Top Fin Tech Startups in 2026

Jellyvision helps companies explain their important (but maybe kind of complex) messages in a delightful way. We create virtual salespeople, brokers, guidance counselors, HR reps, and teachers, who have fun, personalized conversations with your customers and employees and help them understand confusing or snooze-inducing topics. Our most famous virtual helper is ALEX, America’s best-selling and most-trusted standalone benefits decision support tool. Used by hundreds of companies (including 30 in the Fortune 500), ALEX helps millions of employees make smarter decisions that save them—and their employers—surprising amounts of time and money.

We're on a mission to empower hard-working Americans to achieve greater financial resilience; arming them with the products and support they need to create healthy financial habits. Through our mobile app, we offer customers premium bank accounts that have no minimum balance requirement or monthly account fees, high-interest savings accounts, and solutions to build, repair, and access credit. Our state-of-the-art technology provides tech-first features to help people achieve their financial goals and manage their money more easily. Varo is distinct from other fintechs: We've made history as the first and only consumer fintech to be granted a national bank charter by the Office of the Comptroller of the Currency (OCC). Our unique team combines the best of tech and banking, and we’re wildly passionate about keeping our customers happy by helping them manage and grow their money. Our teams are based in San Francisco and Salt Lake City. Privately held, we've raised over $419M to date, from leading institutional investors and strategic partners including Warburg Pincus, The Rise Fund / TPG Growth, Gallatin Point Capital, Harbourvest Partners, and Progressive Insurance.

Plum delivers a high quality, consultative service to CRE owners, and offers a range of loan programs, including access to long-term capital, providing the right terms and options to meet the individual needs of each owner.

Next Insurance is a fast-growing 350+ person startup based in Silicon Valley and is led by a team of experienced entrepreneurs with a history of successful outcomes. Our mission is to transform insurance for small businesses by combining world-class technology and phenomenal customer service to offer better insurance at a lower price. Next has raised over $630 million from top tier investors and is the valley’s latest unicorn, valued at over $2 billion.

Strata is a tech-enabled real estate investment platform that pioneered fractional investing in pre-leased, Grade-A commercial properties such as office spaces, warehouses, and industrial assets. With over ₹3,000 crore in assets under management (AUM) and a strong community of 4,500 investors, Strata is India’s leading platform for fractional ownership in commercial real estate. Over the past two years, it has successfully provided investor exits exceeding ₹140 crore. By sourcing high-quality commercial assets and offering them through a seamless online platform, Strata has democratized access to commercial real estate (CRE) investments while bringing transparency and simplicity through its data-driven asset selection process and single-window execution.

Our first product is a consumer lending app that underwrites customers in real time using thousands of alternative data signals. Anyone with an Android smartphone in our markets can apply for a loan and receive an instant decision, regardless of their financial history. We provide fast, personalized loans to approved borrowers and help customers build a digital credit history, or financial identity, over time. Only 31% of the adult population globally is covered by credit bureaus. In markets where bureaus are limited or nonexistent, Tala can use nontraditional data to can score up to 2X that population – introducing 3 billion consumers to the global market. The data that we look at include social connections, texts and calls, merchant transactions, app usage, and personal identifiers. These signals serve as a proxy for traditional financial data, helping us verify identity and assess creditworthiness.

NetLaw's primary product is its online DIY estate planning platform. The company also supports a CRM-type product for financial services advisors to enable them to more effectively market themselves and our estate planning product. Furthermore, the company maintains a product for attorneys that includes a turnkey estate planning drafting system targeted at empowering them to know their cost in creating a given set of documents and therefore move to fixed-fee pricing and away from open-- ended hourly engagements. NetLaw also has two native apps on the Google and Apple stores and patent-pending technology under development.

We help you grow your money. Invest your spare change and grow from there. We'll help you invest, save and spend responsibly for just $1, $2 or $3 per month. No surprise fees, just surprise upgrades. Set aside the leftover change from everyday purchases by turning on automatic Roundups. Get ready for later in life using Acorns Later, the easiest way to save for retirement. Learn how to get more from your money with easy-to-understand articles and videos from financial experts.

Emburse humanizes work by empowering business travelers, approvers, finance professionals and CFOs to eliminate manual, time-consuming tasks so they can focus on what matters most. Emburse brings together some of the world’s most powerful and trusted expense management and accounts payable automation solutions, including Abacus, Captio, Certify, Chrome River, Nexonia and Tallie. The company’s solutions are trusted by more than 4.5 million business travelers and finance leaders in more than 120 countries. Over 14,000 organizations rely on Emburse’s solutions to eliminate manual processes, reduce risk, ensure compliance, and deliver deep spend insights to enable smarter, more informed decisions.