Top Financial Services Startups in 2026

Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 100,000 businesses nationwide. Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.

HOVER uses patented technology making it possible for anyone with a smartphone camera to create an interactive 3D model, complete with detailed measurements and powerful design features. The data produced is extremely valuable as it generates a single source of truth for the physical world allowing for more veracity throughout the home improvement and insurance processes. We’ve found an incredibly strong product-market fit across exterior home improvement, insurance, and financial services. What's the secret sauce? Computer vision and an exceptional culture. With our team of investors, including Google Ventures and Menlo Ventures, HOVER is committed to continuing our success and facilitating growth. We believe there is strength in diversity so we hire skilled and passionate people from a wide variety of backgrounds.

YipitData is the leading market research firm for the disruptive economy and recently raised $475M from The Carlyle Group at a valuation of over $1B. We analyze billions of data points every day to provide accurate, detailed insights on ridesharing, e-commerce marketplaces, payments and more. Our on-demand insights team uses proprietary technology to identify, license, clean and analyze the data many of the world’s largest investment funds and corporations depend on. We are one of Inc’s Best Workplaces - a fast-growing technology company with offices located in NYC (where we are based in), Hong Kong, and Shanghai, backed by The Carlyle Group and Norwest Venture Partners with a strong culture focused on mastery, ownership, and transparency.

Pilot specializes in bookkeeping and tax prep for high-growth technology startups, ranging from pre-seed to Series C. (We're built by startup founders for startup founders. This is the third startup for this founding team and we've felt this pain before, so we know what it's like.) When you work with Pilot, you’re paired with a dedicated finance expert who takes the work off your plate (and is available to answer your questions)—so you can focus on your business.

Lendbuzz provides auto loans for both american citizens, and internationals (f1, j1, l1, h-1b, o1, and other visa holders) who don't have a ssn or have a thin credit file. there is a short video about lendbuzz and building credit score in the u.s. you can apply and check your rates at any time, but in order to finalize the loan process we require information about the vehicle you are buying. once finalized, we send money directly to the dealer from whom you are buying your car, and the dealer will give you the keys to your new ride. all you'll need to do is drive away!

Ripple is the leading provider of crypto solutions for businesses. Founded in 2012, our vision is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. As a leading enterprise blockchain company with products in commercial use by hundreds of customers across 50+ countries, our unique crypto solutions are faster, more transparent, and more cost effective than traditional financial services – solving inefficiencies that have long defined the status quo.

Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly through alternative credit data. As a Consumer Reporting Agency (CRA), Nova Credit leverages its unique data infrastructure, compliance framework, and credit expertise to help lenders fill critical gaps in traditional credit analytics. The company transforms the fragmented universe of consumer financial data into compliant, actionable risk insights through a comprehensive platform designed to increase conversion through expanded coverage, speed, and reliability. Leading organizations, including HSBC, RBC, SoFi, Scotiabank, Appfolio, and Yardi, work with Nova Credit to make smarter credit decisions through cash flow underwriting with Cash Atlas™, quickly verify income with Income Navigator, and reach new-to-country consumers with Credit Passport®. Learn more at novacredit.com or reach out to [email protected]

The world’s first checkout experience platform, Bolt offers a lightning-fast, one-click checkout, and connects millions of shoppers to retailers through a unified, cross-brand network. Hundreds of forward-thinking retailers like Forever 21, Badgley Mischka, Milk Makeup, and more rely on Bolt to convert, retain, and delight shoppers.

Robinhood is on a mission to democratize our financial system. We believe it should work for everyone and not just a few. We offer commission-free trading in one, user-friendly platform. Since our public launch in 2015, we’ve enabled millions of people to participate in the markets, cementing us as one of the fastest-growing brokerage firm ever in terms of customer accounts. Robinhood has been recognized as a CNBC Disruptor 50 and the 11th Most Innovative Company in the World by Fast Company. Robinhood's products have won the Apple Design Award, the Google Material Design Award, Fast Company's Innovation by Design award, and many others.

Affirm is reinventing credit to make it more honest, transparent, and friendly. Our mission is simple: deliver honest financial products to improve lives. Started by PayPal co-founder Max Levchin, Affirm gives you the flexibility to buy now and make simple monthly payments for big purchases. Unlike traditional credit options, we show you exactly what you’ll owe up front: no penalty fees, no compounding interest. By letting you pay over time, Affirm is empowering consumers to advance their financial well-being.