Top Financial Technology Startups in 2027

DriveWealth is a financial technology firm pioneering embedded finance, fractional investing in US equities, and API-driven brokerage infrastructure. We’ve built patent-pending technology to fractionalize US equities and were the first to receive a license to do so in 2015. We help banks, fintechs, RIAs, and global brands build investing experiences in 153 countries. Some of our partners are Revolut, Hatch, MoneyLion, Stake, and Avenue.

The Marqeta Platform is the world’s first fully documented, open API issuer processor platform, built from the ground up with no legacy infrastructure for flexibility, scalability and performance. Marqeta has re-engineered how physical payment cards, virtual payment cards and mobile wallets should be developed and deployed.

LearnLux is the leading workplace financial wellbeing provider that blends fiduciary digital planning with access to one-on-one guidance from Certified Financial Planner™️ professionals. LearnLux's award-winning program equips employees with a financial plan to guide them through decision points like budgeting, paying down debt, electing benefits, understanding equity compensation, starting a family, buying a home, saving for retirement, and more. Advanced reporting keeps our partners in the know, and drives results like reduction in financial stress, increased productivity, reduced employee turnover, greater use of pretax products, on-time retirement, and healthcare savings. LearnLux members feel great about their money, allowing their work and wellbeing to thrive.

Rentable is a property management software that helps landlords save time and money on the handling of security deposits while providing renters with financial products and other services to make renting easier and more rewarding. Check us out at rentable.com

Betterment is the largest independent online financial advisor with more than $20 billion in assets under management. The service is designed to help increase customers’ long-term returns and lower taxes for retirement planning, building wealth, and other financial goals. Betterment takes advanced investment strategies and uses technology to deliver them to more than 480,000 customers across its three business lines: direct-to-consumer, Betterment for Advisors, and Betterment for Business. Learn more.

Footprint is the agentic platform that learns your compliance program, and runs it end-to-end. Our technology helps compliance teams clear their alert backlog faster, with deeper context and better judgment. Financial crime is growing faster than any risk team can hire against it, and most investigations still happen the old way: one analyst, one case, a pile of PDFs and a dozen disconnected tools. We built Percy to change that. Percy doesn't impose a workflow. It learns yours, converts your policies and procedures into agents line by line, and runs them the same way every time, with a full audit trail. When a regulator asks how a decision was made, the answer is already written. Every investigation is grounded in the vendors and data sources our customers already trust, like LexisNexis, ComplyAdvantage and government registries. Each one is committed to an organizational memory that compounds and adapts as procedures change. Our customers include FDIC- and OCC-regulated banks and fintechs such as Bilt, Nuvei and MoonPay. In September we announced a $25M Series B led by QED, with Index, Commerce Ventures and others. We're using it to double our engineering and sales teams in New York and San Francisco.

Tackling the complex banking system to empower people in one of the world's most bureaucratic markets seems like a crazy idea, right? But that's why, how, and where Nubank was born. We fight complexity through our transparent and straightforward products and experiences: a no-fee credit card, a rewards program, a lending platform, and a digital savings account. In a nutshell, we are the most innovative tech company in Latin America, and we are obsessed with building financial services and products that make our customers love us fanatically. With operations in Brazil, Mexico, and Colombia, we are today the largest independent digital bank in the world, reinventing over 38 million customers' financial lives.

Alexandria's mission is to empower our users to make better and faster decisions. How? By building the most accurate classification systems possible for the financial services industry and finding valuable publishers of information in various languages. Natural language processing and domain expertise leads to better automation.

Astra is a next-generation financial services company focused on providing advanced payment technology for financial institutions, fintech startups, and enterprises. The company’s full-stack payments platform enables its customers to offer real-time, programmatic transfers between their users’ accounts.

At TrueLayer, we’re building a global open banking platform that’s changing how money moves and so much more. We make payments and refunds instant, account data accessible and verification seamless — all so innovators in every industry can build better financial experiences for their users. To date, we’ve raised $270 million from world-renowned investors including Stripe, Tiger Global, Addition and Tencent. We’ve got offices in London, Milan, and Dublin And we’re trusted by industry leaders like Revolut, Cazoo and Trading 212… though we’re not stopping here. Our vision is a financial system that works for everyone. To make that happen, we’re creating original and innovative products that will remove the friction from finance for good. We’re seriously scaling our infrastructure, we’re entering new territories all the time, we’re cornering a whole new category — and we’d like your help to get us there. Mission: We're building intelligent infrastructure that puts fintech at people’s fingertips. Open banking ignited a new generation of financial products. Exposing complex infrastructure as simple code, giving consumers more control over their financial lives, and injecting competition into sectors that had stood still for too long. The thing is, it’s just getting started... So we’ve decided to accelerate it. Opening things up even further. By crafting products that unlock compelling use cases, allowing any business to integrate finance into their applications. Encouraging new connections, collaborations, and commercial models, introducing open banking into every industry. We are TrueLayer. We’re opening up finance for everyone.