Top Fin Tech Startups in 2024

Ethos is on a mission to transform how banks govern their AI and machine learning models. We're an early-stage startup in NYC backed by leading investors, including Better Tomorrow Ventures and Capital One Ventures. AI and machine learning models are already used today for many of the most critical decisions in society. Especially in financial services, this technology comes with deep questions around testing and governing these models to make sure their behaviors are trustworthy. We started Ethos because we saw firsthand the critical need for a modern platform for Model Risk Management in financial services. Changing technologies and regulatory requirements pose huge challenges for the industry, as well as enormous opportunities for positive change. At Ethos, you will be a fundamental part of this change.

FrontRow emerges as a comprehensive solution to the challenges faced by content creators in the evolving digital landscape. FrontRow allows creators to launch their own iOS, Android, Web, and TV apps. It is a robust platform designed to enable creators to independently build, launch, engage with, and monetize their communities across various digital mediums.

The all-in-one liquidity platform for private companies and their shareholders. Buy and sell unicorns and pre-IPO companies.

Obinex is a pre-seed stage startup on a mission to develop a simple ecosystem to foster the adoption of centralized economic principles while ensuring enhanced security through a disruptive and holistic approach.

Osyte is currently building its SaaS multi-tenant platform fully on AWS. Osyte is a unified investment allocation platform where multi-asset investors can make machine-enabled investment decisions and implement decisions with speed and accuracy. Our prospective client is an investment management firm that manages assets worth billions for its institutional clients. which manages a host of the pension fund, endowment, non-profit, or wealth fund. Our SaaS platform will help customer to manage their front-office, middle-office, and back-office automation, workflow and integrations effectively and efficiently. Our customers can manage their customer portfolio, manage all data, make decisions quickly. Some of the core functionalities are enterprise-grade data warehouse, customizable workflows, portfolio management, rebalancing, data ingestion engine, trade management, operations management, and client service. In near future, we will be building ML model for financial machine learning.

2020 Capital is all about creating financially self-sufficient communities. They are about to revolutionize the way America’s Middle Class behaves financially. 2020 Capital is the creator of the first-ever financial habitat, Spike, where financial advisors and their local clients weave a never-before-seen empowering and solution-driven community. At their various locations spread across the nation, they will provide the underserved middle class with financial advisory services, financial education and an inspiring workspace wired by Spike 2.0, a state of the art AI-driven data and service platform. This novel ecosystem will not only transform the financial advisory sector but will highlight the path for the resurrection of America’s Middle Class!

We are building cloud-native, cutting-edge apps for modern financial institutions and the people who make them work. The applications that we’re building are highly modular, well-tested, well-documented, and internally-discoverable- all of which are, we believe, the not-so-secret sauce that will enable us to scale the product and the business. Due to the inherent breadth and mission-critical sensitivity of the apps we work on, there are a lot of moving parts (and also a fairly wide array of individual technologies and languages in our stack). If you’re the sort of person that thrives when continuously learning, you’ll probably do great here.

Monsoon CreditTech is one of Asia's leading fintech startups. We work with some the region's largest banks, credit-card companies and NBFCs to help them make better lending decisions (using machine learning) that result in 30% lower delinquency rates and 25% higher approval rates. We have been selected to be a part of Mastercard Start Path and have partnered with some of the leading global financial institutions to bring the power of advanced machine learning to a wide range of portfolios.

At January, we’re transforming the lives of consumers by bringing humanity to consumer finance. Our data-driven products empower financial institutions to streamline their collections, offering consumers clear, empathetic guidance to regain control of their financial health. We’re not just expanding access to credit. Our vision is to become the most trusted brand in consumer finance by paving the way for millions to achieve financial freedom.

100 million Americans that lack access to fair credit. We have shown that we can underwrite 40% of people that are shut out of the financial system, and provide an onramp where all others have failed.