Top Fin Tech Startups in 2024

Most things these days are instant and on-demand, except the money you're working hardest for. At EarnIn, we’re reimagining the way money moves to empower every person’s potential. We believe your hard-earned pay should flow more freely to give you more options, wherever life takes you. It starts with access to your earnings as you work. We like to think of it as “everyday payday.” But it’s much more than that. It’s a first-of-its-kind financial hub plus a unique card built entirely around streamed earnings. It’s more of your money to spend, transfer, and save as you want — at the lowest possible cost. And it’s all moving at the speed of you to bring more possibilities for today and tomorrow. After all, you've earned it. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc. Mission: We’re reimagining the way money moves to empower every person’s potential. We believe your hard-earned pay should flow more freely to give you more options, wherever life takes you.

Plaid is focused on democratizing financial services through technology. We build beautiful consumer experiences, developer-friendly infrastructure, and intelligent tools that give everyone the ability to create Plaid is used by thousands of digital financial apps and services like Betterment, Expensify, Microsoft and Venmo, and by many of the largest banks to make it easy for consumers to connect their financial accounts with the apps and services they want to use. Plaid connects with over 11,000 financial institutions across the U.S, Canada and Europe. The company was founded in 2013 by Zach Perret and William Hockey and is headquartered in San Francisco, CA.

Our technology combines advanced cyber intelligence, identity analysis and behavioral data to create a multi-layered fraud detection mechanism. The technology is fully automated so that it can approve or deny transactions in real-time, rendering “yes” or “no” decisions in under 300 millseconds. Furthermore, the technology is so accurate that Forter fully backs its transactions with a 100% chargeback protection program.

SIGNIFYD’s full-service cloud platform simplifies fraud detection through a financial guarantee, allowing businesses to increase sales while reducing fraud losses. SIGNIFYD is in use by multiple companies on the Fortune 1000 and Internet Retailer Top 500 list.

AppZen delivers the world’s leading AI platform for modern finance teams. Starting with business spend, we automate manual process, uncover problems, and optimize decision making for enterprises around the globe, including one-fourth of the Fortune 500. Our platform combines patented deep learning, computer vision, and semantic analysis with intelligence from thousands of online data sources to understand financial transactions in business context and make decisions before those transactions happen. AppZen is a must-have for CFOs and their teams to reduce spend, comply with policy, and streamline process.

Trying to manually track crypto taxes gets complicated fast. TaxBit's tax engine supports transactions between any crypto or fiat currency in the world. TaxBit automatically calculates your cost basis, gains or losses, and subsequent taxes of every trade in real-time, giving you total insight into the tax impact of your trades.

Pilot specializes in bookkeeping and tax prep for high-growth technology startups, ranging from pre-seed to Series C. (We're built by startup founders for startup founders. This is the third startup for this founding team and we've felt this pain before, so we know what it's like.) When you work with Pilot, you’re paired with a dedicated finance expert who takes the work off your plate (and is available to answer your questions)—so you can focus on your business.

We are a leading U.S. financial technology platform serving the needs of Americans who are working to create a better future for themselves. Our mission is to enable members to change their lives by creating better financial outcomes. Leveraging the best technology, we deliver inspirational and motivational products as we all move forward in a world of increasing digitization and complexity. To learn more about us, visit current.com or download our app on the App Store or Google Play. Current is backed by investments from Andreessen Horowitz, Tiger Global Management, TQ Ventures, Avenir, Sapphire Ventures, Foundation Capital, Wellington Management, QED Investors and EXPA.

Qualia is a new class of real estate and mortgage technology that makes buying and selling a home a quick, easy, and understandable process. Over half a million real estate and mortgage professionals use Qualia to power their real estate closings, and we currently process transactions for millions of consumers every year. Our suite of products brings together homebuyers and sellers, mortgage lenders, title and escrow agents, and real estate agents onto a single shared platform, simplifying how homes are bought and sold. We believe real estate is an engine of economic growth in the United States, and that technology is the key to building healthy homeownership. Through our software, we work on improving how real estate is transacted in order to ensure a more understandable, secure, seamless home buying experience for all.