Top Financial Services Startups in 2027

Trafigura is a multinational commodity trading company that specializes in the trading and distribution of a wide range of commodities, including oil, metals, minerals, and agricultural products. Founded in 1993, Trafigura has grown to become one of the world's largest and most prominent commodity trading firms. The company is involved in various aspects of the commodity supply chain, including sourcing, transportation, storage, and distribution. Trafigura operates globally and has a significant presence in key markets and regions around the world. Trafigura's activities often involve trading physical commodities, financial derivatives, and other instruments to manage price risk and optimize supply chain operations. The company's operations are complex and diversified, covering a broad spectrum of commodities and industries. Trafigura also owns and operates a number of industrial assets, including Nyrstar, a multi-metals producer, and Puma Energy, a fuel storage and distribution company; as well as joint ventures with Impala Terminals, a port and logistics provider, and Nala Renewables, a power and renewable energy investment and development platform.

Karwan is building a new financial platform for Pakistan’s exporters. We give exporters a USD stablecoin wallet, local banking with cards and expense management, and an AI finance, procurement, and compliance team. We are starting with Pakistan’s $4.6B IT export market before expanding across the country’s $40B+ export economy and, ultimately, other emerging markets. Karwan is being built by a team with deep experience in fintech, startups, and Pakistan’s financial ecosystem. Our CEO and CTO previously built Passfolio, a U.S. investing and banking platform for international customers that reached more than 50,000 funded accounts and approximately $150M in customer assets before being acquired by one of the world’s 20 largest banks. We are an early-stage company building from the ground up. That means talking directly with customers, moving quickly, testing assumptions, and creating products around real problems rather than existing playbooks. Our ambition is to make it substantially easier for businesses and independent professionals in emerging markets to earn globally, receive and manage dollars, run their finances, and grow.

Yuno enables any company to accept all the available payment methods and manage fraud through a single integration. It allows customize checkout and adding new payment methods with just a click. The company enables an improved customer experience while increasing revenues by routing transactions to the best processor and retrying declined transactions.

Moss is the all-in-one spend management platform built for modern finance teams. We bring together corporate cards, invoice management, and reimbursements with real-time budgets, smart approvals, and automated accounting built in. Moss integrates seamlessly with popular ERP systems like DATEV, Xero, and Exact Online, as well as HRIS systems such as Personio, BambooHR, and HiBob. Over 5000 businesses across Europe, including TicketSwap, CarWow, and Urban Sports Group, trust Moss to streamline spend and scale their finance operations. With €6.5B+ in spend processed annually, we help finance teams shift from manual tasks to more forward-thinking, strategic work. Whether you're managing spend across 5 or 500 employees, Moss gives you the visibility and automation you need to run finance, not spreadsheets. Interested in helping build tools to make life easier for finance professionals? Join our teams in Berlin, Amsterdam, London, Talinn and Warsaw.