Top Finance Technology Startups in 2027

Mason is building the AI workforce management platform for construction. We help contractors run their entire back office — time tracking, HR, payroll, compliance, and communication — without the manual work that slows teams down. Today, managing labor in construction is fragmented across paper field notes, spreadsheets, text messages, emails, HR platforms, payroll systems, benefits websites, and accounting tools. These workflows are ripe for unification and automation through AI and modern, cloud-based systems that connect the field and back office. Mason replaces firms' siloed tools with a single platform that connects the field to the office in real time — capturing hours, simplifying HR, running payroll, and ensuring compliance automatically. Our platform saves teams 20+ hours per week by eliminating repetitive data entry and reducing errors across HR, payroll and accounting. Workers get a modern, intuitive way to track time and manage their pay, while office teams receive clean, structured data that flows directly into payroll and job costing systems. Construction is the least-digitized major industry in the U.S. — and we’re changing that. Mason is a NYC-based, venture-backed company on a mission to bring AI-first workflows to the field. Come build the future with us! About our team: Our team is led by Matt Kozlowski (former Chief of Staff at Plaid) and Jef Chedeville (3x acquired/exited founder - previously co-founded YC-backed HR SaaS HigherMe).

Gridline is here to redefine how private markets operate, making them faster, smarter, and more accessible. We are setting a new standard by building the Turnkey Alternatives Management Platform (TAMP) to help wealth managers run private market programs at scale. As a ledger-native system of record, Gridline provides a single source of truth that tracks the entire investment lifecycle down to the transaction layer, enabling RIAs, family offices, and private banks to manage their private markets business in one place. Our team brings deep experience across both enterprise technology and alternative investments to build the infrastructure layer the industry has always lacked. Backed by an $18.5M Series A led by FINTOP, we are creating the systems and structuring the data required to define the next generation of private market investing. Are you up to the challenge?

We create handwritten direct mail products to get your prospects attention and build lasting relationships. On top of that we help clients create custom prospect lists or create lookalike audiences to help businesses find more qualified prospects to market to. So if you don't have the data, we can help you create a list and target anyone that fits your customer persona.

Archipelago is a Silicon Valley start-up working to change how risk is insured. Our platform enables large real estate owners, managers, brokers & insurance carriers to efficiently map their portfolio, manage their risks, and underwrite them, through a mix of machine learning and human intelligence. Our founders are tech & finance entrepreneurs with several IPOs and acquisitions under their belts. We are headquartered in San Francisco, have raised several rounds of VC funding, and currently employ over eighty people across the US & Europe.

Through the use of cutting-edge, proprietary FinTech software; we are able to provide swift access to personal loans for a nationwide customer base through a seamless yet personalized process that does not sacrifice transparency or customer service at the expense of the consumer.

Ethereum token swap aggregator with best possible price achieved by splitting volume among DEXes inside single transaction.

PointPay is all-in-one cryptocurrency ecosystem of 4 products: PointPay Blockchain Bank enabling clients to earn interest on their holdings in crypto; PointPay Crypto Exchange with custom design layout for traders; PointPay Multicurrency Crypto Wallet; PointPay Payment System letting customers to settle the payments with their bank cards. PointPay conducts airdrop for new users on 300 PXP tokens ($ 30) (pointpay.io/airdrop) and offers a referral program (50% from trading commissions of invited users are paid to a person who invited these users). The project received high marks from leading rating agencies: — ICObench (4.8 out of 5); — ICOTOP (AA - the highest score); — ICOmarks (10 out of 10). Welcome to join telegram group @pointpay_talks

BIM is a mobile platform that powers smartphone applications with low cost payments, marketing capabilities, and other solutions that can be white-labeled by retailers. BIM has a unique value proposition that adds considerable value to retailers and shoppers alike. Specifically, BIM: Lowers costs for payment processing by up to 70-90% vs. credit/debit Keeps retailers front and center, with control of the consumer experience, branding, and data Is fast, secure, and easy to use - "instant" enrollment, without personal or financial information stored on the phone Increases sales and loyalty, through x-channel targeted and highly-tailored marketing Provides new data on consumers and their shopping and brand-engagement behaviors Alleviates customer “pain points" in-store and on-line, and speeds out the check-out process Is easy to integrate, leveraging existing POS and phone infrastructure BIM was established in 2009, and is supported by an impressive board and team.