Top Payments Startups in 2026

Fast checkouts and easy onboarding with our machine vision-based solution.

We know that you’ll have looked at quite a few company pages but IDT is different. We want people who want to make a big difference to our company with big ambitions. We’re a truly global team, with 1300 people working across all continents, apart from (at the moment!) Antarctica. But we are proud that despite our size, we encourage and support any in-house entrepreneurs to develop their ideas into business action. Our exciting growth plans make it a great time to join us.

Fnality International has been founded to create a network of decentralised Financial Market Infrastructures (dFMIs) to deliver the means of payment-on-chain in tomorrow’s wholesale banking markets. Fnality, backed by a consortium of Financial Institutions including many of the Globally Systemically Important Banks (GSIBs) who sponsored the “USC Project”, believe that there will be widespread adoption of tokenisation, both for new and for existing assets, creating new Value Chains. A means of payment is an essential need for those Value Chains.

We’re a passionate and collaborative team of engineers, designers, and product strategists who deliver results for innovative businesses.

The BIG App was born from a personal struggle. I was broke, stressed about rent, trapped in minimum payments, watching debt grow no matter how hard I worked. I asked myself two questions: What do broke people want most? Money. What's second? Free things. That's where this started. I'm building a goal-based savings platform and debit card for everyday Americans tired of financial products that work against them. Every swipe of the BIG Card gives users a real chance to win meaningful cashback, automatically routed toward their most important goals. Paying off debt. Building savings. Getting ahead for once. No overdraft fees. No fine print traps. Just a card that fights for you. Save BIG. Buy BIG.

Tabbed is building a frictionless payments layer for hospitality that removes the most broken part of dining: closing the check. Tabbed connects diners and restaurants through a location-aware platform that automatically discovers checks, syncs directly with point-of-sale systems, and enables one-tap or fully automatic payment. No QR codes, no waiting for staff, and no disruption to existing restaurant workflows. For diners, Tabbed makes paying effortless. Open the app, dine as usual, and leave when ready—Tabbed handles the rest. For restaurants, Tabbed integrates directly into existing POS systems, ensuring checks are securely linked to guests and payments are captured reliably, even in fast-paced or high-volume environments. Under the hood, Tabbed solves complex coordination across location, payments, and POS systems to deliver a consistent, reliable experience across venues. The result is faster table turns, improved guest satisfaction, and a modern dining experience that feels seamless from start to finish. Tabbed’s goal is to become the default way people pay in hospitality—ambient, invisible, and trusted—while giving restaurants better insight into their guests and operations without changing how they work.

Pledg eliminates friction in everyday commercial transactions by mitigating the counterparty risk. For example, Pledg: - Replaces rental deposits. - Enforces money-back guarantees. - Guarantees future payments.

MuGen is a California-based Digital Transformation company offering end-to-end, high-quality, and cost-effective software development services with the flexibility of an external team. Supported by partners and a team of 40+ engineers with over a decade of IT experience, who have successfully delivered 200+ projects worldwide. MuGen empowers organizations to drive innovation and growth through AI, ERP, and Digital Transformation solutions.

sunday was proudly built by restaurateurs for restaurateurs. In 2020, tested across Big Mamma’s restaurants in London, Paris and Madrid, sunday proved its worth and exceeded industry expectations. We have since signed some of the biggest names in the industry and are revolutionising restaurant payments as we know it. Out with the old, in with the new – sunday is here to stay.

It turns out trucking is heavily dependent on invoice factoring (payday loans). Companies we work with have mountains of paperwork they must organize, sign, and submit in order to get paid. However, often payment happens 30-90 days after the paperwork submission. In order to get cash sooner, they turn to factoring companies, so they sell off their account receivables at a significant discount and the buyer of the invoice (essentially paper documents) collects the payment instead. Our solution is threefold. 1.)Speed up time to payment by digitizing the workflow. Aka give them an application that helps them get the documents back to their “homebase” quicker. 2.)Make the accounts receivables more valuable by having provenance of the data (a timestamp, location, and authentication via a signature) and 3.)Create a marketplace for the account receivable (tokenized), backed by the digitized documentation.