Top Financial Services Startups in 2027

SoFi is a new kind of finance company taking a radical approach to lending and wealth management. From unprecedented products and tools to faster service and open conversations, we’re all about helping our members get ahead and find success. Whether they’re looking to buy a home, save money on student loans, ascend in their careers, or invest in the future, the SoFi community works to empower our members to accomplish the goals they set and achieve financial greatness as a result.

Zeta (bootstrapped fin-tech startup) is part of the Directi group, a prestigious tech conglomerate with a 19-year-long history and 25 software products in the market. The group has churned out successful mass market businesses like Media.net, Flock, Ringo, Radix, Skenzo, and Codechef, without any external funding. Here’s what we’ve built so far: 1. Zeta Optima: Fully-digitised employee tax-benefits programme that helps employees save over 80K in taxes and helps organizations save up 90% of their time and resources. 2. Zeta Express: A corporate cafeteria solution that makes cafeterias automated and completely cashless 3. Zeta Super Card: An advanced card-based payment solution that is 10x more secure than bank-issued cards 4. Zeta Spotlight: A digitized rewards, recognition and gifting solution that is easy to distribute and easy to spend.

Total Expert is a fintech software company that built the first experience platform purpose-built for the modern financial institution. The platform enables sales and marketing teams to leverage data to seamlessly deliver products and services relevant to each customer based on their financial goals. Total Expert focuses on the unique compliance needs of financial services organizations that must integrate industry-specific data and applications to deliver a cohesive experience across the customer lifecycle.

Our mission is to increase the success rate of small businesses. Traditional banking has been a growth limiter rather than a growth enabler for business owners, and we’re changing that. Relay is the all-in-one, collaborative money management platform. We’re building for employer SMBs and their finance function, internal and external, and are focused on delivering a human-centric customer experience. Ultimately, we help SMBs be ‘on the money'.

Farther is the leading technology-centric wealth management firm – empowering expert advisors with cutting-edge technology to deliver an efficient, comprehensive, and elite client experience. The fastest-growing RIA in the country, Farther manages over $5b in assets across 100+ wealth managers and 5,000 clients. Join a team of people who care—about the work, about each other, and about building a generational financial institution that helps people achieve their goals.

Founded in 2005 as the first peer-to-peer marketplace lending platform in the U.S., Prosper was built on a simple idea: connect people who want to borrow money with those who want to invest. Since inception, Prosper has helped more than a million people gain access to affordable credit with over $19 billion in loans originated through its platform. Our mission is to help our customers advance their financial well-being through a variety of products including personal loans, home equity lines of credit (HELOC) and the upcoming launch of our first credit card product. Our diverse culture rewards accountability and cross functional teamwork because we believe this encourages innovative thinking and helps us deliver on our mission. We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!

Amount delivers the technology that financial institutions need to build and enhance the digital experience. Built by digital lending industry veterans, Amount helps partners go digital in months—not years. Amount empowers multi-product omnichannel retail banking experiences and a robust point-of-sale financing suite underpinned by core platform features including fraud prevention, verification, decisioning engines and account management. Amount partners can optimize performance across product categories by tapping into various service offerings including customer acquisition, funnel and performance assessments, and risk analytics.

Splash is a finance company that provides an online lending option for medical residents and fellows who are looking to refinance their student loan debt. We acquire leads, convert them to loans, and sell the loans to investors or to community banks who are struggling to generate organic loan volume. We partner with leading student loan origination and servicing companies to provide back-end platform support. We also contract with a federally charted bank to act as our lender of record, allowing us to lend in all 50 states. With our product, borrowers are able to pay only $1/month during their training period. We reduce their interest rate to as low as 5.71% APR, allowing them to save thousands over the life of their loan. We simplify their lives by replacing their loan portfolio with one new loan with one single monthly payment. Our customer experience team works around our borrowers' schedules to provide best-in-class service.

Who is CFGI? An invaluable extension of your corporate finance team. Today’s rapidly changing operational and regulatory environment presents a unique set of challenges for CFOs, controllers and their teams. The need to adapt to uncertainty and complexity can strain limited resources. This can also present significant – and often costly – challenges when required skill sets, experience and operational expertise are not available. Founded in 2000 by former Big 4 professionals, CFGI is an established industry leader with the resources to successfully navigate today’s complex accounting, reporting, tax and compliance landscape. An assemblage of top-flight professionals with in-depth public accounting expertise, CFGI is able to fulfill a variety of client needs without the restrictions of auditor independence. With a foundation of knowledge amassed while serving a variety of industries, CFGI is able to guide companies through a wide range of routine and complex business scenarios. The resulting partnership is an innovative resource with the power to address your most crucial accounting, finance and operational challenges. By partnering with CFGI, you gain access to a full-service financial consulting and corporate finance resource. With a solid foundation of operational and technical expertise, our well-rounded team is ready to deliver the requisite services and support to achieve your goals quickly, efficiently and effectively. - Accounting Advisory - Transaction Advisory Services - Private Equity - Risk Advisory - Valuations - Finance Transformation - Tax Consulting and Compliance - Interim Management

Grayscale is a wholly-owned subsidiary of Digital Currency Group, which builds, incubates and seeds bitcoin and blockchain technology-related companies. A trusted authority on digital currency investing, Grayscale provides unparalleled market insight and investment exposure to the developing digital currency asset class. Grayscale is the sponsor of several single-asset investment products and the manager of a diversified investment product, Digital Large Cap Fund.