Top Financial Technology Startups in 2027

Candidly is an AI-driven student debt and savings optimization platform that addresses the full lifecycle of education expenses, from planning and preparing for college, to borrowing and repaying student debt, to saving for a financially sound tomorrow. The platform can be delivered as an employee benefit or it can be integrated or embedded into a partner’s native experience as part of their financial wellness solution. Candidly partners with leading employers, financial institutions, 401(k) and 403(b) record keepers and more, including UBS, Fiserv, and Salesforce. Founded in 2016, Candidly is backed by leading venture capital and strategic investors including Aflac, Equal Opportunity Ventures, Impact Engine, Rethink Impact, Salesforce Ventures, UBS, Unum, and Vulcan Capital. For more information, visit candid.ly.

Alloy is a smart identity solution that helps companies in financial services and other regulated industries safely onboard more “good” customers without introducing any additional fraud into their systems. We’re a five-year-old, fully funded financial technology startup based in NYC and backed by venture capital firms that have taken countless companies to IPO like Bessemer Venture Partners, Primary Venture Partners, Eniac Ventures, and others. We’re the leading provider of digital identity management and support innovative FinTech companies, and top tier banks to manage KYC, AML, and other components of client onboarding. Alloy’s single API enables its clients to access over 50 third party data sources in real-time to improve decision-making and streamline client experiences.

YCharts is a financial software company that was founded in 2009 and is backed by Morningstar. YCharts provides the analytic power of a financial terminal (such as Bloomberg, FactSet, CapIQ), but with the ease of use and accessibility of a modern website. Investment professionals across the financial services spectrum have found the product to be a valuable complement to their existing investment tools, or as a lower cost replacement.

We work alongside our restaurant partners every day, sharing in the ebbs and flows of their business while helping them achieve their dreams. We provide marketing and financing that work with their business and are truly pay-for-performance. We help them increase revenue, traffic, and customer engagement. Importantly, our services do not require the merchant to discount or give away their products.

All-in-one online bookkeeping and tax solution. We digitally reconcile your expenses each week and provide you with financial reports so you have clear visibility of your business’s financial health. Not only do you have a dedicated bookkeeper, you also have access to a CPA and accountant. This allows us to offer tax consulting and yearly planning to all xendoo customers.

Seeds is a fast-growing early-stage RIA fintech startup on a mission to shift the narrative away from complicated, product-centered investing and toward a simpler, more human-centered approach. One where personalization doesn’t create operational strain, and where technology amplifies—rather than competes with—the advisor-client relationship. That’s why we’re building Seeds. And it’s why we raised our $10 million Series A: to accelerate a future where advisors can truly connect the dots across their clients’ financial lives and deliver the experience modern investors deserve. “Connecting the dots” has become more than our belief about advisor value—it’s the blueprint for how we operate, how we serve, and how we grow. It’s reflected in the technology we’re building, the advisors we support, and the team we’ve assembled: a collective of seasoned experts committed to reshaping wealth management into a more personal, intuitive, and scalable experience.

For the everyday investor aspiring to build financial literacy and lasting wealth, DiversyFund provides a complete suite of investment knowledge tools and high quality investment products to reach their financial goals. Utilizing the power of crowdfunding and cutting-edge technology, DiversyFund gives all investors the opportunity to build wealth, while diversifying their portfolio all from our online platform. Investors can be confident knowing every opportunity offered by DiversyFund’s team of investment experts is hand selected. With industry-leading transparency, investors receive timely updates on current investments so they’re never left in the dark. DiversyFund serves all Americans who deserve the opportunity to become financially literate and financially secure - providing them the platform and tools to take the right steps to grow their wealth. Over 30,000 people have signed up, investing over $100 million with DiversyFund. To date, DiversyFund investors earn 9-18% and have not lost a single dollar of principal.

Rogo is a no-code data analytics platform that lets users do data analysis with simple plain English commands. Our mission is to unleash the power of data and enable everyone to become a data genius. We want to build tools that make data scientists more productive but also let non-technical users keep pace. Rogo will be the first full natural language interface for working with data. It’s a deeply technical problem and we hope the prospect of trying to solve it makes you as excited as it makes us. In the short term, we are partnering with financial services firms. The use cases are particularly compelling here (the pain points particularly acute), and it's where we've had the most traction so far The longer-term vision is to change the way all industries handle their data. Data needs are growing rapidly, and there aren’t enough technical employees to keep up. Existing platforms are not easy enough for users to use. Rogo will change the default for data analysis and visualizations. We are currently a team of 8 and are looking to add at least 4 more in the near term!

Self helps people build credit and save money. Visit self.inc for details. Backed by Altos Ventures, Silverton Partners, Accion Venture Lab, Kickstart Seed Fund, Techstars, Galvanize Ventures and a handful of special angel investors.

Alexandria's mission is to empower our users to make better and faster decisions. How? By building the most accurate classification systems possible for the financial services industry and finding valuable publishers of information in various languages. Natural language processing and domain expertise leads to better automation.