Top Insurtech Startups in 2026

We exist to rewrite the rules of insurance so it’s something people stand with, not against. Our story began in 2017 when we set out to transform bicycle insurance by connecting passionate cyclists all over the UK to form a collective and protect their bikes. A better model for insurance was born. Fast forward to today and we’ve: - Been awarded Best Cycle Insurance Provider (for 3 years in a row) - Expanded to commercial business and quickly become leaders in last-mile insurance - Launched into new territories and now rolling-out across Europe - Captured the enthusiast cyclist market and expanded across all cycling segments - Opened offices in London, Bristol, Amsterdam and have created a remote-first way of working We’re growing real fast on our path to make the Laka collective model the industry standard and we’re expanding across segments, products, and territories. We’re looking for innovative, bold and brave minds to help us build the world’s best insurance company.

Welcome to Waffle! We're not your typical insurance company. Born at MIT and raised in the heart of New York, we're a tribe of tech enthusiasts dedicated to reinventing insurance so that it works for everyone. Backed by global insurance giants and leading investors, we're the only platform worldwide where you can safeguard everything and everyone you love instantly. If you're ready to challenge the status quo, come join us at Waffle. Let's reshape the future of insurance—one bite at a time.

CoverRight is an insurance technology (‘insurtech’) startup on a mission to make Medicare more accessible to the 60 million Medicare beneficiaries across the country. We help the 10,000 people retiring every day make one the most complex but important decisions as they age into retirement – finding the right health insurance. We're backed by reputable venture capital investors and have assembled a passionate and driven team to tackle an industry long overlooked by technology. Our mission is to become the most trusted partner in navigating the early-stages of retirement.

Noldor combines the creative horsepower of Silicon Valley with the expertise of insurance. Technology is enabling a new future of deepened partnerships through openness and transparency. And Noldor is leading the way.

TrustLayer is a rapidly growing, venture-backed B2B SaaS company that reduces friction and builds trust between businesses. We allow users to automate the verification of insurance, licenses, and compliance docs of their business partners (i.e., vendors, subcontractors, suppliers, borrowers, tenants...).

We are taking a systematic approach to testing every single home on the planet, accepting only the top 1%. We do so by putting each home through The Plum Test: a gruelling hospitality exam, which uses a mix of algorithms and physical visits by hospitality experts. We launched three years ago in London. We are now in 12 cities across 9 countries, we have vetted over 100,000 homes and are on track to reach over £25M in annualised sales. We are backed by an all-star cast investor group including Local Globe (TransferWise, Citymapper), Alex Chesterman (Founder of Zoopla), William Reeve (Founder of Love Film), Alex Saint and Troy Collins (Founders of Secret Escapes), Jason Goodman (Founder of Albion) and many more. We are launching our global rollout strategy and growing our exceptional team.

Crosstie is an AI-powered workflow automation platform for property and casualty (P&C) insurance operations. Embedded directly into claims and operational workflows, Crosstie helps carriers, TPAs, self-insured organizations, and claims service partners reduce administrative burden, accelerate cycle times, and improve experiences for adjusters, claimants, and policyholders. Designed to integrate seamlessly with existing core systems, Crosstie enables organizations to operate more efficiently and deliver measurable ROI. Founded at Harvard University’s Innovation Lab and backed by MassMutual Ventures and General Catalyst, Crosstie is building a platform that is comprehensive by design, configurable out of the box, and interoperable across complex insurance environments. Learn more at crosstietech.com.

An InsurTech company making lives easier with artificial intelligence.

Sureify helps insurers meet the high customer engagement bar that been set by the Ubers and Amazons of the world. The Lifetime Platform puts the most effective digital customer engagement tools in the hands of insurers to drive customer loyalty, brand recognition and better customer experience. Sureify is a SaaS platform for Life and Annuity companies around the globe. Sureify’s sales, customer self-service engagement solution, and their up-sell cross-sell solutions enable life insurers to connect, service, and sell to their new and existing customers using the most life insurance focused platform in the market today. The enterprise platform solution is secure, scalable, and delivers pragmatic features with the basics of the everyday digital life insurer front of mind. The Sureify solution encompasses the consumer-facing web and mobile applications, automated messaging and self-service platform, agent engagement console, marketing dashboard, underwriters data platform with analytics and reporting for executive overview. Sureify also can be implemented right on top of existing core systems and CRM systems while integrating with existing contact center platforms, customer apps, and most life insurance emerging and traditional 3rd party applications. All this is supported by Sureify’s Customer Experience team to ensure best practices, ideation, configuration both inside enterprise and end-user digitalization. Life insurers use the Sureify platform for direct and agent digital sales, policyholder service and self service, new product education and marketing, churn reduction, upsell cross-sell, and complete digital tracking of policyholders. The time is now for the life and annuity insurer.

Anzen is a leading provider of executive risk insurance, combining comprehensive insurance and proactive tools to help businesses identify and mitigate management risks. Anzen’s unique product offerings combine best-in-class D&O, Employment Practices, and Fiduciary insurance, integrations with core HR and finance systems, and proactive people operations tools to help keep businesses safe.