Top Mobile Payments Startups in 2027

At Metal, we are shaping digital money and revolutionizing the way people transact by building the decentralized financial infrastructure of the future. To date, we have launched and operate Metal Pay (digital banking and crypto wallet) and Proton SDK a distributed ledger for identity and interaction with the card and banking payments settlement layer. Metal is the future of money. The future is now.

Our first product started out by helping churches increase giving. The goal was to build a product that made giving as frictionless as possible. Now we've added several other products to our suite including custom mobile apps for organizations, church management, and event registration. Ultimately we build products to serve churches and non-profits with a goal to keep cost low and scalable.

Yassir is the leading super App for on-demand, ride-hailing, last-mile delivery, payment services, and more, set to change how daily services are provided. It currently operates in 45 cities across multiple countries. It has raised $150 million in Series B funding, five times what it raised in its previous priced round last November with world-class investors such as BOND and Y Combinator, which is the precursor of the likes of Airbnb, Stripe, Dropbox, and Doordash, among others. We offer on-demand services such as ride-hailing and last-mile delivery. Building on this infrastructure, we are now introducing financial services to help users pay, save and borrow digitally. Helping usher the continent into a digital economy era. We’re not just about serving people - we’re about creating a marketplace to bring people what they need while infusing social values. Yassir was founded in 2017 by Noureddine Taibi, and its headquarters is in Algiers, Algeria.

MAJORITY is the first digital financial service dedicated to serving migrants worldwide. For $5 a month, MAJORITY members in the U.S. receive an FDIC-secured account, VISA® debit card, use of more than 55,000 ATMs across North America, remittance and international calling, native language advisors, and access to our network of community meet-up spaces, local discounts and events. With MAJORITY, there are never overdraft fees or minimum balance requirements. MAJORITY was started in Sweden by a diverse team of banking, fintech, payments, and telecom executives serving immigrant communities globally for the last 15 years. MAJORITY’s U.S. headquarters are in Houston, Texas.

Fena - Seamless access to Open Banking payments We believe that costly card payments and outdated infrastructure shouldn’t hamper businesses, and with Fena, they don’t. Fena (formerly Faizpay) is rapidly growing, using new regulations to enable seamless access to Open Banking. London based, but with staff across the globe, we are building products for customers across multiple geographies. Our solutions are built to improve payments for for everyone. Business of all sizes can save up to 85% vs card payment fees, reduce fraud, and improve the user experience with technology designed for the modern day. Some example use cases include: FinTechs: Fena provides payment APIs for instant payments. Payments can be initiated within the fintech’s app or website using Open Banking payments with bank level security. No cards, reduced fraud, low fees. eCommerce: Easy to install solutions requiring only a few lines of code, or plug-ins for solutions like WooCommerce, merchants can quickly add open banking payments to their checkout to reduce their costs, remove chargebacks, and minimise fraud. Small Retailers: In-store or in-person payments using our merchant app. Removes the need for a card terminal, instead using a mobile and QR code. Retailers can accept bank transfers as seamlessly as card payments for a fraction of the cost. Invoice Payments: Users can insert a QR code or payment link onto invoices to ensure they receive the right amount, every time. Generate these payment requests manually, or connect your account via API to automatically generate requests.

ScopeX is a rapidly growing fintech startup in the EU market. We use innovative technology to help Indian expats in Europe save on interbank fees and access competitive exchange rates when sending money home. Our loyal customer base exceeds 50,000 NRI’s across Europe who trust us with their transfers.

We believe that the Internet can change people’s lives – sometimes the Internet needs a little help though: To reach out to every corner of India – we integrated a wide range of services together on a robust transaction platform and built a nation-wide retail partner network under the brand “eGram Kendra” and “Pay24 Kiosk” and B2B portal “BillShop”.

Green is building a global consumer neobank. We're merging international banking and payments into a single product. Our mission is to enable all of our customers around the world to spend, save and earn in USD. We'll be starting the US and select international markets with ambitions to scale far beyond. Green is built by a small group of highly experienced operators and engineers. We're a small, senior-only team, with no layers, politics, or slow decisions. We've built, founded, and owned services used by hundreds of millions of people and generating billions in revenue. Green is the next step and mass distribution is readily available via our day-one partners. Every person on the team ships product and shapes the direction of the company. Why Work Here * Build a product used globally from day one * Work with an extremely high-caliber team * Own major parts of the product and infrastructure * Ship fast and avoid corporate overhead * Compensated at the top of the market

Coinstar is growing an internal fintech division for Alternative Financial Services (AFS) to serve the needs of its customers better. Its first product enables customers to purchase cryptocurrencies from 10,000 locations, making it the largest crypto ATM by footprint in the world. AFS is now building key products and services to be the leading cash on-ramp for a suite of products that serve the cash-preferred consumer, a customer overlooked by large banks and challenging to serve for neobanks with no physical infrastructure of their own. Given the existing distribution network and strong customer need, AFS expects to grow its team by 10X in the next two years. AFS is building a remote-first team, with employees throughout all US time zones.

UnitedMasters is a new music industry alternative that provides independent artists with premium music distribution services, a suite of tools to help them directly connect with fans, and opportunities for unique partnerships with some of the world’s biggest brands including the NBA, Bose, and iHeart. UnitedMasters provides artists access to their streaming and social data so they can gain insight into how to maximize fan engagement. The most promising artists on the platform unlock access to a bespoke suite of promotional services like playlist pitching, marketing, PR, and promotion. UnitedMasters aims to give artists the tools to operationalize their independence and maximize their creative and economic potential.