Top Financial Services Startups in 2026

SentiLink provides innovative identity and risk solutions, empowering institutions and individuals to transaction with confidence. We’re building the future of identity verification in the United States replacing a clunky, ineffective, and expensive status quo with solutions that are 10x faster, smarter, and more accurate. We’ve seen tremendous traction and are growing extremely quickly. Our real-time APIs have helped verify hundreds of millions of identities, starting with financial services and rapidly expanding into new markets. SentiLink is backed by world-class investors including Craft Ventures, Andreessen Horowitz, NYCA, and Max Levchin. We’ve earned recognition from TechCrunch, CNBC, Bloomberg, Forbes, Business Insider, PYMNTS, American Banker, LendIt, and have been named to the Forbes Fintech 50 list every year since 2023. Last but not least, we’ve even made history - we were the first company to go live with the eCBSV and testified before the United States House of Representatives on the future of identity. SentiLink supports a variety of ways to work, ranging from fully remote to in-office. We operate as a digital-first company with strong collaboration across the U.S. and India. We maintain physical offices in Austin, San Francisco, New York City, Seattle, Los Angeles, and Chicago in the U.S., and in Gurugram (Delhi) and Bengaluru in India. If you’re located near one of these offices, we would love for you to spend time in the office regularly. Some roles are hybrid or in-office by design. For example, our engineering team in India works primarily from our Gurugram office.

Wisetack helps in-person businesses offer financing to consumers. Through its suite of APIs, Wisetack embeds financing options into software platforms that businesses are already using in their day-to-day operations.

Circula is a B2B Software-as-a-Service company based in Berlin, Germany, offering companies an intuitive solution for employee expenses. The Circula software has been developed according to European tax standards and supports individualized expense and travel expense reporting to enable a seamless, uncomplicated, and compliant process. Circula was founded in 2017 by Nikolai Skatchkov and Roman Leicht. Circula's more than 370 customers (as of September 2020) include Ebner Stolz, Orthomol, N26, and Lilium. At Circula, we are reinventing the outdated and tedious methods of travel & expense management for European companies. Our team of experienced, international engineers, creatives and entrepreneurs merge financial services and newest technology to build an end-to-end solution for the problems that accountants, employees and executives face every day. As a well-funded, SaaS startup with a passion for innovation in the Fintech-industry, we feel right at home in our office in Berlin, the heart of Europe’s startup scene.

Mode Mobile is the creator of EarnOS, a transformational software that turns ordinary smartphones into "EarnPhones." This innovation empowers users globally to monetize everyday mobile activities such as streaming, gaming, shopping, etc. We enable users to profit from their data and attention rather than letting only tech giants benefit. Our inclusive approach sets us apart - converting users into earners and facilitating over $150M in earnings and savings while going a step further and turning earners into owners by awarding stock ownership in Mobile Mobile based on their usage. We have attracted over 40 million users across 170 countries. ​​Mode Mobile is proud to stand as the #1 Fastest-Growing North American Software Company recognized in Deloitte's 2023 Technology Fast 500 and ranked #2 across all sectors (Deloitte Fast 500 Winners). For additional insights, check out the information about our reward-based super app, Mode Earn App, which also powers the reward engine behind our proprietary smartphone, Mode Earn Phone.

Monsoon CreditTech is one of Asia's leading fintech startups. We work with some the region's largest banks, credit-card companies and NBFCs to help them make better lending decisions (using machine learning) that result in 30% lower delinquency rates and 25% higher approval rates. We have been selected to be a part of Mastercard Start Path and have partnered with some of the leading global financial institutions to bring the power of advanced machine learning to a wide range of portfolios.

