Top Banking Startups in 2024

Plaid is focused on democratizing financial services through technology. We build beautiful consumer experiences, developer-friendly infrastructure, and intelligent tools that give everyone the ability to create Plaid is used by thousands of digital financial apps and services like Betterment, Expensify, Microsoft and Venmo, and by many of the largest banks to make it easy for consumers to connect their financial accounts with the apps and services they want to use. Plaid connects with over 11,000 financial institutions across the U.S, Canada and Europe. The company was founded in 2013 by Zach Perret and William Hockey and is headquartered in San Francisco, CA.

We are a leading U.S. financial technology platform serving the needs of Americans who are working to create a better future for themselves. Our mission is to enable members to change their lives by creating better financial outcomes. Leveraging the best technology, we deliver inspirational and motivational products as we all move forward in a world of increasing digitization and complexity. To learn more about us, visit current.com or download our app on the App Store or Google Play. Current is backed by investments from Andreessen Horowitz, Tiger Global Management, TQ Ventures, Avenir, Sapphire Ventures, Foundation Capital, Wellington Management, QED Investors and EXPA.

Ripple is the leading provider of crypto solutions for businesses. Founded in 2012, our vision is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. As a leading enterprise blockchain company with products in commercial use by hundreds of customers across 50+ countries, our unique crypto solutions are faster, more transparent, and more cost effective than traditional financial services – solving inefficiencies that have long defined the status quo.

We're developing modern products, tools, and services designed for freelancers.

We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast. We build tools that help people feel in control of their financial future. Private student loans – low rates, people-first service, and flexible payments. Student loan refinancing – break free from high interest rates or monthly payments. Scholarships – access to thousands of scholarships to help students pay less. We're a fast-growing company, and that means we're constantly integrating the new perspectives of every individual. Looking for an impactful job with purpose? Visit our careers page to see our available opportunities! earnest.com/careers

Rho is on a mission to take the friction out of finances. Today, the financial services companies rely on to manage their accounts, expenses, and payments have become overly fragmented and complex—and, too often, juggling multiple third-party platforms gets in the way of growth instead of enabling it. That’s why Rho is putting a stop to banking in silos and integrating all the financial tools businesses need on one easy, centralized platform. It’s all about minimizing manual workflows for maximum impact.

At TrueLayer, we’re building a global open banking platform that’s changing how money moves and so much more. We make payments and refunds instant, account data accessible and verification seamless — all so innovators in every industry can build better financial experiences for their users. To date, we’ve raised $270 million from world-renowned investors including Stripe, Tiger Global, Addition and Tencent. We’ve got offices in London, Milan, and Dublin And we’re trusted by industry leaders like Revolut, Cazoo and Trading 212… though we’re not stopping here. Our vision is a financial system that works for everyone. To make that happen, we’re creating original and innovative products that will remove the friction from finance for good. We’re seriously scaling our infrastructure, we’re entering new territories all the time, we’re cornering a whole new category — and we’d like your help to get us there. Mission: We're building intelligent infrastructure that puts fintech at people’s fingertips. Open banking ignited a new generation of financial products. Exposing complex infrastructure as simple code, giving consumers more control over their financial lives, and injecting competition into sectors that had stood still for too long. The thing is, it’s just getting started... So we’ve decided to accelerate it. Opening things up even further. By crafting products that unlock compelling use cases, allowing any business to integrate finance into their applications. Encouraging new connections, collaborations, and commercial models, introducing open banking into every industry. We are TrueLayer. We’re opening up finance for everyone.

Our purpose is to make you and your business more successful by bringing business banking into the 21st century. We're building Canada's first mobile-first API-based banking platform that helps startups and small businesses bank, manage their finances, and integrate all of their financial tools in a simple and intuitive way. Join us and our growing community at northone.io

The centralized architecture of today’s exchanges is just not compatible with the irreversible nature of cryptocurrencies and needs to get redesigned. This is why we are creating an open exchange protocol instead of a centralized platform. Our protocol allows for connecting directly to banks to clear blockchain transaction. You can pay in fiat for cryptoassets using a regular wire transfer and be sure to receive your crypto in turn. Ramp is here to make decentralized apps accessible for everyone. To unleash the full potential of blockchain. And to democratize finance like never before. As a fast-growing, pioneering on-ramp provider, we’re uniquely placed to do just that. Our collaborative strategies and innovative technologies mean cryptocurrency can be bought using cash, bridging the gap between fiat and the future. Our commitment to embracing both the established and the emerging worlds of finance has seen us become the first crypto on-ramp to receive open banking registration. And as we continue to work with regulatory bodies around the world, we’re all set to connect the world’s existing financial infrastructure with an exciting, empowering, decentralized future.

At Monzo, we’re building a new kind of bank. One that lives on your smartphone and built for the way you live today. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better. Since we started we’ve been busy building the best current account in the world. We now have more than three million customers using our debit cards to manage their money and spend around the world. While someone opens a Monzo bank account every 11 seconds in the UK, we’re now setting foot in the US. It’s another important step towards our mission to make money work for everyone, putting people in control and making everything about their money easy. We’re moving mountains in the background so you can manage your money effortlessly. Download our app and go Monzo!