Top Mobile Payments Startups in 2027

sunday was proudly built by restaurateurs for restaurateurs. In 2020, tested across Big Mamma’s restaurants in London, Paris and Madrid, sunday proved its worth and exceeded industry expectations. We have since signed some of the biggest names in the industry and are revolutionising restaurant payments as we know it. Out with the old, in with the new – sunday is here to stay.

BIM is a mobile platform that powers smartphone applications with low cost payments, marketing capabilities, and other solutions that can be white-labeled by retailers. BIM has a unique value proposition that adds considerable value to retailers and shoppers alike. Specifically, BIM: Lowers costs for payment processing by up to 70-90% vs. credit/debit Keeps retailers front and center, with control of the consumer experience, branding, and data Is fast, secure, and easy to use - "instant" enrollment, without personal or financial information stored on the phone Increases sales and loyalty, through x-channel targeted and highly-tailored marketing Provides new data on consumers and their shopping and brand-engagement behaviors Alleviates customer “pain points" in-store and on-line, and speeds out the check-out process Is easy to integrate, leveraging existing POS and phone infrastructure BIM was established in 2009, and is supported by an impressive board and team.

Coinstar is growing an internal fintech division for Alternative Financial Services (AFS) to serve the needs of its customers better. Its first product enables customers to purchase cryptocurrencies from 10,000 locations, making it the largest crypto ATM by footprint in the world. AFS is now building key products and services to be the leading cash on-ramp for a suite of products that serve the cash-preferred consumer, a customer overlooked by large banks and challenging to serve for neobanks with no physical infrastructure of their own. Given the existing distribution network and strong customer need, AFS expects to grow its team by 10X in the next two years. AFS is building a remote-first team, with employees throughout all US time zones.

UnitedMasters is a new music industry alternative that provides independent artists with premium music distribution services, a suite of tools to help them directly connect with fans, and opportunities for unique partnerships with some of the world’s biggest brands including the NBA, Bose, and iHeart. UnitedMasters provides artists access to their streaming and social data so they can gain insight into how to maximize fan engagement. The most promising artists on the platform unlock access to a bespoke suite of promotional services like playlist pitching, marketing, PR, and promotion. UnitedMasters aims to give artists the tools to operationalize their independence and maximize their creative and economic potential.

FortisPay offers thier clients thier extensive industry experience along with unparalleled customer service. They don’t just “talk the talk,” their representatives have backgrounds in retail, hospitality, medical, automotive, restaurants, and more. They share their knowledge, making sure you have the perfect payment system your business requires.

MuGen is a California-based Digital Transformation company offering end-to-end, high-quality, and cost-effective software development services with the flexibility of an external team. Supported by partners and a team of 40+ engineers with over a decade of IT experience, who have successfully delivered 200+ projects worldwide. MuGen empowers organizations to drive innovation and growth through AI, ERP, and Digital Transformation solutions.

At AeroPay, we are reimagining the way money is moved in exchange for goods and services both in-person and online. Our payments solutions are designed to provide businesses with lower costs, faster settlement times, and enhanced security. We do this using our patented payments process that enables 'smart bank transfers' between businesses and their customers (C2B) or other businesses (B2B).

It turns out trucking is heavily dependent on invoice factoring (payday loans). Companies we work with have mountains of paperwork they must organize, sign, and submit in order to get paid. However, often payment happens 30-90 days after the paperwork submission. In order to get cash sooner, they turn to factoring companies, so they sell off their account receivables at a significant discount and the buyer of the invoice (essentially paper documents) collects the payment instead. Our solution is threefold. 1.)Speed up time to payment by digitizing the workflow. Aka give them an application that helps them get the documents back to their “homebase” quicker. 2.)Make the accounts receivables more valuable by having provenance of the data (a timestamp, location, and authentication via a signature) and 3.)Create a marketplace for the account receivable (tokenized), backed by the digitized documentation.

FEITIAN Technologies is a global provider of identity authentication and payment security solutions: -- on the identity side, hardware security keys, smart cards, biometric devices, and FIDO/MFA authenticators that secure logins and digital identities for enterprises, governments, and financial institutions; -- on the payment side, a full portfolio of PCI PTS and EMV Level 1/2/3 certified POS hardware terminals, the FTPay SoftPOS platform (PCI MPoC certified for Android and iOS), and supporting software including FT SmartPay and STORM TMS, enabling secure, flexible payment acceptance across attended, unattended, and mobile environments worldwide.

PAYTO is an early-stage product focused on simplifying how people interact with merchant apps, loyalty programs and in-store benefits. Today, users need dozens of separate apps, logins and QR codes. PAYTO brings this together into a single, lightweight experience that works seamlessly based on location and context. We are currently building the MVP and validating the core product with real partners. The focus is speed, clarity and a pragmatic technical setup — not overengineering.