Top Finance Technology Startups in 2027

Origin is building the AI-native wealth management platform that democratizes sophisticated financial services — combining money management, personalized AI-grounded advice, and financial products in a single intelligent system. We're a Series B company founded by repeat entrepreneurs, backed by Founders Fund, Felicis, and General Catalyst. We've reached profitability and are expanding from our core personal-finance product into banking, high-yield savings, and mortgage & insurance referrals — while growing 100%+ year over year.

We're on a mission to empower hard-working Americans to achieve greater financial resilience; arming them with the products and support they need to create healthy financial habits. Through our mobile app, we offer customers premium bank accounts that have no minimum balance requirement or monthly account fees, high-interest savings accounts, and solutions to build, repair, and access credit. Our state-of-the-art technology provides tech-first features to help people achieve their financial goals and manage their money more easily. Varo is distinct from other fintechs: We've made history as the first and only consumer fintech to be granted a national bank charter by the Office of the Comptroller of the Currency (OCC). Our unique team combines the best of tech and banking, and we’re wildly passionate about keeping our customers happy by helping them manage and grow their money. Our teams are based in San Francisco and Salt Lake City. Privately held, we've raised over $419M to date, from leading institutional investors and strategic partners including Warburg Pincus, The Rise Fund / TPG Growth, Gallatin Point Capital, Harbourvest Partners, and Progressive Insurance.

Keeper is an AI-native tax filing software, designed for people with complex taxes. Connect your bank to automatically uncover hidden tax breaks!

Property management in 2021 is still a collection of poorly integrated, often barely usable, point solutions. This creates huge inefficiencies for property managers and indirectly inflates costs for owners and ultimately tenants, often impacting the quality of service they receive in their home. Pure aims to reset all of that, with a user-focused property management platform enabling property managers to effectively apply their time where it's needed, while reducing manual steps in the day-to-day. For tenants, this means a responsive property team that's accessible and easy to reach. They will get a modern payment experience, maintenance issue resolution that works on time and on their schedule; ultimately a better managed home. Owners can expect efficient, timely, and accurate payments, notifications when their authorization is needed (for maintenance or the likes), insights into the performance of their assets, and an overall enhanced level of service.

Augment is the first online marketplace for equity in private companies. Startups are staying private for an average of 12 years before an IPO -- both employees and early investors need liquidity before then. Augment transparently aggregates demand and supply for stock sales, enables negotiation, and reduces the friction for executing a trade. We are bringing transparency and efficiency to an opaque and fragmented market.

Shelf provides an app where you can create groups with your close one to pool the money together and pay directly from the groups for your shared expenses. You can use it with friends, family, flatmates, and colleagues. Shelf has been founded by IIT Roorkee alumni and is backed by Y Combinator, the world's largest startup accelerator, which has backed companies like Airbnb, Coinbase, Stripe, Razorpay, Meesho, Groww, Zepto, Fampay and many superb performing startups.

Luminary's technology platform enables wealth advisors to deliver generational gift and philanthropic giving solutions at scale. More than $100 billion in family and philanthropic giving capacity is created each year. But flaws in the current process impose over a billion in annual costs in order to access it. We are building the first product for wealth managers to automate the complex, and inefficient estate planning process.

Kiva (kiva.org) is an international nonprofit with a mission to expand financial access to help underserved communities thrive. We run a global marketplace platform to crowdfund microloans for financially excluded entrepreneurs, farmers and students around the world. Our organization combines the culture and technological passion of an internet start-up with the compassion and empathy of a non-profit to create impact and opportunity at global scale. In just 13 years, we have raised more than $1.2 billion in loan capital for 2.7 million borrowers in 83 countries. Our lenders fund over $10 million in loans every month. With offices in San Francisco, Portland, New York, Nairobi, and Bangkok, Kiva's team includes 100+ employees and 400+ volunteers worldwide. Our team is growing as we pursue exciting new opportunities to create a financially inclusive world.

Hello Alice is a free, multichannel platform that helps businesses launch and grow. With a community of nearly 600,000 business owners in all 50 states and across the globe, Hello Alice is building the largest network of owners in the country while tracking data and trends to increase the success rate for entrepreneurs. Our partners include enterprise business services, government agencies, and institutions looking to serve small- and medium-business owners to ensure increased revenues and promote scale. A Latina owned company, founded by Carolyn Rodz and Elizabeth Gore, we believe in business for all by providing access to all owners including women, people of color, veterans, and everyone with an entrepreneurial spirit. To learn more, visit helloalice.com, as well as Twitter, LinkedIn, Instagram, and Facebook.

Zero Hash's mission is to empower innovators by delivering access to the financial system 2.0. Zero Hash enables developers and businesses to focus on building experiences and products. We power your favorite brokerage app or neobank to offer BTC, provide the rails to the 2.0 payment processors, give platforms the ability to facilitate instantaneous cross-border payments, and eliminate complexity for moving assets for the world's largest liquidity providers. Zero Hash provides the complete turnkey solution to allow platforms to launch digital assets and own the client experience without any regulatory overhead and a light technical lift (a matter of API endpoints). Zero Hash's clients include Neo-banks, broker-dealers, and payment groups. Zero Hash is a FinCen-registered Money Service Business as well as a regulated Money Transmitter that can operate in 51 US jurisdictions. Zero Hash is also regulated as a Canadian MSB. Zero Hash was voted Innovator of the Year by the 2019 Profit & Loss Readers Choice Awards.