Top Finance Startups in 2026

Payments software that simplifies billing, insurance, and accounting into one step, starting with mental health.

Toonimo offers a cloud based platform that enables businesses to showcase the key features of their websites by acting as a pathfinder to site visitors. Using customized rich content and natural language, website visitors are intelligently guided by delivering assistance at the right time. This generates an increase in website usability and depending on the business objective can effectively: encourage self-service, increase conversion rates and increase engagement with visitors to your site. Driven by an intelligent decision engine, the platform helps fulfill the purpose of a website – to better service visitors.

At ION, we enable financial institutions, central banks and corporations to digitize and automate their most business-critical processes. Our software improves decision-making, increases efficiency, simplifies complex processes, and empowers people

We partner with associations, unions, and employers to deliver value-for-money, collective retirement plans that combine user-friendly technology, digital retirement planning, low-cost investments, secure lifetime income, and a fiduciary duty to members. Our work is serving a wide range of people who’ve lacked access to good workplace retirement benefits, from home care workers to physicians to not-for-profit employees to workers across Canada’s private sector.

Billd is a simple payment and finance solution for the construction industry. Suppliers get paid how they want, when they want, while providing their customers the flexible payment terms they need to grow their business. The Billd products were built by construction professionals who understand the unique obstacles contractors face when purchasing materials. Billd is an exciting new FinTech company transforming the way construction companies finance projects. As a well funded company, Billd is disrupting one of the nation’s largest industries while solving a pervasive problem that’s historically been thought of as just “the way construction works.”

Osedea is a Montreal digital agency focusing on resolving complex challenges using emerging technologies to help our clients be more efficient. Our client portfolio is very diverse ranging from small startups to large multinational companies in various industries such as healthcare, mining, insurance, etc. We develop awesome web and mobile solutions. Our projects encompass a broad set of language and tools such as PHP, Node, Ruby, Python, Angular, iOS, Android, etc.

More than one million Americans will sleep tonight not knowing if they'll sleep in the same place tomorrow. People who lack housing face a vicious cycle of financial and social poverty, creating lasting barriers that can cut life expectancy by 20+ years. [Samaritan](samaritan.city) (Techstars W '20) is a support platform helping people access the financial and social capital needed to find a stable home. The platform has helped its Members reach [life-changing outcomes](samaritan.city/stories) in early deployments. We’re now contracting with some of the top health insurers in the country to scale the intervention and are excited to rapidly hire a number of new team members and get strong internal / external processes in place as we gear up for this next phase of growth.

We’re the most active seed-stage venture firm in the country – and collectively our partners have helped fund and start over 200 companies, so there’s not much we haven’t seen before. We believe in collective teamwork: each portfolio company gets the support of the entire First Round Capital family, not just one board member.

Initialized Capital is a San Francisco-based VC firm with over $500M under management. We're founders and builders who are here to help others like us build meaningful businesses. We focus on investing in high-potential software startups at seed stage and earlier, and are happy to be the first investors in early teams run by great engineers, designers and product founders. We've helped more founders build startups at the earliest possible stage than most anyone you'll meet, and that means we can help startups avoid the 1,000 landmines that can cause certain failure. It certainly won't guarantee success (as we all know there's no such thing in startups) but at the seed stage we've seen many cases where having the right investors will improve your chances significantly. In the end, we started this firm to help people like ourselves build companies that matter. A lot of great investors, advisors, founders, and friends have helped us along the way. We're just here to pay it forward.

Flinks is a data company that empowers businesses to provide better financial services to consumers. Trusted by over 200 world-class companies, Flinks enables businesses to connect users’ bank accounts, gain financial insights into their customers and provide better risk products. flinks.io