Top Financial Technology Startups in 2027

We're building the ultimate savings tool to help Canadians from Nunavut to Pelee Island restore financial balance. With a no-fee reloadable Visa card and integrated app, KOHO provides real-time spending insights, automated goals, and more to help people get great at saving.

Founded in 2019, Flex is a NYC-based FinTech startup that is building the infrastructure to enable flexible bill payments for all Americans. Our mission is to enable you to choose the days that you pay your critical bills, and stop worrying about making payments and having funds on days that don’t work for you. We are starting with a very common and very large expense: rent! Flex enables its users to pay their rent throughout the month on a schedule that better fits their finances, rather than paying the full amount on the first of each month. This prevents tenants from constantly getting hit with overdraft fees, late payment fees, and dings to their credit scores.

Feedzai is AI. We’re coding the future of commerce with a leading platform powered by artificial intelligence and big data. Founded and developed by data scientists and aerospace engineers, Feedzai has one critical mission: make commerce safe. The world’s largest banks, payment providers and retailers use Feedzai’s machine learning technology to manage risks associated with banking and shopping, whether it’s in person, online or via mobile devices.

We’re working to change the way wealth is created. And, we’ve been growing like crazy. Join us on this amazing journey. YieldStreet connects investors to opportunities in alternative asset classes like real estate and litigation finance. YieldStreet was created because our founders were frustrated by the lack of options regular investors had to participate in asset backed investment opportunities that also had low correlation to the stock market. We believe top notch technology and data can help us build the world’s most robust alternative investment platform and create financial independence for all.

WE'RE HIRING! Please see our Careers page for more details: careers.theguarantors.com TheGuarantors is a FinTech company dedicated to creating winning opportunities for the real estate ecosystem. This includes everyone from the full range of residential and commercial real estate professionals to residents and corporate tenants. We are rethinking industry inefficiencies and market needs to create innovative insurance products and financial solutions that allow for growth and protect long-term prosperity. The result is that we have achieved the seemingly unachievable -- a solution where everybody wins. This is not real estate finance as it’s always been, but where it needs to be.

Fluxon helps companies turn ambitious ideas and hard technical problems into software people use. We work with Google, Anthropic, Stripe, Walmart, and fast-growing startups, from the first prototype through production. Based in San Francisco, we’re a team of about 300 engineers, designers, and product leaders. We bring the right people to each project, work directly alongside your team, and take responsibility for getting it built and launched. Whether you’re a founder building your first product or an enterprise putting AI to work, we help you move quickly and build a foundation your team can grow.

Snap Finance is a fintech company that specializes in providing consumer financing and lease-to-own purchase options. With over 10 years of experience in the financial industry, Snap provides merchandise financing to brick-and-mortar as well as e-commerce merchants. The company's lease-purchase agreement is an innovative financial product that gives 40% of consumers with poor credit an alternative to payday loans and other high-risk financial products to acquire needed or desired merchandise.

At Vested, we are on a mission to make global investing accessible. We provide seamless access to a wide range of international assets - including US Stocks & ETFs, Global Mutual Funds, Private Markets and Managed Portfolios. Since 2019, we’ve empowered over 3 lakh Indian investors to diversify globally and build smarter, future-ready portfolios. With ₹10,000 Cr+ in Assets Under Management, Vested is now a thriving and fast-growing community of global investors. We believe in constantly challenging the status quo and creating products that people never had access to.

Boom is on a mission to level the playing field for the 110+ million renters in the US by making housing more flexible, affordable, and rewarding. Boom is building a suite of rental financial services for renters and property managers, including applicant underwriting, rent payment reporting, rent reporting-as-a-service, and a number of integrations with the largest property management systems (PMS). Boom serves renters through the Boom App and property managers via the Boom Platform. Boom is led by second-time founders Rob Whiting and and backed by investors such as Starting Line, Clocktower Ventures, Mischief VC (CEO of Plaid Zach Perret's fund), Gilgamesh Ventures (Petal co-founders), and angels such as William Hockey (CEO of Column, founder/former CTO of Plaid) and Harry Stebbings (20VC).

Vertalo is a global leader and pioneer in the transformation of private capital markets. Our digital asset data management platform is licensed by Broker-Dealers, Capital Advisors, RIAs, Real Estate Funds, and a variety of interesting companies that want to modernize the way they manage investor onboarding, investor relations, cap tables, and secondary liquidity.