Top Insurtech Startups in 2026

Clearcover is a smarter car insurance choice. The company offers better coverage at lower prices than traditional carriers by using advanced technology, eliminating wasteful spending, and promoting transparency to help consumers make informed decisions. The company has been featured in Forbes and Inc for its innovative approach to redesigning car insurance for the everyday driver.

We're developing modern products, tools, and services designed for freelancers.

Ethos is a technology company that makes getting life insurance easier, faster, and better for everyone. We leverage deep technology and data science in our mission to protect the next million families by streamlining the life insurance process so it's more accessible and convenient. We’ve issued billions in coverage each month and eliminated the traditional barriers, ushering the industry into the modern age. This full-stack technology platform is the backbone of family financial health. Ethos has raised over $400 million from Sequoia Capital, SoftBank Vision Fund 2, Accel, and Google Ventures (GV). We are listed in Forbes’ Top 50 Fintechs of 2020, and as one of Built In's "Best Places to Work" of 2022. Come join us on our mission to protect the next million families.

Ascend is revolutionizing the financial operations of the insurance industry. Insurance accounts for a staggering 7.2% of global GDP but more than 40% of payments still reliant on paper checks. We automate the financial tasks associated with selling and buying insurance from end-to-end — from online customer payments, premium financing, to the distribution of commissions and carrier payables. We help digital distributors sell more insurance by simplifying operations, reducing payment friction and delivering the modern checkout experience customers expect. 

Oscar is a technology-driven, consumer-focused health insurance startup founded in 2012 and headquartered in New York City. Oscar uses technology and personalized service to give members transparency into the health care system and empower them to choose quality, affordable care. The Oscar member experience includes a personalized concierge team that helps members do everything from finding a doctor to processing a claim, a 24/7 Doctor on Call service for members on the go, and a tightly integrated, curated network of first-rate physicians and hospitals. Members can easily access their health history and account information via hioscar.com and our iOS and Android apps. Say hi or learn more at hioscar.com or follow us at twitter.com/OscarHealth.

Next Insurance is a fast-growing 350+ person startup based in Silicon Valley and is led by a team of experienced entrepreneurs with a history of successful outcomes. Our mission is to transform insurance for small businesses by combining world-class technology and phenomenal customer service to offer better insurance at a lower price. Next has raised over $630 million from top tier investors and is the valley’s latest unicorn, valued at over $2 billion.

Porch provides software & services to several home service industries: Inspectors - ISN is the #1 inspection software company. ISN helps inspection companies grow their businesses and offers their customers exclusive lifetime concierge benefits. Moving - HireAHelper’s moving platform allows moving companies to manage their business and attract new customers. Utilities - Kandela provides an award-winning customer experience to help utility customers and helps get partner program adoption for utility companies. Contractors - Porch enables home professionals to find jobs and improve their business through both B2B and B2C software and services. Real Estate - Porch’s software helps simplify the negotiation process for realtors and their clients, while helping make the move-in process easier for their customers. Home Warranty - Porch helps warranty companies onboard new customers and make ongoing home maintenance easier. Through our partnerships, we deliver services to consumers across the lifetime of their homes: Pre-move - Porch helps homebuyers book inspections, get repair estimates, and find the right insurance policy. Book Inspections, Repair Estimates, Insurance. Move-in - Porch provides homebuyers with technology and a Home Assistant to simplify their move. Movers, Security, TV/Internet, Utility Setup Maintenance - Porch fulfills requests with fixed pricing and quality professionals. TV Mounting, Dryer Vent Cleaning, Carpet Cleaning, Gutter Cleaning
, HVAC, Handyman. Improvement - Porch supports larger home improvement requests through our pro network. Painting, Electricians, Plumbing, Remodeling, Roofing, Windows.

Canopy Connect is a digital infrastructure that offers easy permissioned sharing to businesses looking to streamline gathering data from consumers. ‍ Our technology enables insurance agencies, insurance carriers, mortgage lenders and insurance innovators to deliver delightful, intelligent and frictionless insurance services.

Batvoice AI analyzes thousands of calls every day. We seek to improve the lives of our users and their callers. Our partners range from the emergency services, whom we help save more lives, to B2C companies, whom we help better serve their customers. Our core technology is built in-house : from speech recognition to sentiment analysis. We apply our tools expertly to help our users extract insights from their audio that they can’t get any other way.

Agency provides enterprise-level cybersecurity for individuals and growing businesses. Agency is located in New York.