Top Fin Tech Startups in 2026

Amun is a leading cryptocurrency issuer which aims to make purchasing crypto more accessible, and efficient. Under its 21Shares brand, Amun is the world's largest issuer of crypto exchange-traded products (ETPs). The 21Shares suite of ETPs has simplified access to crypto for both institutional and retail investors in the traditional finance community. In a similar fashion, Amun aims to provide tokens that will make it easy for the crypto community to access sophisticated strategies that are not otherwise readily available in this space. Amun 21Shares is a team of entrepreneurs, engineers, and financial product developers who are uniquely placed to revolutionize cryptocurrency investing through the issuance of our broad range of tokens. Our goal is to make these tokens present a new paradigm in cryptocurrency investing and to facilitate their use. Our investment in superior technology and automation has enabled us to both release products, as well as work directly with top organizations including the Bitcoin Cash Foundation, Bitcoin Suisse, Binance, Bitwise, Coinbase, FlowTraders, Sygnum, and the Tezos Foundation as launch partners or customers of Onyx, our full stack issuance platform.

Klover’s mission is simple: We’re systematically leveling the playing field by giving low cost access to modern financial services. How do we do it? We unlock these products and services by transparently leveraging a valuable asset, your permissioned data. Our customers get it and have already saved hundreds of dollars a year. Founded by a team of data and ad-tech veterans with several high growth businesses and exits under their belts, Klover a venture-backed startup is poised for success. Come join our high-growth team of intelligent, fast-paced and mission-driven individuals here at Klover

We are an early stage start-up, building new fintech products for small businesses. Founders are IIT-IIM alums, with prior experience across management consulting, venture capital and fintech startups. We are driven by the vision to empower small business owners with technology and dramatically improve their access to financial services. To start with, we are building a simple, yet powerful solution to address a deep pain point for these owners: cash flow management. Over time, we will also add digital banking and 1-click financing to our suite of offerings. We have developed an MVP which is being tested in the market. We have closed our seed funding from marquee global investors and are now actively building a world class tech team. We are a young, passionate team with a strong grip on this space and are looking to on-board enthusiatic, entrepreneurial individuals to partner with us in this exciting journey. We offer a high degree of autonomy, a collaborative fast-paced work environment and most importantly, a chance to create unparalleled impact using technology. Reach out if you want to get in on the ground floor of something which can turbocharge SME banking in India!

Fena - Seamless access to Open Banking payments We believe that costly card payments and outdated infrastructure shouldn’t hamper businesses, and with Fena, they don’t. Fena (formerly Faizpay) is rapidly growing, using new regulations to enable seamless access to Open Banking. London based, but with staff across the globe, we are building products for customers across multiple geographies. Our solutions are built to improve payments for for everyone. Business of all sizes can save up to 85% vs card payment fees, reduce fraud, and improve the user experience with technology designed for the modern day. Some example use cases include: FinTechs: Fena provides payment APIs for instant payments. Payments can be initiated within the fintech’s app or website using Open Banking payments with bank level security. No cards, reduced fraud, low fees. eCommerce: Easy to install solutions requiring only a few lines of code, or plug-ins for solutions like WooCommerce, merchants can quickly add open banking payments to their checkout to reduce their costs, remove chargebacks, and minimise fraud. Small Retailers: In-store or in-person payments using our merchant app. Removes the need for a card terminal, instead using a mobile and QR code. Retailers can accept bank transfers as seamlessly as card payments for a fraction of the cost. Invoice Payments: Users can insert a QR code or payment link onto invoices to ensure they receive the right amount, every time. Generate these payment requests manually, or connect your account via API to automatically generate requests.

Welcome to Waffle! We're not your typical insurance company. Born at MIT and raised in the heart of New York, we're a tribe of tech enthusiasts dedicated to reinventing insurance so that it works for everyone. Backed by global insurance giants and leading investors, we're the only platform worldwide where you can safeguard everything and everyone you love instantly. If you're ready to challenge the status quo, come join us at Waffle. Let's reshape the future of insurance—one bite at a time.

GoQuant provides digital asset market data to financial institutions to help inform their trading decisions. GoQuant aggregates digital asset market data from a variety of crypto exchanges and cleans it with its unique IP and low-latency infrastructure.

At Merito, we’re building a decision making + financing platform for D2C brands. 600+ D2C brands use Merito, in just a year of our launch (with >75% inbound!). 100,000 brands will be on Merito in the next 3 years, from around the globe. We’re building a unique business model supported by a strong product moat. We’re backed by marquee angel investors, large family offices and micro VCs. We’ve achieved this with a hungry team of 10, and are now expanding our team to take Merito to the next level. Email us on [email protected] to find out more!

Our mission is to turn the entire process of renting into a tech-enabled and user-friendly experience. We're starting by making paying rent and applying for apartments easier, more rewarding and more secure. Backed by prolific real-estate investors, we've put together an awesome team to turn rental real estate on its head.

Uphold’s online digital wallet is designed to support many different financial services in simple and intuitive way. The Uphold Mobile App features our ‘Anything-to-Anything’ interface, which enables you to fund your account, send money to friends and family abroad, or trade directly between more than 60 cryptos, national currencies and metals, using just one screen. With Uphold’s open API, businesses and developers around the world can integrate with or build upon the Uphold platform to deliver free and instant, transparent, global, secure and innovative cloud money solutions to their customers. Simply put, Uphold is the internet of money. Uphold seamlessly connects the legacy financial system to the digital economy.

Derivative Path is a leading provider of capital markets and derivatives technology services to assist mid-sized U.S. financial institutions, buy-side firms, and commercial end-users execute and manage their over-the-counter interest rate derivative and foreign exchange transactions. Founded by derivatives industry veterans, Derivative Path is pioneering a solution for Corporate America to more efficiently and seamlessly access and trade debt and derivatives. For more information about Derivative Path, visit derivativepath.com.