Top Finance Technology Startups in 2027

Braid is a fintech company building modern banking and payment infrastructure to empower Community banks and Credit Unions to compete and thrive. We are a lean, senior team that values ownership, collaboration, and moving fast without breaking things that moves billions of dollars.

Straddle is an early stage startup building the payments infrastructure required to power the next generation of companies and software – all built on modern banking rails. Our unified API abstracts away fragmented systems – from identity to open banking – to enable seamless account-to-account payment experiences at scale. We’re building a future where money moves at the speed of data.

We’re supercharging the clean economy Crux is the capital markets platform changing the way clean energy and manufacturing projects are financed in the U.S. Crux’s platform, market intelligence, and expert team help developers and manufacturers unlock financing through all stages of project development and operation. Our team of 60+ is composed of experts in energy, tax, finance, government, and technology. We have raised $77 million in capital from some of the best investors, including Andreessen Horowitz, Lowercarbon Capital, New System Ventures, Overture, Ardent Venture Partners, QED, Canapi, and others. These funds are joined by strategic investors including Pattern Energy, Clearway Energy, EDF Renewables, Intersect Power, LS Power, Orsted, Hartree Partners, Liberty Mutual Strategic Ventures, MassMutual Ventures, and OMERS Ventures. An inflection point in American energy and manufacturing. Energy demand is growing for the first time in 20 years, driven by surging manufacturing, transportation, electrification, and data centers. Simultaneously, hundreds of billions of dollars are being invested in domestic supply chains for critical minerals and components. Developers and manufacturers will require trillions of dollars in capital to meet growing needs. Prior to Crux, the capital markets supporting this transformation were opaque, fragmented, and complex. At Crux, we recognized the missing infrastructure: a central capital markets platform designed specifically for the next century of American energy and industry. By connecting counterparties, providing market intelligence, and streamlining transactions, we unlock faster decision making, lower cost of capital, and accelerated investment.

Trayd is a B2B fintech platform designed specifically for construction subcontractors, providing: 1) End-to-end project financing to enable earned wage access to workers (via weekly direct deposit payments and/or instant, same-day cash-out) 2) A workforce management platform that creates efficiencies between time (attendance tracking) and pay

At Sitewire, we’re solving one of the country’s most urgent problems—housing scarcity—by unlocking faster, more transparent construction funding. We streamline the complex process of construction draw management with a modern, mobile-first platform that empowers developers and contractors to get paid faster and build smarter. We’re not just digitizing paperwork—we’re transforming the job site. Sitewire combines real-time job site imagery from mobile apps, IoT sensor data, and budget intelligence to track and fund project progress with unprecedented clarity. Our virtual inspections and instant payment rails eliminate delays, reduce fraud, and put capital into the hands of builders when they need it most. This is your chance to work on high-impact, user-facing systems that directly accelerate housing construction across the U.S. You’ll help us reimagine an antiquated legacy industry from the ground up—where every deploy improves the cash flow of someone building a home. If you’re driven by purpose, care about clean, scalable systems, and want your code to touch the physical world, come join us. We offer a rare opportunity to get in at the ground-floor with a profitable, annually doubling business that is growing 2X-3X per year overseeing over 30,000 current homebuilding sites.