Top Fin Tech Startups in 2026

OUR STORY Form3 are a cloud-native payment technology provider for financially regulated institutions. Launched in 2016 we have grown from start-up to established scale-up at a sensational pace. REMOTE WORKING People can work from wherever they are happiest and most productive. With over 85 nationalities working together from 26 different countries. Though dotted across the UK, Europe, Canada, Argentina and US, our love for cloud-native technology is what unites us. TECHNOLOGY The Form3 platform is built on a powerful micro-services architecture and provides a single point of access to the full universe of payment schemes. Technical excellence is our passion and we delight in using technology to continually improve our customer's experience. When you combine that with operational excellence, magic happens.

Astra is a next-generation financial services company focused on providing advanced payment technology for financial institutions, fintech startups, and enterprises. The company’s full-stack payments platform enables its customers to offer real-time, programmatic transfers between their users’ accounts.

Utilizing both public and private data, Sigma Ratings dynamically tracks company-level non-credit risks across multiple jurisdictions. In generating its scores and ratings, Sigma is solving a number of hard technology problems related to emerging market data collection, analysis and display that are valuable to global financial institutions, investors and governments.

SalaryBox is a mobile-first SaaS solution that makes salary calculation and payments simple & convenient for small businesses.

Reap is a technology company dedicated to fuelling the ambitions of small businesses. We deliver corporate payment solutions to improve the way small businesses operate today and prepare them for the challenges of tomorrow. Currently, Reap's online payments platform enables small businesses to pay expenses and collect revenue – to and from anyone, anywhere – entirely via credit card. The company has revolutionised the way businesses manage cash flow, leveraging credit cards to smooth cash flow and increase capital efficiency by digitising day-to-day finances and transactions. As strong advocates of small to medium-sized businesses, Reap believes businesses should operate at their potential, not at their size. Reap continues to innovate, advancing technology and building better tools for small businesses to level the playing field – by giving every small business the access of a large enterprise. Reap is supported by an empowering group of investors; including Global Founders Capital, Bertelsmann Asia Investments, Index Ventures, Fresco Capital and Hustle Fund. Our current operation spans Hong Kong and Singapore and continues to expand.

For the everyday investor aspiring to build financial literacy and lasting wealth, DiversyFund provides a complete suite of investment knowledge tools and high quality investment products to reach their financial goals. Utilizing the power of crowdfunding and cutting-edge technology, DiversyFund gives all investors the opportunity to build wealth, while diversifying their portfolio all from our online platform. Investors can be confident knowing every opportunity offered by DiversyFund’s team of investment experts is hand selected. With industry-leading transparency, investors receive timely updates on current investments so they’re never left in the dark. DiversyFund serves all Americans who deserve the opportunity to become financially literate and financially secure - providing them the platform and tools to take the right steps to grow their wealth. Over 30,000 people have signed up, investing over $100 million with DiversyFund. To date, DiversyFund investors earn 9-18% and have not lost a single dollar of principal.

We are an operating system development team and a global provider of integrated financial information, analytical applications, and industry-leading service. We enable you to build multi-window desktop apps that look and feel just like native installed apps so you can maximize your desktop real estate. We are now used to deploy thousands of industry apps to over 1500 sell-side and buy-side firms.

We’re on a mission to make saving for retirement easy. Our platform helps people digitally locate their old 401k and transfer it seamlessly into a new account at any financial institution – without the paperwork, phone calls, and faxes of the past. In doing so, we’re automating the process by which $500 billion in 401k assets is rolled over each year. We’re also making sure that the 15 million 401k account holders who change jobs annually don’t do the wrong thing with their assets – like cash them out, leave them behind, or pay excessive fees that erode their savings over time. But that’s not where we’re stopping. We believe all Americans should retire with enough money for a life of dignity. Over time, we intend to eliminate all of the friction in the retirement savings system that stops them from doing so. We’re a well-funded, early stage company backed by leading venture capital investors in New York (Greycroft, RRE), the Bay Area (Bling Capital) and Los Angeles (Walkabout).

Gr4vy is a cloud payments company that takes the complexity out of running your own payments infrastructure by doing it for you. We can deploy services on our cloud across the globe, deploying on the edge close to your customers. We can even allow you to host our services on your own networks. Centralized reporting, monitoring, and management mean all parts of your business will benefit from a single streamlined system, saving you time and money.

Savi is a leading social impact technology startup based in DC that is working to solve the student debt crisis. Our mission is to help the 46+ million student loan borrowers better understand their debt, find federal forgiveness programs, and enroll. We're looking for people who have the desire to build meaningful products and the drive to do great work as part of a team. Savi has been featured in the NY Times, TIME and Inc. and recently completed our Series A funding round. Our clients include Fortune 500 companies, financial institutions and the nation’s largest membership groups, who use our platform to help their employees and members better manage their student loans and save money.