Top Finance Startups in 2026

Users can go from peso to dollar USDc (and back) in seconds, save in USDc earning 3% annually, send and receive payments in the United States without the hassle and pay with an international Mastercard at the best rates with up to 4% cashback. In other words, we merge the beautiful user experience of the best FinTechs in the world - like Revolut or Nubank - with an extremely efficient backend powered by Crypto - without the complexity or jargon. Backed by YCombinator and Kaszek Ventures.

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Shakepay is the easiest way for Canadians to buy Bitcoin and pay their friends. We’re on a mission to create open access to building wealth, join us.

With liquidity solutions, exclusive data and insights and a vibrant marketplace, we are powering a global private market that is transparent, accessible and seamless for companies, their employees, investors and institutions. Forge is backed by top Silicon Valley investors and large, global institutions including Deutsche Börse, Temasek, Wells Fargo, BNP Paribas, FT Partners, Draper Associates, Peter Thiel, Munich Re Ventures and LUN Partners Group.

At ALT, we’re on a mission to unlock the value of alternative assets, and looking for talented people who share our vision. Our platform enables users to exchange, invest, value, securely store, and authenticate their collectible cards. And we envision a world where anything is an investable asset.

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives. We began by building the foundation for creditors to engage with and support their borrowers at scale across the entire debt lifecycle. We’ve mastered outsourced collections by combining best-in-class performance with differentiated consumer satisfaction and superior compliance.  And we’re just getting started. Together, we’re creating a financial system where trust and opportunity spark lasting change in people’s lives.

Sparkfund is an energy technology subscription company based in Washington, D.C. We give customers access to essential building energy functions and outcomes — like cold air, light and resilience to storm events — without the constraints of ownership, enabling them to do more energy projects, faster, and with fewer resources. We strive to create positive change by deploying solutions that are good for business and good for the planet. And we’re building a diverse and collaborative culture to help us achieve all of that.

We believe financial planning, when done right, is essential to living well. That’s why we created Facet. Our mission is to improve the lives of millions of Americans by offering impartial and invaluable financial advice and services at an affordable membership fee.

All-in-one online bookkeeping and tax solution. We digitally reconcile your expenses each week and provide you with financial reports so you have clear visibility of your business’s financial health. Not only do you have a dedicated bookkeeper, you also have access to a CPA and accountant. This allows us to offer tax consulting and yearly planning to all xendoo customers.

Afficiency was founded with the goal of providing life insurance to everyone on the platforms they already trust. We’ve launched with great success and are growing fast. Afficiency has developed a digital life insurance platform that allows new products to be digitized and made available for distribution rapidly, completely via API. Headquartered in New York, the company has been partnering with insurance carriers and reinsurers since 2018 to bring new innovative products to market. All of Afficiency’s life insurance products are completely digital, provide instant coverage and are accessible via the many platforms with whom we partner. Afficiency is comprised of proven start-up entrepreneurs and life insurance innovators. We have a growing team and are excited about changing a $600B industry. We are making life insurance accessible to millions of people who would otherwise not have access these important products that protect their families.