Top Financial Services Startups in 2024

The centralized architecture of today’s exchanges is just not compatible with the irreversible nature of cryptocurrencies and needs to get redesigned. This is why we are creating an open exchange protocol instead of a centralized platform. Our protocol allows for connecting directly to banks to clear blockchain transaction. You can pay in fiat for cryptoassets using a regular wire transfer and be sure to receive your crypto in turn. Ramp is here to make decentralized apps accessible for everyone. To unleash the full potential of blockchain. And to democratize finance like never before. As a fast-growing, pioneering on-ramp provider, we’re uniquely placed to do just that. Our collaborative strategies and innovative technologies mean cryptocurrency can be bought using cash, bridging the gap between fiat and the future. Our commitment to embracing both the established and the emerging worlds of finance has seen us become the first crypto on-ramp to receive open banking registration. And as we continue to work with regulatory bodies around the world, we’re all set to connect the world’s existing financial infrastructure with an exciting, empowering, decentralized future.

MPOWER lends to highly-employable domestic & international students at top US campuses who are excluded from traditional banking options. MPOWER builds on best practices set by LendingClub, SoFi, CommonBond, Earnest, Upstart, and others in the mainstream refinancing market, and applies these insights to an unaddressed segment of the population: high-potential international and domestic students at top universities. This segment requires capabilities that are unique to MPOWER: an innovative credit model, university partnerships, and global servicing. Loans are for 10-years at a fixed-rate, and range between $2,000 and $25,000. MPOWER disburses payments directly to the university to cover tuition or university-sponsored housing, meal plans, or health insurance. The loan comes with free personal finance education courses, credit-building tools, and a job placement service for the students.

FE International is an award-winning global M&A advisor of SaaS, e-commerce and content businesses. It has completed acquisitions for thousands of founders, owners and acquirers, and is the preeminent valuation thought leader in the industry. Its team includes experts in exit planning, valuation, accounting, legal and more. Founded in 2010, FE is known for its extensive network of pre-qualified international investors. With headquarters in New York and regional offices in Miami, San Francisco and London, FE is an international company serving clients worldwide. It was named one of The Americas’ Fastest Growing Companies in 2021 and 2020 by The Financial Times and is also a two-time Inc. 5000 company. Take a peek into the M&A industry by reading our Mid-Year Report. It contains data from tens of thousands of FE valuations and over 1,000 acquisitions. We’ve combed through this information line by line to give you detailed insights into the M&A landscape, including what happened in the first half of 2021 and what you can expect in the second half of 2021. feinternational.com/mid-year-report-2021 For more information about FE International visit feinternational.com.

Pomelo is the first financial technology platform to combine money transfer and credit together into a unified product. Pomelo has reinvented the money transfer experience to be refreshingly free, instant, and secure. By extending credit to family instead of sending cash, Pomelo helps consumers use and build their credit so that they can help and stay in touch with loved ones around the world.

At Retirable, we guide everyone through a personalized retirement roadmap and give them the opportunity to access approachable human advice and receive a monthly Retirement Paycheck, powered by tax-optimized withdrawals from their retirement savings. Even if you're starting with $0 today, we'll show where you're on track and need to improve before you transition into the next phase of your life. Once we see where you need to improve, our retirement experts will find ways to boost your finances and strengthen your roadmap. And since no one wants to go through this alone, you can chat, text, or speak with us for personalized guidance through every step. You'll only chat with U.S. based, licensed fiduciaries who put your interests first.

Moni is a suite of financial products for Mobile money agents powered by social trust. With us, your collateral are the people around you - your community; the people that see you, the people that know you.

Co-founded in 2007 by two leading scientists, The Voleon Group combines an academic approach to research with an emphasis on scalability and risk management to deliver cutting-edge technology at the forefront of the finance industry. Many of our leaders and employees hold doctorates in statistics, computer science, and mathematics, among other quantitative disciplines. We are committed to exemplary performance in all aspects of our research and operations, while maintaining a culture of intellectual curiosity and flexibility. Voleon’s CEO holds a Ph.D. in Computer Science from Stanford and previously founded and led a successful technology startup. Our Chief Investment Officer/Head of Research is a Statistics faculty member at UC Berkeley, where he earned his Ph.D. At Voleon, we approach investment management through the prism of machine learning, in which flexible statistical models are applied to the problem of financial prediction. Rather than having humans look at individual events within the marketplace, machine learning employs statistical algorithms capable of detecting persistent effects across large swaths of data. Besides financial markets, there is a wide array of other real-life applications for machine learning, from medical diagnosis to weather prediction.

At River, we are committed to building financial solutions that power a transparent and efficient global economic system made possible by Bitcoin. We have built leading Bitcoin brokerage, mining, and custody products to keep our clients ahead of the curve. We aim to bring premier Bitcoin solutions that offer our clients a full array of financial services.

At Monzo, we’re building a new kind of bank. One that lives on your smartphone and built for the way you live today. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better. Since we started we’ve been busy building the best current account in the world. We now have more than three million customers using our debit cards to manage their money and spend around the world. While someone opens a Monzo bank account every 11 seconds in the UK, we’re now setting foot in the US. It’s another important step towards our mission to make money work for everyone, putting people in control and making everything about their money easy. We’re moving mountains in the background so you can manage your money effortlessly. Download our app and go Monzo!

Vise is a technology-powered asset manager that uses artificial intelligence to help financial advisors build, manage, and explain personalized portfolios for their clients. Vise’s mission is to create financial freedom for all with a platform that allows all investors, regardless of age, net worth, or geography, to access personalized, automated, and intelligent investments across all asset classes. The company is leading the industry-wide shift toward Wealth 3.0—the next step beyond mutual funds, ETFs, and index funds into personalized, automated portfolios. Backed by investors like Sequoia, Ribbit Capital, and Founders Fund, Vise has raised nearly $130 million since its founding in 2016. The company has 70 employees based across the U.S. with headquarters in New York.