At Ledgy we believe that entrepreneurship is a main driver of positive change in the world. By democratizing ownership in startups, we not only help startups attract the best talent but also allow employees to become owners and eventually entrepreneurs themselves. We create transparency for all owners of a startup, and bring scalability to important processes for founders such as managing their stockholders, preparing financing rounds, managing investor relations, and granting equity to all their employees. Our customers are the leading scale-ups across Europe, like Frontify, Wefox, VIU, NA-KD, and many more. Since our incorporation in 2017, we’ve been listed every year among the TOP 100 of Swiss startups and are ranked as the #1 ICT startup in Switzerland as well as in the Top 10 Swiss Fintech startups to watch in 2020. Our plans for 2021 include expanding throughout Europe and building on the traction we've built throughout the UK, the Nordics, and beyond. Join us on our mission.

SafetyWing is here to make equal opportunities a global reality. We’re doing this by building a global social safety net, and all our products exist to fulfill this purpose. Think health insurance, income protection and retirement plans that are available to you wherever you’re from, and is with you wherever you go.

We are solving a huge problem in financial services that has been lying unsolved for decades. All major payment systems (including wallets ) require two sided onboarding i.e. Payor and Payee need to onboard before they can transact. We have built a way to generate and transmit Digital Payments without onboarding the Payee/Recipient. This is huge in terms of bringing traditional paper and cash payments online. Add to that, we've figured out a clever way to monetize from both sides thereby changing the financial equation from Customers paying us to us paying our customers cash back from card fees! Our investors, whom we call our "believers," include Tim Draper, Adam Draper (Tim Draper's family), Naval Ravikabt through his AngelList Maiden Fund, co-founder of Intuit and more! Institutional investors include a top 4 bank and top 5 insurance company. Checkbook lets businesses move away from paper to deliver Digital Checks directly to a recipients email. This allows businesses to keep all their existing Accounts Payable (or Accounts Receivable processes) in place while moving to a completely online solution. All you need to send a check is the name and email of the recipient along with the amount you are sending. Recipients do not need to sign up for any service, download any app or pay any fees to receive payments. Digital Checks can be deposited and cashed online after instantly verifying banking credentials. No more paying high % based transaction fees on credit and debit cards or sharing sensitive bank account and routing numbers to payor.

NAI Northern California is the full-service outpost of NAI Global, the world’s largest network of commercial real estate brokers. With three offices in San Francisco, Oakland, and San Jose, we lead commercial real estate investments throughout the Bay Area, across Northern California, and around the country and the world thanks to the far-reaching NAI platform. Here locally, our team delivers CRE services with a heightened awareness of the technology that drives our region. Our advisors are the most tech-empowered of any under the NAI brand, maximizing the value we create for our clients, the industry, and our community. But we share more than just the tech of our neighbors. We share a mindset. Here it’s not enough to just be aware of what is. We’re also keenly focused on what could be. In Northern California, entrepreneurial thinking is habitual, and it’s a built-in mentality that we bring to every transaction. Since our founding in 2004, we’ve lived through booms and busts, recessions and crises, technological and social upheaval, and have continued to grow year after year. We credit our growth to our diverse client base and the practice of solving every real estate challenge they can present. The Bay Area attracts the entire world, and with this comes countless experiences, backstories, and points of view. Our clients give us the perspective to see a path through any challenge. Our three offices have us surrounding the Bay, and we are annually recognized as a Top-10 CRE Firm by the San Francisco Business Times and the East Bay Business Times. We employ more than 70 people organized into lean mutually-supportive divisions, offering the following services: Acquisitions, Dispositions, Leasing & Subleasing, Marketing Services, Market Research, Property Management, Landlord Representation, Tenant Representation, User Purchases, Build-to-Suit, Site Analysis/Due Diligence, Sale/Leaseback, Consulting & Planning, Receivership & REO, Disposition, and more.

We’re Mitek, a NASDAQ-listed global leader in mobile capture and digital identity verification solutions built on the latest advancements in AI and machine learning. Our Mobile Verify and Mobile Deposit products power and protect millions of identity evaluations and mobile deposits every day, around the world.