Top Finance Technology Startups in 2024

Blend makes the process of getting a loan simpler, faster, and safer! With its digital lending platform, Blend helps financial institutions including Wells Fargo and U.S. Bank increase productivity and deliver exceptional customer experiences. The company processes nearly $2 billion in loans daily, helping millions of consumers gain access to the capital they need to lead better lives. Founded in 2012 by a group of former Palantir engineers, Blend has raised $685 million from leading venture investors including Andreessen Horowitz, Canapi Ventures, Capital One Ventures, Coatue, 8VC, Emergence Capital, Founders Fund, General Atlantic, Greylock Partners, Lightspeed Venture Partners, Temasek, and Tiger Global Management.

Ethos is a technology company that makes getting life insurance easier, faster, and better for everyone. We leverage deep technology and data science in our mission to protect the next million families by streamlining the life insurance process so it's more accessible and convenient. We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. This full-stack technology platform is the backbone of family financial health. Ethos has raised over $400 million from Sequoia Capital, SoftBank Vision Fund 2, Accel, and Google Ventures (GV). We are listed in Forbes’ Top 50 Fintechs of 2020, and as one of Built In's "Best Places to Work" of 2022. Come join us on our mission to protect the next million families.

We have created a brand new class of financial product - an "Obligo". It is something between a security deposit and a pre-auth (billing authorization). Our platform is solving a huge problem for both tenants and landlords, and the demand is out of this world. The conditions are ripe for Obligo to become the new industry standard!

Fast becoming the default for corporate travel and spend management, TripActions is the leading cloud-based T&E platform that combines industry-first technology with best-in-class travel agency service. Trusted by travel managers and finance teams alike at more than 5,000 companies globally, TripActions leverages real-time data to keep traveling employees safe, control costs, and save time. TripActions’ investors include such visionaries as Andreeeseen Horowitz, Lightspeed Ventures, GreenOaks Capital, Zeev Ventures, and entrepreneurs Lee Fixel and Elad Gil. In October of 2021, TripActions announced its Series F funding of $275M at an upround valuation of $7B+ to help accelerate future growth plans. At TripActions, we’re never satisfied with the status quo, and we know breakthrough ideas come from diverse perspectives. We are committed to cultivating a workplace that reflects the diversity of the customers we serve while fostering leadership and innovation. All voices are valued here and you’ll have the resources, tools, and training you’ll need to do the best work of your life. Here is more information about our Fintech Product called Liquid: TripActions LiquidTM is a next-generation spend management solution that is disrupting the market by offering virtual and physical corporate cards that eliminate the need for traditional expense reports—from approval submission to reconciliation. By tying the cards to customized spend policies and employees’ itineraries, TripActions Liquid automatically recognizes and files reports at time of purchase for real-visibility and control over spend. In October 2021, TripActions announced its Series F funding of $275M at an up-round valuation of $7B+ to help accelerate future growth plans. In April of 2021, TripActions and Visa announced an expanded strategic partnership. Through the new partnership with Visa, TripActions will accelerate the growth of its next-generation corporate card offering, increasing access to flexible paym

We have created a platform that provides the tools required to complete a cross-border transaction. The tools we have built are proprietary built and have been created into a platform after successfully running our consultancy for two years. The tools aim to help users to quantify their FX exposures, compare and contrast potential strategies, execute these strategies at the best possible terms and report and upgrade on their chosen strategy.

At the intersection of banking and technology, Cross River is on a mission to build the infrastructure that propels access, inclusion and the democratization of financial services. Our company enables our clients to deliver responsible financial solutions that empower consumers anytime, everywhere. We are backed by Andreessen Horowitz, Battery Ventures, Ribbit Capital; our partners include companies such as Affirm, Stripe, Coinbase, and many others. At a quick glance, we were founded in 2008, have over 800 employees, and 80+ partnerships and have originated over $93 Billion in loans. We specialize in Marketplace Lending, Payments, and our Compliance framework. Our approach focuses on: -Compliance, our regulatory and compliance standards are strategic assets, at the heart of everything we do. -Technology, through constant innovation, we provide streamlined solutions that make our clients' vision come to life -Leadership, we put our trusted experience to work on behalf of our clients, so they can lead the industry forward. As an innovative company we are also brining Crypto to the next 1B users by offering, Crypto backed lending, fiat on/off ramps, and Custody buy, sell and hold. Cross River offers amongst the best benefits in the industry: Family Medical Plans with minimal outlay to the employee, generous time off, matching 401K, pre-IPO equity, flexible and hybrid work culture, a shuttle from Manhattan to the office, and many more perks and amenities.

Divvy Homes is a tech-enabled real estate platform that facilitates rent-to-own home purchases. Divvy is backed by GIC, Lennar, Caffeinated Capital, a16z, SciFi VC. Divvy was incubated in Max Levchin's startup studio HVF by Adena Hefets, previously of Square, and Brian Ma, previously of Zillow - along with cofounders Nick Clark and Alex Klarfeld. We founded Divvy to make homeownership, and all the power that comes with it, accessible to everyone. Because a home of your own isn’t just a resting place. It’s freedom, and it’s security. It’s a legacy—and a chance to build wealth for everyone who comes after you.

Tesorio is the world’s first and only cash flow performance platform. It empowers CFOs and finance teams to boost profits and cash flow performance by using artificial intelligence to better manage, predict, and collect cash. The platform unifies and analyzes an organization’s traditionally-siloed financial data from ERPs, billing systems, banks, and email to present views of all inbound and outbound cash flows, giving finance orgs a precise understanding of how these impact cash and liquidity. The platform also provides predictions of future cash flows which inform its smart workflow automation apps, such as a collections CRM, currency exposure management, and working capital manager. The Tesorio platform can adapt to the needs of any business and significantly improve its cash flow performance. By eliminating cumbersome spreadsheet-driven processes, it not only increases the speed and accuracy of financial team activities but also frees their time for more strategic efforts.