include a top 4 bank and top 5 insurance company. Checkbook lets businesses move away from paper to deliver Digital Checks directly to a recipients email. This allows businesses to keep all their existing Accounts Payable (or Accounts Receivable processes) in place while moving to a completely online solution. All you need to send a check is the name and email of the recipient along with the amount you are sending. Recipients do not need to sign up for any service, download any app or pay any fees to receive payments. Digital Checks can be deposited and cashed online after instantly verifying banking credentials. No more paying high % based transaction fees on credit and debit cards or sharing sensitive bank account and routing numbers to payor.

Founded in 2017, dutchie is an all-in-one technology platform powering dispensary operations, while providing consumers with safe and easy access to cannabis. Dutchie aims to further support the positive societal change the cannabis space brings to the world through health and wellness benefits, social justice, and by empowering local communities through tax revenue. Powering thousands of dispensaries across 35+ markets throughout the United States and Canada, dutchie is the leading technology company in the cannabis space and was named to Fast Company’s 10 most innovative companies in North America and LinkedIn’s Top 50 Startups. Dutchie has raised $253M in funding to date, backed by Tiger Global, Dragoneer, DFJ Growth, Thrive Capital, Howard Schultz, Snoop Dogg’s Casa Verde Capital, Gron Ventures, members of the founding team at DoorDash, Kevin Durant’s Thirty Five Ventures, and other notable angel investors.