Top Fin Tech Startups in 2024

Addition Wealth is a financial wellness platform that makes personalized financial expertise inclusive and accessible for all.

A single source of truth for financial data, used on one side by entrepreneurs to run their business (invoicing and getting paid, paying suppliers and expense management, piloting cash and profitability) and on the other side by their accountant for bookkeeping and fiscal declarations. Saving time to all entrepreneurs and accountants, helping them to make the right decisions and enabling 3rd parties to offer added-value personalized financial services. We’ve launched in France and will expand to other markets in Continental Europe in 2022. Our commercial website is thus in French only but the code is obviously documented in English and our tech team speaks English. We’re product-led, growing fast, backed by strong investors and are starting to hire software engineers anywhere in Europe, to join our experienced remote-first engineering team.

Boom is on a mission to level the playing field for the 110+ million renters in the US by making housing more flexible, affordable, and rewarding. We’ve started by building an app to help renters build credit with their largest monthly expense: the rent payment. Now serving thousands of renters, Boom is led by second-time founders Rob Whiting (ex-BCG, Rubicon) and Kirill Moizik (Eco, Technion, Grubhub). We're backed by investors such as Starting Line, Clocktower Ventures, Gilgamesh Ventures (Petal co-founders), and angels such as William Hockey and Zach Perret (Co-founders of Plaid) who anchored Boom's pre-seed round (joined by Harry Stebbings and others from places like Cash App, Mint House, Landis, Party Round, and Redfin).

Sandbar's mission is to improve the health of the global financial system by fighting money laundering and other financial crimes. By law, financial institutions must monitor transactions for illicit activity. However, most institutions find it difficult to do so effectively. Roughly $6T is laundered every year and $180B is spent on anti-money-laundering efforts by US institutions. Despite this, less than 1% of laundered money is identified correctly. We are also seeing many systems produce false-positive rates of over 95%. Consequently, banks and the government must spend extra time and resources on extraneous investigations, taking away resources from finding criminals. To provide better results, we ingest millions of messy data points, standardize that data, and run a complex suite of proprietary calculations designed to detect suspicious activity. Our product automatically monitors activity and helps risk teams by putting necessary information at their fingertips. We provide information accessibility, build intuitive workflows, and allow for custom processing. Doing better can help cut off funding for kidnappers, human traffickers, terrorists, scammers, and other bad actors as well as reduce the effort and costs associated with developing and maintaining internal AML programs.

Brahma Console is the secure and efficient DeFi execution environment. Segregate risk and delegate operations, execute and automate transactions on any dApp with unmatched speed and precision.

We are building a global platform to provide developers, current and aspiring payments leaders, and product teams with a deeper understanding of their payments data through tools that are easy to use and implement. We want companies to be able to deliver best in class payment experiences and understand when and where things are changing over time. By connecting with your current payment stack and partners, we’ll help you increase revenue, reduce cost, and delight customers. Our platform provides immediate awareness and clear, actionable advice so you can deliver world class payment strategies and results. Our mission is to reduce payments complexity and foster a community of learning and growth across the industry. Companies shouldn’t have to learn how to optimize and manage the payments part of their business the hard way. To succeed in this, we need creative thinkers who are willing to roll up their sleeves and start building alongside us.

Fintech start-up Valutico is a web-based company valuation platform providing the financial services industry and valuation experts with data-driven tools to perform accurate company valuations in a fraction of the time while solving the issue of complex tools, lack of data sources and time consuming reporting. With the world’s leading valuation methodologies to choose from, Valutico accelerates business valuation processes by 30-50%. Valutico’s software solution currently comprises three different modules and a marketplace. The modules address specific valuation requirements for private/listed enterprises and provide access to industry and country specific valuation parameters. The marketplace brings together valuation experts and customers in need of valuation expertise. With our product offering we especially address valuation experts in Advisory (e.g. Corporate Finance, M&A, Tax and Audit), Investment Management (e.g. Family Offices, Private Equity, Venture Capital), but also Corporates (e.g. Strategy, Financial Reporting, IR). By combining advanced technology with expert corporate finance know-how, we support our clients to overcome the high and expensive requirements of the valuation process, which demands technical/industry know-how, access to expensive financial databases and time.  Our team of 40 employees is globally distributed and serves both national and international clients in over 25 countries including the US.

Trnsact exists to make your life as an equipment vendor easier. Selling equipment is hard enough and we believe that getting your customer financed quickly, no matter what their credit profile is, should be the least of your worries. So with our blood, sweat and tears, we've built easy-to-use technology that allows you to generate more revenue for your business while doing less work. All while providing your customers a professional and delightful financing experience. Trnsact is built to grow your revenue by shortening the sales cycle and increasing your sales conversion rate. By offering customers an easy way to get financing and sign docs, your sales process becomes a delight instead of a drag.

Are you ready to swim beyond the traditional finance and navigate the future of investing? At BlueDolphins, we’re breaking barriers to make investing accessible, inclusive, and rewarding for everyone. Traditional investing locks out many due to high entry costs and limited liquidity. We’re here to change that. BlueDolphins is a cutting-edge trading platform empowering users to benefit from market price movements without the need for direct stock ownership. The long-term investment not only gain exposure to market opportunities but also unlock passive income through innovative platform activities. If you’re passionate about innovation, creating impact, and shaping the future of finance, join our team at BlueDolphins and help us revolutionize investing. Together, we’ll open doors for millions and build a more inclusive financial world. Enjoy!

Antai Ventures is a Barcelona-based venture studio with presence across Southern Europe and Latam. Since 2012 we have co-founded +25 companies including Glovo, Wallapop, Nemuru, PlatanoMelon and Vitaance. Our ventures have raised more than $1.5B in funding, have generated more than $3B in shareholders value and currently employ more than 3.000 people. At Antai, we partner-up and invest in the best co-founders to build global companies willing to disrupt multi-billion dollar industries. In the last 10 years, we have gained experience in a variety of business models (E-Commerces/DNVBs, B2B SaaS, Marketplaces) operating in a wide range of industries including Edtech, Grocery, Healthtech, Fintech, Insurtech, Proptech, Autotech among others.