- B2C
- B2B
- Scale StageRapidly increasing operations
- Top InvestorsThis company has received a significant amount of investment from top investors
Jobs at PayJoy
PayJoy is bringing consumer finance to people who are underbanked around the world. Today, our unique locking technology and data science enables us to offer access to loans to millions in emerging markets. Our ambition is to deliver affordable consumer finance to 1B+ people worldwide to obtain a smartphone and/or cash loans, and join the modern digital, mobile economy. We have offices across 4 continents in San Francisco (HQ), Mexico City, India, Indonesia, and South Africa.
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Team
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Type
Product
Product Manager - Lock Platform
NewPosted 1 week ago
Product Manager - Lock Platform
- Own end-to-end delivery of lock platform initiatives — from problem definition through launch, post-launch iteration, and ongoing operational ownership.
- Drive lock security initiatives including OTA enforcement, device vulnerability reduction, and the systems that give leadership real-time visibility into platform health.
In office • San Francisco
$250k – $270kProduct
Principal Product Manager, Mobile Product
NewPosted 3 weeks ago
Principal Product Manager, Mobile Product
- Define and drive the multi-year product strategy for PayJoy's App platform.
- Identify opportunities to extend the platform beyond loan servicing — including e-commerce, rewards and benefits ecosystems, and engagement tools.
In office • San Francisco
$303k – $320kEngineering
Sr Engineeing Manager / Director - Infrastructure Engineering
NewPosted 1 month ago
Sr Engineeing Manager / Director - Infrastructure Engineering
- Define and execute the long-term strategy and architecture for cloud infrastructure, developer platforms, CI/CD systems, and shared engineering services that improve developer productivity and platform reliability.
- Drive delivery of large-scale infrastructure initiatives while balancing reliability, scalabili...
In office • San Francisco
$272k – $289kProduct
Senior Product Manager Trust and Safety
NewPosted 1 month ago
Senior Product Manager Trust and Safety
- Define and drive a multi-market Trust & Safety strategy that balances fraud loss reduction with customer conversion—owning the full roadmap from detection accuracy improvements to false-positive reduction and friction minimization.
- Lead the end-to-end product lifecycle—from problem discovery through launch and iteration—for f...
In office • San Francisco
$250k – $270kEngineering
Senior Software Engineer - Android Systems & Security
NewPosted 2 months ago
Senior Software Engineer - Android Systems & Security
- Framework Engineering: Develop and maintain custom modifications within the Android Framework (AOSP) and Hardware Abstraction Layers (HAL).
- OEM Integration: Partner with global smartphone manufacturers and chipset vendors to integrate PayJoy’s proprietary technology into factory firmware.
In office • San Francisco
$272k – $283kEngineering
Senior Engineering Director - Consumer & Lock
NewPosted 5 months ago
Senior Engineering Director - Consumer & Lock
- Drive end-to-end delivery of high-quality features that power loan origination, payments, servicing, and new credit products
- Establish strong product engineering practices that balance experimentation, speed, reliability, and regulatory compliance.
In office • San Francisco
Engineering
Staff Software Engineer - Payments
NewPosted 6 months ago
Staff Software Engineer - Payments
- Solve Critical Problems: Identify, prioritize, and solve technical challenges impacting growth.
- Lead and Collaborate: Architect new solutions, Implement newer patterns/framework that other candidates can use and implement, Identify potential systemwide solutions, guide teams, ensuring solutions meet business goals and technical standards.
In office • San Francisco
$310k – $324kEngineering
Staff Software Engineer
NewPosted 7 months ago
Staff Software Engineer
- Solve Critical Problems: Identify, prioritize, and solve technical challenges impacting growth.
- Lead and Collaborate: Architect new solutions, Implement newer patterns/framework that other candidates can use and implement, Identify potential systemwide solutions, guide teams, ensuring solutions meet business goals and technical standards.
In office • San Francisco • Mexico City • Bogotá
Engineering
Senior Software Engineer iOS
NewPosted 7 months ago
Senior Software Engineer iOS
- Design, build, and operate our iOS app across multiple markets.
- Implement effective, resilient, and scalable features using Swift, SwiftUI, modern iOS frameworks, unit/integration tests, and clean architecture practices.
In office • San Francisco • Mexico City
$272k – $283kEngineering
Staff Software Engineer IOS
NewPosted 7 months ago
Staff Software Engineer IOS
- Design, build, and operate our iOS app across multiple markets.
- Implement effective, resilient, and scalable features using Swift, SwiftUI, modern iOS frameworks, unit/integration tests, and clean architecture practices.
In office • San Francisco • Mexico City
$310k – $324kEngineering
Staff Software Engineer - Martech (SF)
NewPosted 7 months ago
Staff Software Engineer - Martech (SF)
- Architect and own PayJoy’s marketing-technology platforms, including attribution pipelines, tracking frameworks, lifecycle automation engines, personalization systems, and CRM/CDP integrations.
- Lead medium-to-large, multi-team engineering initiatives end-to-end, including problem definition, architecture design, planning, risk mitigation, execution, testing, deployment, and ongoing monitoring.
In office • San Francisco
$310k – $324kEngineering
Senior Software Engineer - Martech
NewPosted 8 months ago
Senior Software Engineer - Martech
- Own medium-sized features and services end-to-end — including technical design, development, testing, deployment, and ongoing maintenance.
- Write clean, performant, secure, and wel-tested code with strong observability and monitoring.
In office • San Francisco • Mexico City • Bogotá
$2k – $2kEngineering
Staff Data Engineer
NewPosted 8 months ago
Staff Data Engineer
- Architect and Build Data Pipelines: Build, optimize, and maintain reliable, scalable, and efficient data pipelines for both batch and real-time data processing.
- Data Strategy: Develop and maintain a data strategy aligned with business objectives, ensuring data infrastructure supports current and future needs.
In office • San Francisco
$270k – $304k