Top Finance Startups in 2026

Burst is building banking infrastructure to help financial institutions modernize. We combine stunning UI/UX with reliable architecture to enable financial institutions to launch digital and mobile experiences for their customers. You’ll be joining an all-star team with engineering, product, and growth experience from Stripe, Google, and Amazon. We’re looking for a talented Founding Frontend Engineer to help us build our initial product. We’re bringing a new perspective to the decades-old financial world, and we’d love to have you along for the ride!

Utilizing both public and private data, Sigma Ratings dynamically tracks company-level non-credit risks across multiple jurisdictions. In generating its scores and ratings, Sigma is solving a number of hard technology problems related to emerging market data collection, analysis and display that are valuable to global financial institutions, investors and governments.

Herald builds digital infrastructure for commercial insurance. Today we provide developers a single API to get quotes for insurance products from multiple carriers. Tomorrow we want to build anything that makes it easier for developers to digitally connect their software to the insurance ecosystem.

Construction is an industry built on change. With each new project, we change skylines, strengthen communities, and transform cities for the better.‍ But the reality isn’t always so simple. Between compliance and change orders, false starts and permit delays, the construction industry has a paperwork problem—especially when it comes to getting paid.‍ Cash flow is the lifeline of any contractor’s business, but billing is painful and slow. With so much manual work involved, a small, honest mistake can hold up millions of dollars in cash flow. And even when things go right, the time and effort it takes to get paid takes away from the work that really matters. We believe that when you free up payments, you free up people to take on whatever’s next. We started Siteline to give construction teams a financial foundation to build on. Because when people are on the same page about getting paid, they can focus on whatever's next—whether that’s a new idea, a new project, or more time with their family. We’re reimagining construction finance to help contractors get paid, grow their business, and build a better future for all of us.

Reap is a technology company dedicated to fuelling the ambitions of small businesses. We deliver corporate payment solutions to improve the way small businesses operate today and prepare them for the challenges of tomorrow. Currently, Reap's online payments platform enables small businesses to pay expenses and collect revenue – to and from anyone, anywhere – entirely via credit card. The company has revolutionised the way businesses manage cash flow, leveraging credit cards to smooth cash flow and increase capital efficiency by digitising day-to-day finances and transactions. As strong advocates of small to medium-sized businesses, Reap believes businesses should operate at their potential, not at their size. Reap continues to innovate, advancing technology and building better tools for small businesses to level the playing field – by giving every small business the access of a large enterprise. Reap is supported by an empowering group of investors; including Global Founders Capital, Bertelsmann Asia Investments, Index Ventures, Fresco Capital and Hustle Fund. Our current operation spans Hong Kong and Singapore and continues to expand.

For the everyday investor aspiring to build financial literacy and lasting wealth, DiversyFund provides a complete suite of investment knowledge tools and high quality investment products to reach their financial goals. Utilizing the power of crowdfunding and cutting-edge technology, DiversyFund gives all investors the opportunity to build wealth, while diversifying their portfolio all from our online platform. Investors can be confident knowing every opportunity offered by DiversyFund’s team of investment experts is hand selected. With industry-leading transparency, investors receive timely updates on current investments so they’re never left in the dark. DiversyFund serves all Americans who deserve the opportunity to become financially literate and financially secure - providing them the platform and tools to take the right steps to grow their wealth. Over 30,000 people have signed up, investing over $100 million with DiversyFund. To date, DiversyFund investors earn 9-18% and have not lost a single dollar of principal.

Neighbourhood Holdings is a leading residential mortgage fund operating across Canada. We work directly with Mortgage Brokers to provide short-term loans to borrowers who can’t access traditional bank financing. Our borrowers are entrepreneurs, immigrants, young families, and people going through transition periods in their lives who don’t fit in a bank defined box. They go to Mortgage Brokers, who help them get access to alternative financing through lenders like us. We market to our Broker partners, who appreciate that we are transparent, efficient, and reliable, trusting us to get the job done day in and day out.

UpGuard is a complete third-party risk and attack surface management platform. Our security ratings engine monitors millions of companies every day. VendorRisk enables UpGuard's enterprise customer to control third-party risk and improve their cyber security posture by monitoring, rating and sending targeted security questionnaires to its vendors. upguard.com/product/vendorrisk UpGuard's BreachSight continuously monitors businesses for data exposures, enabling them to prevent breaches, protect their reputation and avoid regulatory fines. upguard.com/product/breachsight Companies in regulated industries such as financial services, energy and health count on UpGuard daily to guarantee their systems. UpGuard.com

EquityZen, a subsidiary of Morgan Stanley, is a leading marketplace for pre-IPO investments, connecting shareholders of private companies with accredited investors. Through its category-leading technology and innovative approach, EquityZen delivers data-driven insights and tools that empower its 800,000 users to navigate the private markets with confidence. Having completed more than 51,000 private placements in nearly 500 private companies, EquityZen is on a mission to deliver “Private Markets for the Public.”

We are an operating system development team and a global provider of integrated financial information, analytical applications, and industry-leading service. We enable you to build multi-window desktop apps that look and feel just like native installed apps so you can maximize your desktop real estate. We are now used to deploy thousands of industry apps to over 1500 sell-side and buy-side firms.