Top Finance Technology Startups in 2026

Mason is building the AI workforce management platform for construction. We help contractors run their entire back office — time tracking, HR, payroll, compliance, and communication — without the manual work that slows teams down. Today, managing labor in construction is fragmented across paper field notes, spreadsheets, text messages, emails, HR platforms, payroll systems, benefits websites, and accounting tools. These workflows are ripe for unification and automation through AI and modern, cloud-based systems that connect the field and back office. Mason replaces firms' siloed tools with a single platform that connects the field to the office in real time — capturing hours, simplifying HR, running payroll, and ensuring compliance automatically. Our platform saves teams 20+ hours per week by eliminating repetitive data entry and reducing errors across HR, payroll and accounting. Workers get a modern, intuitive way to track time and manage their pay, while office teams receive clean, structured data that flows directly into payroll and job costing systems. Construction is the least-digitized major industry in the U.S. — and we’re changing that. Mason is a NYC-based, venture-backed company on a mission to bring AI-first workflows to the field. Come build the future with us! About our team: Our team is led by Matt Kozlowski (former Chief of Staff at Plaid) and Jef Chedeville (3x acquired/exited founder - previously co-founded YC-backed HR SaaS HigherMe).

Accountable is the new standard for real-time financial verification that allows institutions to prove assets and liabilities privately. Built for both traditional and crypto-native markets, the platform enables counterparties to demonstrate financial health without exposing sensitive details like API keys, wallet addresses or trading strategies. At its core is the Data Verification Network (DVN), a privacy-preserving system that powers real-time proof of both onchain and offchain activity. On top of DVN, Accountable offers Vault-as-a-Service, a framework for structuring and managing capital onchain, and the YieldApp, the first marketplace built on DVN, surfacing verifiable yield opportunities. Learn more at accountable.capital

Archipelago is a Silicon Valley start-up working to change how risk is insured. Our platform enables large real estate owners, managers, brokers & insurance carriers to efficiently map their portfolio, manage their risks, and underwrite them, through a mix of machine learning and human intelligence. Our founders are tech & finance entrepreneurs with several IPOs and acquisitions under their belts. We are headquartered in San Francisco, have raised several rounds of VC funding, and currently employ over eighty people across the US & Europe.

Serrala is a global financial automation and B2B payments software company creating more secure payment capabilities worldwide for enterprises of all sizes. We are a leading fintech pushing the boundaries of finance software by integrating finance and treasury into one central ecosystem for corporate payments. Offering truly differentiated on-premise, cloud and SaaS solutions, Serrala enables the Digital Office of the CFO where all financial processes and payments are automated, and optimized. Our customers save costs, minimize risks and gain real-time insights into their world of payments. We are the only provider offering a seamlessly integrated solution portfolio to manage all inbound and outbound payments, treasury processes as well as related data and documents in any IT landscape.

Through the use of cutting-edge, proprietary FinTech software; we are able to provide swift access to personal loans for a nationwide customer base through a seamless yet personalized process that does not sacrifice transparency or customer service at the expense of the consumer.

Ethereum token swap aggregator with best possible price achieved by splitting volume among DEXes inside single transaction.

Backed by QED Investors and Fifth Third Bank, Lendeavor is building the modern bank for healthcare providers to help improve the quality of care they provide to millions of patients nationwide. Healthcare professionals are facing increasing financial pressure and a complex landscape of services that are difficult to navigate. We're committed to empowering these professionals with technology-enabled offerings to make it easier for them to obtain the right financial products and services when they need them so that they can focus on what they do best -- providing outstanding care. Our first step was to make streamlined business financing (for example, a $750,000 loan for a dentist to buy her first practice) available to busy healthcare practitioners at their convenience -- instead of during the typical 9-to-5 banker’s hours. On the back end, our software makes our team more efficient at processing -- without the overhead of a brick-and-mortar presence -- saving doctors even more time and money. This efficiency drives faster funding and lower rates. Since making our first loan only three years ago, we’ve become a top lender in the space. Going forward, we’re focused on expanding our service offerings to healthcare professionals with a commitment to simplicity, convenience, and efficiency.

Nansen is a blockchain analytics platform that enriches on-chain data with millions of wallets labels. Crypto investors use Nansen to discover opportunities, perform due diligence and defend their portfolios with our real-time dashboards and alerts.

Cybrilla is a financial infrastructure company that builds APIs from the ground up to support a variety of use cases and enable a superior digital experience for different user personas. Cybrilla's current focus is to build the underlying operating system for mutual funds. This enables AMCs / Fintech startups / Wealth management businesses to choose the product(s) that works best for them to curate an awesome experience for their customers and internal stakeholders.