Top Fin Tech Startups in 2024

Gr4vy is a cloud payments company that takes the complexity out of running your own payments infrastructure by doing it for you. We can deploy services on our cloud across the globe, deploying on the edge close to your customers. We can even allow you to host our services on your own networks. Centralized reporting, monitoring, and management mean all parts of your business will benefit from a single streamlined system, saving you time and money.

At Retirable, we guide everyone through a personalized retirement roadmap and give them the opportunity to access approachable human advice and receive a monthly Retirement Paycheck, powered by tax-optimized withdrawals from their retirement savings. Even if you're starting with $0 today, we'll show where you're on track and need to improve before you transition into the next phase of your life. Once we see where you need to improve, our retirement experts will find ways to boost your finances and strengthen your roadmap. And since no one wants to go through this alone, you can chat, text, or speak with us for personalized guidance through every step. You'll only chat with U.S. based, licensed fiduciaries who put your interests first.

At River, we are committed to building financial solutions that power a transparent and efficient global economic system made possible by Bitcoin. We have built leading Bitcoin brokerage, mining, and custody products to keep our clients ahead of the curve. We aim to bring premier Bitcoin solutions that offer our clients a full array of financial services.

PerkUp is a fast-growing, early-stage FinTech startup that’s disrupting corporate gifting. PerkUp is a software platform that lets HR, sales, and marketing teams send high-quality gifts globally to their employees and customers. In 2021, US businesses spent $90 billion on gift cards for their employees and customers—PerkUp is a fantastic alternative to gift cards because it allows companies to keep the unspent funds, generate consolidated tax reports, and provides millions of reward and gift options. To learn more, visit [perkupapp.com](perkupapp.com).

At Monzo, we’re building a new kind of bank. One that lives on your smartphone and built for the way you live today. By solving your problems, treating you fairly and being totally transparent, we believe we can make banking better. Since we started we’ve been busy building the best current account in the world. We now have more than three million customers using our debit cards to manage their money and spend around the world. While someone opens a Monzo bank account every 11 seconds in the UK, we’re now setting foot in the US. It’s another important step towards our mission to make money work for everyone, putting people in control and making everything about their money easy. We’re moving mountains in the background so you can manage your money effortlessly. Download our app and go Monzo!

Tremendous is the simplest way to send rewards and payouts around the world. We handle almost any form of payment that isn’t payroll. And our platform is free to use. We handle the tricky stuff that comes with sending money, so orgs can easily send rewards to research participants, sales prospects, employees, and so on in over 200 countries. We're 75 people, fully remote, highly profitable, and self-funded (yes, crazy, we know). Come work with us!

Blend makes the process of getting a loan simpler, faster, and safer! With its digital lending platform, Blend helps financial institutions including Wells Fargo and U.S. Bank increase productivity and deliver exceptional customer experiences. The company processes nearly $2 billion in loans daily, helping millions of consumers gain access to the capital they need to lead better lives. Founded in 2012 by a group of former Palantir engineers, Blend has raised $685 million from leading venture investors including Andreessen Horowitz, Canapi Ventures, Capital One Ventures, Coatue, 8VC, Emergence Capital, Founders Fund, General Atlantic, Greylock Partners, Lightspeed Venture Partners, Temasek, and Tiger Global Management.

Chime was created with the mission to make financial peace of mind a reality for millions of Americans. We're one of the fastest-growing financial technology companies in the U.S., offering banking services that are helpful, easy, and free—because we want to profit with our members, not from them. Our model doesn’t rely on overdraft, monthly service, minimum balance, or other member fees—it just focuses on delivering member value. How does Chime work? We partner with regional banks to design member-first financial products. This creates a more competitive market with better, lower-cost options for everyday Americans who aren’t being served well by traditional banks. We offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more! We help drive innovation, inclusion, and access across the industry with one of the most experienced leadership teams in fintech guiding us along the way. We were recently valued at over $25.5B and we’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others. *Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

We have created a brand new class of financial product - an "Obligo". It is something between a security deposit and a pre-auth (billing authorization). Our platform is solving a huge problem for both tenants and landlords, and the demand is out of this world. The conditions are ripe for Obligo to become the new industry standard!

Jellyvision helps companies explain their important (but maybe kind of complex) messages in a delightful way. We create virtual salespeople, brokers, guidance counselors, HR reps, and teachers, who have fun, personalized conversations with your customers and employees and help them understand confusing or snooze-inducing topics. Our most famous virtual helper is ALEX, America’s best-selling and most-trusted standalone benefits decision support tool. Used by hundreds of companies (including 30 in the Fortune 500), ALEX helps millions of employees make smarter decisions that save them—and their employers—surprising amounts of time and money.