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PayJoy
Actively Hiring
Finance for the next billion501-1000 Employees
  • B2C
  • B2B
  • Scale Stage
    Rapidly increasing operations
  • Top Investors
    This company has received a significant amount of investment from top investors
View 7 jobs

Jobs at PayJoy

PayJoy is bringing consumer finance to people who are underbanked around the world. Today, our unique locking technology and data science enables us to offer access to loans to millions in emerging markets. Our ambition is to deliver affordable consumer finance to 1B+ people worldwide to obtain a smartphone and/or cash loans, and join the modern digital, mobile economy. We have offices across 4 continents in San Francisco (HQ), Mexico City, India, Indonesia, and South Africa.
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Data Analyst

NewPosted 1 week ago

Data Analyst

  • Design, build, and maintain scalable data pipelines (ETL/ELT) that ingest, clean, transform, and load data from multiple sources into the data warehouse/lake.
  • Develop and maintain data models, schemas, and transformations (e.g., with dbt) that produce reliable, well-documented, analytics-ready datasets.
In office • Quito • Panama City • Lima
Product

Product Manager - Lock Platform

NewPosted 1 month ago

Product Manager - Lock Platform

  • Own end-to-end delivery of lock platform initiatives — from problem definition through launch, post-launch iteration, and ongoing operational ownership.
  • Drive lock security initiatives including OTA enforcement, device vulnerability reduction, and the systems that give leadership real-time visibility into platform health.
In office • San Francisco
$250k – $270k
Product

Principal Product Manager, Mobile Product

NewPosted 1 month ago

Principal Product Manager, Mobile Product

  • Define and drive the multi-year product strategy for PayJoy's App platform.
  • Identify opportunities to extend the platform beyond loan servicing — including e-commerce, rewards and benefits ecosystems, and engagement tools.
In office • San Francisco
$303k – $320k
Engineering

Sr Engineeing Manager / Director - Infrastructure Engineering

NewPosted 1 month ago

Sr Engineeing Manager / Director - Infrastructure Engineering

  • Define and execute the long-term strategy and architecture for cloud infrastructure, developer platforms, CI/CD systems, and shared engineering services that improve developer productivity and platform reliability.
  • Drive delivery of large-scale infrastructure initiatives while balancing reliability, scalabili...
In office • San Francisco
$272k – $289k
Product

Senior Product Manager Trust and Safety

NewPosted 2 months ago

Senior Product Manager Trust and Safety

  • Define and drive a multi-market Trust & Safety strategy that balances fraud loss reduction with customer conversion—owning the full roadmap from detection accuracy improvements to false-positive reduction and friction minimization.
  • Lead the end-to-end product lifecycle—from problem discovery through launch and iteration—for f...
In office • San Francisco
$250k – $270k
Engineering

Senior Software Engineer - Android Systems & Security

NewPosted 3 months ago

Senior Software Engineer - Android Systems & Security

  • Framework Engineering: Develop and maintain custom modifications within the Android Framework (AOSP) and Hardware Abstraction Layers (HAL).
  • OEM Integration: Partner with global smartphone manufacturers and chipset vendors to integrate PayJoy’s proprietary technology into factory firmware.
In office • San Francisco
$272k – $283k
Engineering

Staff Software Engineer - Payments

NewPosted 7 months ago

Staff Software Engineer - Payments

  • Solve Critical Problems: Identify, prioritize, and solve technical challenges impacting growth.
  • Lead and Collaborate: Architect new solutions, Implement newer patterns/framework that other candidates can use and implement, Identify potential systemwide solutions, guide teams, ensuring solutions meet business goals and technical standards.
In office • San Francisco
$310k – $324k
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