Top Fin Tech Startups in 2026

Eco puts your money back to work for you — creating the first consumer fintech product whose creators are aligned with its users. Financial infrastructure hasn't changed since the 1970s. All we've gotten are shinier products built on the same broken systems. The Eco App changes that, starting by building the best place to save and spend your dollars. We combine high-yield savings with rewarded spending in a single, compounding balance that's easy to manage. Soon we'll let you pay your bills and put your financial life on autopilot. And through all of this — unlike every other fintech company — we don't skim from you. That's only possible because we're working to introduce the Eco Currency, a new money built for real people. We believe that cryptocurrencies can fundamentally upgrade traditional money — but that won't happen without widespread distribution and a path to adoption. The Eco App is the first product to provide such a path, beginning with a familiar interface built for US Dollars and slowly building trust as we educate users on the benefits of this new paradigm. Every day, we're working on difficult and impactful problems which demand solutions at the intersection of technology, product, marketing, and advocacy. To achieve our mission and realize our vision, we’ve put together an incredible team and are selectively adding to it. We hope you’ll consider joining us.

Tradable simplifies syndication, deal management and tokenization workflows for asset managers and provides investors access to the best liquid, institutional-grade private assets.

Make Your Mark empowers companies to grow and scale through digital marketing, including Digital Strategy, Social Media Advertising, SEM, SEO, PPC, eCommerce Marketing, Content Marketing, Email Marketing, LinkedIn Lead Generation, etc. We create exceptional work and have fun while doing it! As we grow the company to the next level, we are looking for the right people to join us. Make Your Mark Digital is proud of where we’re from, where we are, and where we’re going. If Make Your Mark seems right for you, we want to hear from you, whether you’re in Philly, Austin, San Juan, Bogota, or anywhere in between. Reach out – we’d love to talk!

Pippin Title simplifies title search reports. Required for every real estate transaction, title reports are a critical part of the property buying and refinancing process. Yet, this industry still heavily relies on people on the ground to go into courthouses and search through reams of documents in order to scan paper copies in the 60% of counties where online data is not available. Through Pippin's proprietary technology and data warehouse, title insurance companies, real estate developers, and financial institutions no longer have to create and maintain a nationwide network of hard-to-reach and unreliable ground searchers. They can now upload all of their title report orders for both residential and commercial properties, for anywhere nationwide, and track their progress in real time in one, intuitive, and easy-to-use portal. Our sophisticated data warehouse and unlimited access to online records allows us to quickly and efficiently provide a high quality product when title documents are available online. For title documents not available online, we have created a network of contractors - like the Uber for title - who we can deploy to gather documents from any county in the U.S. Pippin is bringing technology to an industry ripe for disruption.

Botsplash is a B2B omni-channel conversation platform to manage Business Agent and Business Customer conversations. Businesses receive the benefit that their Agents from a single platform Botsplash, can connect and engage with their customers that may be on different channels such as SMS, WebChat, FaceBook to name a few. The platform is powered with Machine Learning/NLP modules to facilitate automated responses, routing and escalations to manage the right balance for Live Chat vs Automated Bots.

Scratchpay is a financial technology company that provides payment processing, patient financing, and patient communication tools for veterinary and medical practices. Approximately half of all U.S. veterinary clinics use Scratch's platform to interact and transact with their clients. Scratch's patient financing solution allows patients and pet owners to receive a guaranteed offer in as little as 60 seconds to help them pay for medical care for themselves or a loved one. Scratch's payment processing tools integrate with leading practice management solutions to make checking out a seamless experience for the both the patient and the practice.

Founded in January 2018, Perch is on a mission to transform the real estate acquisition and ownership experience in Canada. Through user-centered technology and automation, we provide Canadians with the financial tools, services and insights needed to confidently navigate their unique real estate ownership journeys and acquire the right financing for their existing and future properties. Our innovative approach to data science produces timely insights, empowering individuals to make smarter real estate decisions that lead to wealth accumulation. Thousands of customers across Canada trust us, and our fully remote team of 18 passionate individuals who are not only working to solve real problems in real estate, but also actively love using our product. In April 2023, we launched a new version of our mortgage platform to enable major customer volume growth and the development of many new powerful products and features. We also introduced Perch Capital, a Mortgage Investment Corporation (MIC) which has opened up exciting new revenue opportunities for our organization in being able to act as a lender. Join us at Perch, your Mortgage Advisor with Super Powers, and be part of the real estate revolution.

Boom is on a mission to level the playing field for the 110+ million renters in the US by making housing more flexible, affordable, and rewarding. Boom is building a suite of rental financial services for renters and property managers, including applicant underwriting, rent payment reporting, rent reporting-as-a-service, and a number of integrations with the largest property management systems (PMS). Boom serves renters through the Boom App and property managers via the Boom Platform. Boom is led by second-time founders Rob Whiting and and backed by investors such as Starting Line, Clocktower Ventures, Mischief VC (CEO of Plaid Zach Perret's fund), Gilgamesh Ventures (Petal co-founders), and angels such as William Hockey (CEO of Column, founder/former CTO of Plaid) and Harry Stebbings (20VC).

Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products. flinks.io

NachoNacho is a B2B SaaS Marketplace Powered by Fintech For Businesses, a one-stop-shop for managing, discovering and getting discounts on SaaS. 1) Manage your existing SaaS sprawl by creating a separate virtual credit card for each vendor, and setting $ and date limits per card. You can cancel the card at any time with 1 click. Create unlimited cards. See all company-wide subscriptions in one dashboard in real-time. 2) Discover new SaaS, via NachoNacho’s recommendation engine driven by machine learning algorithms, and a user-powered community. 3) Get substantial discounts (up to 30% lifetime) on hundreds of SaaS products. For SaaS vendors: A new and unique data-driven user acquisition channel