Top Finance Technology Startups in 2024

We are a marketplace where users can compare personalized, prequalified rates and quotes from multiple lenders and carriers, for student loans, mortgages, personal loans and insurance. We’re challenging the status quo by giving power to the consumer. We believe in a world where ‘ethical’, ‘lending’, and ‘insurance’ can coexist, so we set out to build innovative platforms that actually work for customers. Our mission is to help people find the best loan or insurance policy possible. We believe researching and buying loans or insurance shouldn’t be confusing or complex, so we’ve focused on simplicity. We’ve created the only unbiased loan and insurance buying process out there, which makes finding options straightforward and clear. Insurance-related services are provided through Young Alfred Inc. (CA: Young Alfred Insurance Agency, Lic. # 0M90597). All loan and mortgage-related services are provided through Credible Operations, Inc., NMLS # 1681276. nmlsconsumeraccess.org. Not available in all states.

Addepar is a wealth management platform that specializes in data aggregation, analytics and reporting for even the most complex investment portfolios. The company’s platform aggregates portfolio, market, and client data all in one place. It provides asset owners and advisors a clearer financial picture at every level, allowing them to make more informed and timely investment decisions. Addepar works with hundreds of leading financial advisors, family offices, and large financial institutions that manage over $1.3 trillion of assets on the company’s platform. In 2018, Addepar was named as a Forbes Fintech 50 and received Morgan Stanley’s Fintech Award for making a significant impact on the firm’s mission of continuous innovation. Addepar is headquartered in Silicon Valley and has offices in New York City, Chicago, and Salt Lake City.

We offer machine driven closing programs to facilitate your real estate business. This first-of-its-kind solution will remove 80% of friction, cost, expense from title and escrow to increase productivity and networking. Headquartered in San Francisco, CA, States Title Holding, Inc., is one of the top 10 largest real estate settlement services in the United States. Handling both residential and commercial transactions, the company’s extensive network is able to coordinate settlement and underwriting services spanning across all 50 states.

Unison is a San Francisco-based company that is pioneering a smarter, better way to buy and own homes. We are a team of financial and real estate professionals who are committed to helping homebuyers get the home they want, and homeowners finance their life needs without adding debt. We are radical enablers of enlightened capitalism pioneering optimal homeownership for all.

Realm is building the modern financial advisor for your house. Primary residences account for 62% of the average American’s total assets, but there’s no accessible platform homeowners can turn to for unbiased, actionable advice — until now. From the day you buy your home to the day you sell it, you’re making a series of expensive and confusing decisions. To navigate these decisions, homeowners try to cobble together information from biased experts, googling, and friends. Realm's free insights and tools help homeowners across the US make informed decisions. Our nationwide product is powered by technology, with a human touch. Our insights help homeowners navigate complex & expensive home decisions, ranging from how much to spend on a kitchen renovation to when to refinance.

CAIS is the leading open-architecture financial product platform offering the independent wealth management channel access to a menu of alternative investment funds and capital markets offerings. We are a FinTech, B2B organization that is leveling the playing field by providing research, diligence, access, and execution of complex financial products.

Veriff delivers market leading identify verification (IDV). With the combined forces of machine learning and expert in-house specialists, Veriff protects businesses and enables good customers to effortlessly verify themselves. AI speeds up sessions with immediate feedback, while manual checks by our verification gurus mitigates the risk of financial crime.

Wealthfront is a nextgen banking service. We help you manage your money for both your short-term and long-term goals by providing a cash account with a top-of-market APY, best-in-class automated investment management, and free financial advice, anytime you want it. We entered into the banking space in a big way this year with the launch of our cash account that offers an interest rate 23x greater than the national average. We’ve been overwhelmed by the response and have grown nearly 100% this year already to manage nearly $20 billion in total client assets. Our ultimate vision is to optimize and automate all of our clients’ finances and build what we call Self-Driving Money™️. We want clients to be able to automatically deposit their paycheck into their Wealthfront account, and let us take care of the rest — paying their bills, topping off their emergency fund or 401(k), and investing the rest based on their specific goals and lifestyle.

Mode Earn App. Mode Earn App, a rewards-based superapp with over 30 million registered users and rapidly growing, gives people around the world the opportunity to earn supplemental income, up to $600 per year or more, for doing everyday activities such as listening to music, playing games, reading the news, unlocking and charging their phones, shopping, completing surveys, watching videos, and doing search. Additionally, consumers can redeem for gift cards like Amazon, PayPal, etc. The Android-based Mode Earn App in the Google Play app store has garnered a 4.4 star rating from over 2.4 million verified reviews and 30+ million installs. Mode Earn Phone. Mode Earn Phone is the smartphone that pays for itself, enabling budget-conscious consumers the opportunity to earn supplemental income, up to $900 per year by using it 4 hours per day, while using their phones and doing everyday activities such as listening to music, playing games, reading the news, unlocking and charging their phones, shopping, completing surveys, watching videos, and doing search. Consumers not only get a high-quality Android-based phone available via either subscription or purchase, they also get a brand new Mode Earn Phone every 12 months with the latest features. Our Values: Action-Driven Curious Caring Thorough Our Norms: Allow OKRs to Guide Us. Assume Positive Intent Agree to Disagree & Commit Set New Precedents Accomplish More with Less Hold Yourself & Others to High Standards Speak Up Be Resourceful Follow the 80/20 Rule

Foundation Capital was founded in 1995. As an early-stage venture capital firm, our fintech, enterprise, and consumer investments have reinvented industries and defined new markets. For a quarter of a century—through boom and bust, prosperity or calamity—Foundation Capital has endured, evolved, and thrived, with over $3B in committed capital, 28 IPOs, and 80+ acquisitions to our name. Building companies is in our bones. We back individuals who want to nudge the world ahead in some way, using a transformative business as their fulcrum. Great companies, like Apple or Amazon or Netflix, aren’t formed from code and corporate charters. They’re built on a foundation of dreams and desires; raised up through struggle and sacrifice. For such companies to succeed, the people who start and lead them have to want success badly. It has to come from the deepest part of them—a hunger to create something consequential, something lasting; a need to prove themselves, whether out of a sense of mission, or a yearning for significance, or a heart full for disobedience. We look for people who believe—even if they would never speak it out loud—that the purpose of life is to be briefly extraordinary. We think that since the beginning of invention, humanity has advanced because the remarkable have pushed us forward. Because select women and men of their times have dared to think different, to build it better, to do what’s never been done. Across the ages, we’ve had many names for these people. Today, at Foundation Capital: we call them founders.