Top Risk Management Startups in 2026

dv01 is lifting the curtain on the largest financial market in the world: structured finance. The $16+ trillion market is the backbone of everyday activities that empower financial freedom, from consolidating credit card debt and refinancing student loans, to buying a home and starting a small business. dv01’s data analytics platform brings unparalleled transparency into investment performance and risk for lenders and Wall Street investors in structured products. As a data-first company, we wrangle critical loan data and build modern analytical tools that enable strategic decision-making for responsible lending. In a nutshell, we're helping prevent a repeat of the 2008 global financial crisis by offering the data and tools required to make smarter, data-driven decisions resulting in a safer world for all of us. More than 400 of the largest financial institutions use dv01 for our coverage of over 75 million loans spanning mortgages, personal loans, auto, buy-now-pay-later programs, small business, and student loans. dv01 continues to expand coverage of new markets, adding loans monthly, and developing new technologies for the structured products universe. To get a better idea of what a year at dv01 looks like, check out our 2020 Year in Review page here: dv01.co/year-in-review/2020 If that looks like fun to you, get in touch because we'd love to hear from you.

Riskified is the AI platform powering the eCommerce revolution. We use cutting-edge technology, machine-learning algorithms, and behavioral analytics to identify legitimate customers and keep them moving toward checkout. Merchants use Riskified to increase revenue, prevent fraud, and eliminate customer friction. Riskified has reviewed hundreds of millions of transactions and approved billions of dollars of revenue for merchants across virtually all industries, including a number of Fortune 500 companies.

Sardine helps fintech, crypto, and web3 companies "move money confidently" by developing fraud, compliance, and payment infrastructure. With Sardine, builders can focus on growing their business instead of spending time, fighting against fraudsters. We're growing incredibly fast and powering over 100 customers around the world like Brex, MoonPay, Bakkt, Luno, Transak, Chippercash, Candy Digital, Metamask, Brave, and RelayFi.

The Onapsis Security Platform is the first SAP cyber-security solution that combines vulnerability, compliance, detection and response capabilities that traditional security solutions do not provide. The larger companies worldwide rely on Onapsis solutions because over 75% of all their transactions occur on business-critical applications, thus making data from these systems endlessly valuable to attackers. Through continuous monitoring, the Onapsis Security Platform delivers a real-time preventative, detective and corrective approach for securing SAP systems and applications.

Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. By combining comprehensive insurance coverage and cybersecurity tools, Coalition helps businesses manage and mitigate digital risks. Coalition offers its Active Insurance products in the U.S., U.K., and Canada through relationships with leading global insurers, as well as cyber capacity through its own carrier, Coalition Insurance Company. Coalition's Active Risk Platform provides automated security alerts, threat intelligence, expert guidance, and cybersecurity tools to help businesses worldwide remain resilient against cyber attacks. Headquartered in San Francisco, Coalition is a distributed company with a global workforce that collaborates digitally and in office hubs. Coalition is also home to Coalition Security Labs, our research and innovation center providing cybersecurity education and insights designed to help our policyholders and the broader security community face the evolving cyber threat landscape.

BitSight is transforming how companies manage information security risk with objective, evidence-based security ratings. Our founders had a simple but profound insight: rather than going deeper into security policies and procedures, instead follow the outside-in model employed by consumer credit rating agencies. This model involves continually collecting and analyzing vast amounts of external data on security behaviors and security policy implementations. No questionnaires are presented, and we perform no intrusive tests on the organization being rated. With this data, our Security Rating Platform derives BitSight Security Ratings that measure a company’s security performance using an empirical, data-driven method.

Kalepa is the Professional Grade AI underwriting platform trusted by top-tier insurers to accelerate profitable premium growth. We automate what slows underwriters down and amplify what makes them exceptional - covering the full workflow from submission intake and triage through to risk evaluation, quote and bind, and portfolio steering. Our clients include Berkley, Munich Re, Bowhead, Canopius, Paragon, and Secura. The results are measurable: 40% faster quote turnaround, 5–15% improvement in bind rates, and 960+ basis points of combined ratio improvement. Working at Kalepa means working on a genuinely hard problem - and seeing your work go live quickly and directly benefit clients. There's no such thing as boredom here. Every day brings something new, and there's always an opportunity to make a meaningful impact. The culture is built on hustle, grit, and transparency. We hire exceptional people who take pride in their craft. If you're energized by our mission and share our values - get in touch.

Pindrop® Protect provides a risk score and call intelligence to the call center in the first few seconds of each call. The risk score — along with the analysis of the caller’s voice, device, and behavior — is provided to the call center’s fraud analyst team for further investigation. Pindrop’s proprietary machine learning algorithms then use feedback from the investigation to maximize solution performance. Pindrop® Passport evaluates call center interactions in real-time to passively authenticate legitimate customers. Passport runs in the background of every call, combining patented Phoneprinting™ technology with proprietary Deep Voice™ biometrics to determine if a caller has the right device, voice, and behavior to access an account. Whether callers use voice or touch-tone interactions within the IVR — or opt to speak to an agent — Pindrop credentials follow customers across the lifecycle of each call.

Pagaya has forged a new approach to alternative, data-driven investment management in the fixed income and alternative credit markets through the development of a proprietary technology suite including advanced machine learning technologies and big data analytics. We serve a broad range of institutional and high net-worth investor markets including banks, pensions plans, foundations and private wealth

Utilizing both public and private data, Sigma Ratings dynamically tracks company-level non-credit risks across multiple jurisdictions. In generating its scores and ratings, Sigma is solving a number of hard technology problems related to emerging market data collection, analysis and display that are valuable to global financial institutions, investors and governments.