Top Financial Technology Startups in 2026

Planworth is a B2B SaaS platform that empowers investment advisors with the tools to guide every step of a client's wealth journey. Planworth was founded by Tarsem and James. Tarsem previously worked as a High Net Worth Planner at a Big 6 Bank in their investment advice channel. Tarsem also practiced tax and estate law with a leading national law firm. James is a lawyer with his own practice, and previous to that he worked with a leading national law firm.

Corpaxe is where powerful tools, actionable data, and unprecedented industry interconnectivity make the financial community more capable. Every day, firms with $42Tr of assets under management come to Corpaxe to access next-generation abilities that remove friction and increase their return on effort. It’s where the financial community works smarter, together.

FXC Intelligence has a mission to supply the most impactful data on global payments to the world leading fintech, payments and technology oorganisations. We are one of world's fastest growing financial data companies with an enterprise client list of household brands including The World Bank, Western Union and HSBC.

Founded in 2016, Ciphertext Solutions® is a leading-edge provider of digital-first card services offering real-time digital engagement. We provide integrated banking solutions in the areas of Digital Card Issuance, Virtual Account Management, and Business Reporting. Our innovative IssueDirect® digital card services platform provides exceptional business agility to Issuers looking to transform their card program. The goal is simple – provide a software platform that integrates banking technology seamlessly, in an easy and convenient way. In return, deliver the technological framework to empower today’s digital banking customer. Our solutions enable financial institutions to offer innovative payment experiences that attract customers without requiring expensive upgrades to legacy banking systems.

SwiffyLabs is a next-generation SaaS fintech platform headquartered in HSR Layout, Bangalore, transforming how financial institutions design, launch, and manage credit products. Founded by Ashish Anantharaman (Co-founder & ex-CTO, ZestMoney), we offer a modular, API-first, AI-powered platform that helps NBFCs, banks, fintechs, and embedded finance players scale with confidence. Built for flexibility and speed, our product suite includes LOS, LMS, co-lending engines, business rules frameworks, and more — serving both domestic and international financial ecosystems. We proudly represent a Made in India, built for the world infrastructure company that enables smarter lending across emerging markets.

At Canopi we're building 2 things 1. A Trade Finance Marketplace for MSME Exporters This platform enables MSME Exporters to get post shipment finance against shipment. Small exporters wait for upto 120 days to get payments from their overseas buyers and use expensive rupee credit in the interim. Our solution enables the exporter to get upto 90% of payment against shipment and brings down their working capital challenges. The platform onboard MSMEs, connects them with institutional lenders looking to underwrite their receivables and provides a one-stop portal for managing their export trade. We integrate with various systems like Customs portal, Shipment Logistics Tracking Site and Trade portals. 2. A Supply Chain Finance Marketplace for Domestic MSMEs The Supply Chain Finance marketplace works by onboarding Corporates who act as Anchors. Via these Anchors, we onboard Vendors and Dealers of the Corporate and enable Vendor Finance and Channel Finance in an integrated platform.

Harvest Platform helps consumers negotiate bank fees and get refunds automatically. Bank fees are a $100B industry annually that has become a massive painpoint for American consumers. However, many of these fees are negotiable. Harvest Platform leverages artificial intelligence to identify negotiable fees and automatically negotiates with banks at the click of a button. Harvest Platform currently supports automated negotiation with 9 of America's top 10 banks.

Alloy is a smart identity solution that helps companies in financial services and other regulated industries safely onboard more “good” customers without introducing any additional fraud into their systems. We’re a five-year-old, fully funded financial technology startup based in NYC and backed by venture capital firms that have taken countless companies to IPO like Bessemer Venture Partners, Primary Venture Partners, Eniac Ventures, and others. We’re the leading provider of digital identity management and support innovative FinTech companies, and top tier banks to manage KYC, AML, and other components of client onboarding. Alloy’s single API enables its clients to access over 50 third party data sources in real-time to improve decision-making and streamline client experiences.

The financial regulation era is here, and it only takes one false move. With that in mind, Shield FC developed a solution that addresses the challenge of increasing number of eComms platforms and data sources used during the trade lifecycle. Shield delivers powerful analysis and investigation capabilities, covering the scope of record-keeping, including GDPR enablement, compliance archiving, compliance investigation, best execution reconstruction and supports operational performance. With out of the box detection modules and Machine Learning capabilities, we help compliance teams to identify and prevent that one false move.

Seeds is a fast-growing early-stage RIA fintech startup on a mission to shift the narrative away from complicated, product-centered investing and toward a simpler, more human-centered approach. One where personalization doesn’t create operational strain, and where technology amplifies—rather than competes with—the advisor-client relationship. That’s why we’re building Seeds. And it’s why we raised our $10 million Series A: to accelerate a future where advisors can truly connect the dots across their clients’ financial lives and deliver the experience modern investors deserve. “Connecting the dots” has become more than our belief about advisor value—it’s the blueprint for how we operate, how we serve, and how we grow. It’s reflected in the technology we’re building, the advisors we support, and the team we’ve assembled: a collective of seasoned experts committed to reshaping wealth management into a more personal, intuitive, and scalable experience.