Top Banking Startups in 2024

Blend makes the process of getting a loan simpler, faster, and safer! With its digital lending platform, Blend helps financial institutions including Wells Fargo and U.S. Bank increase productivity and deliver exceptional customer experiences. The company processes nearly $2 billion in loans daily, helping millions of consumers gain access to the capital they need to lead better lives. Founded in 2012 by a group of former Palantir engineers, Blend has raised $685 million from leading venture investors including Andreessen Horowitz, Canapi Ventures, Capital One Ventures, Coatue, 8VC, Emergence Capital, Founders Fund, General Atlantic, Greylock Partners, Lightspeed Venture Partners, Temasek, and Tiger Global Management.

Chime was created with the mission to make financial peace of mind a reality for millions of Americans. We're one of the fastest-growing financial technology companies in the U.S., offering banking services that are helpful, easy, and free—because we want to profit with our members, not from them. Our model doesn’t rely on overdraft, monthly service, minimum balance, or other member fees—it just focuses on delivering member value. How does Chime work? We partner with regional banks to design member-first financial products. This creates a more competitive market with better, lower-cost options for everyday Americans who aren’t being served well by traditional banks. We offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more! We help drive innovation, inclusion, and access across the industry with one of the most experienced leadership teams in fintech guiding us along the way. We were recently valued at over $25.5B and we’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others. *Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Novo is a powerfully simple business banking platform providing better business checking accounts to small business owners, entrepreneurs, and freelancers. We don't charge any hidden fees, and our goal is to empower our customers by connecting directly to the tools that they already use -- instead of upselling you on our own products, like traditional, big banks. Dribbble: dribbble.com/banknovo

Zero is a bank replacement app that combines the simplicity of a debit card with the cash back of a credit card. Your deposits are FDIC-insured and you earn an unlimited 1% to 3% cash back on your purchases with Zerocard, a World Mastercard. There are no foreign transaction fees, annual fees, account minimums, or monthly maintenance fees, and our support team is available 24/7. According to the New York Times, Zero is "a better overall offer than almost any credit card. Team members come from Affirm, Apple, Capital One, Dropbox, Google, Postmates, Shift, SigFig, Silicon Valley Bank, Upgrade, Wells Fargo, and Zynga. Investors include New Enterprise Associates, ENIAC Ventures, SignalFire, Nyca Partners, Lightbank, and Middleland Capital.

We’re Mitek, a NASDAQ-listed global leader in mobile capture and digital identity verification solutions built on the latest advancements in AI and machine learning. Our Mobile Verify and Mobile Deposit products power and protect millions of identity evaluations and mobile deposits every day, around the world.

We are a fintech with aspirations to change the world of global commerce. We plan to bring best of technology innovations to create unparalleled user experience for our customers. We use blockchain, web 3.0 and other innovations to remove friction and bring new life to world of global commerce.

Stack is a Y Combinator backed startup, on a mission to make premium investing simple and accessible for everyday investors, while making it a personalized and fun experience. At the heart of this transformation, our team is building the technology, design, user experience, workflows, and methodologies that will be used to profoundly change the way Indians manage and grow their money.

Almost all the fin-tech companies face a number of hidden challenges - * Making the choice of the first bank for integration and the APIs within. * Lack of a single POC in the banks / financial / KYC institutions to avoid running around between departments to get APIs and solutions. * Testing and reaching product-market fit quickly & cheaply * The choice of banking/financial license (if any) to go to market Imagine the possibilities in Fin-tech if we remove >90% of the friction in the flow of money and financial data. Imagine the amazing innovations that can happen! We want to be the go-to platform where all of you can come, plug in the data, play around, and launch with the desired APIs and modular SDKs to go live within days (instead of months). There is no need to run around and waste 5-6 months integrating with banking/legacy BFSI / government partners. Not only that, but we also take care of the upcoming fixes, iterations, and updates without breaking any flow. We are doing the initial hard work of all those legacy integrations to customise and make the desired resources available in an extremely simple format with the highest possible automation. Think of us as a custom AWS-style infrastructure enabling your innovations and product launches at a rapid pace. Welcome to the future. It's that easy, as it should be.

Dwolla, Inc. is a fintech company helping innovative organizations digitally transform their payments. Dwolla’s robust platform and low-code API simplifies the complex process of integrating with the various payment networks. Since 2016, businesses have white-labeled Dwolla’s modern payment technology to program payments in real time, the same day or to a debit card. Today, the most innovative companies are programming their payments with Dwolla—or they should be. Developer resource - developers.dwolla.com Business resource - dwolla.com/resources

Finix is the smartest way for businesses to own, manage and monetize payments. Created by payments experts from First Data, PayPal, and Worldpay, Finix is trusted by companies like Lightspeed POS Inc. and Clubessential. to build and scale their payments infrastructure. Headquartered in San Francisco, with an additional office in Cincinnati, Ohio, Finix is a privately held company funded by Bain Capital Ventures, Homebrew, Insight Partners, Aspect Ventures, Visa, Precursor Ventures, Class 5 Global, and Village Capital.