Top Mortgage Startups in 2024

We’re the essential technology platform used by hundreds of thousands of homebuyers and sellers to partner with top real estate agents and win at any step of the real estate journey — whether that’s finding a top agent, securing a competitive mortgage, or ensuring on-time, easy close. Every year, we facilitate billions of dollars of real estate on our platform. HomeLight empowers people to achieve better outcomes during one of life’s most important events: buying or selling their home. Our vision is a world where every real estate transaction is simple, certain, and satisfying.

Our mission is to champion homeowners on their financial journey, as the partner they trust with their home and future. We believe in building products for the needs of everyday people, whether it's mortgage information, financial advice, or payment services. We illuminate every step of the financial journey, and will be there for you no matter what life puts on your path. valon.com

Today at Snapdocs, we’re working to perfect mortgage closings. If we succeed, more than five million families per year will gain simplicity and transparency as they make the biggest financial decision of their lives: buying a home. Before we existed, nobody had the unique position within the real estate space to address the problems we’re solving. It’s complex and difficult work, and we measure success by how we’re impacting the industry and not by the number of headlines we generate. Instead, we're making a difference and carefully building a team that shares our priorities—pragmatism, respect and empathy for our clients, and building honest products that improve our users’ lives. I hope you'll consider joining us on this journey.

We’ve completely rebuilt the home buying process to be smarter and more joyful. We’ve transformed home buying into a customer-centric, streamlined digital experience. It’s a process that recognizes the individual, uses technology to save time and money, and brings together great mortgages with the most talented real estate agents in the industry. We’re doing it because we’ve been there and we believe home buyers deserve something better than the status quo. Tomo’s mission is to bring omotenashi to the home buying experience. Omotenashi is a Japanese principle of hospitality. It involves anticipating the customer’s needs and striving to meet them before the customer is even aware that they exist. It holds that service is a noble profession and that we should take pride in delivering it. As such, we strive to provide a once-in-a-lifetime experience to our customers, where we go to great lengths to ensure that every detail is memorable.

Qualia is a new class of real estate and mortgage technology that makes buying and selling a home a quick, easy, and understandable process. Over half a million real estate and mortgage professionals use Qualia to power their real estate closings, and we currently process transactions for millions of consumers every year. Our suite of products brings together homebuyers and sellers, mortgage lenders, title and escrow agents, and real estate agents onto a single shared platform, simplifying how homes are bought and sold. We believe real estate is an engine of economic growth in the United States, and that technology is the key to building healthy homeownership. Through our software, we work on improving how real estate is transacted in order to ensure a more understandable, secure, seamless home buying experience for all.

Unison is a San Francisco-based company that is pioneering a smarter, better way to buy and own homes. We are a team of financial and real estate professionals who are committed to helping homebuyers get the home they want, and homeowners finance their life needs without adding debt. We are radical enablers of enlightened capitalism pioneering optimal homeownership for all.

We help manufactured home community owners finance homes. We work with the home-owner and the community owner to provide a fantastic journey from picking out a home to getting the keys!

LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan. With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option for them now and in the future. Want to join us? Apply to our jobs here!

Orca is bringing the real estate and mortgage process under one roof to provide our clients with real value. Our clients experience serious savings, while our real estate agents get to take advantage of our unrivaled offering to grow their business.

FinLocker is on a mission to create financially fit homeowners and digitally empowered lenders. Through our FinLocker app, we provide the tools and transparency for a streamlined and stress-free home ownership process. Our product is available to consumers in private-labeled versions through our clients who are primarily mortgage lenders, credit unions, and banks. At FinLocker, we are creating a revolutionary customer-centric company of talented, enthusiastic people who enjoy coming to work every day. Things move quickly at FinLocker and that means we must be nimble. We look for people that love big challenges, welcome change, and want to be part of an organization that is on the front line of how the homeownership industry interacts with consumers. We keep sane working hours, while still taking care of business, and believe in being ourselves on and off the job.