Top Financial Technology Startups in 2024

AscendEX has built out a comprehensive suite of financial products and services with innovative design, including robust cash, margin, and derivatives trading products, a liquid staking product that promotes higher & more resilient stake ratios for blockchain networks, unique volatility products, fixed-rate investment offering, and flexible fiat payment options.

We are a lean and talented technology team on a mission to help small businesses thrive. We were pioneers in using PIX, the novel Brazilian payment rail, as a credit and payment platform, launching our solution in 2022. Today, we process over $ 400 million in payment volume annually, demonstrating the exponential growth of our business. Recently, we reached breakeven, a milestone that showcases the strength of our business model. Total Payment Volume Run Rate (in US$) In Brazil, there are over 20 million small businesses (SMBs) that collectively move more than $200 billion annually. However, many still lack access to financial products that truly meet their needs. At Zippi, we are changing this by creating customized financial solutions tailored to the cash flow needs of SMBs, starting with working capital via PIX. Through our payment platform, our clients can purchase supplies with the click of a button and have up to 10 days to repay, gaining the working capital they need to grow their businesses. Our technological infrastructure is what enables us to serve these clients and drives our rapid, profitable growth. We have developed a platform capable of processing a large volume of data and payments and using this information to manage the customer journey in a highly automated way. We manage the entire credit cycle ourselves with an innovative, data science-centered approach. With a team driven by impact and collaboration and more than $20 million in investments from renowned funds such as Y Combinator and Tiger Global, we are building a future where SMBs can achieve success by doing what they love.

Wherever user needs to be validated beyond authentication. Any light weight, intra-product validation, access restrictions could make use of this high thoroughput OTP-SaaS

Latus App is a digital payment solution platform that is helping hospitality-focused businesses be able to manage their business operations for in-person and on-site events. Our clients range from Luxury Hotels/Resorts, Stadiums/Arenas, and resturants in the South Beach area. The platform has a 3-sided approach to the solution: User-Side: Think of an UberEats/Postmates for in-person events; where people can view venue items/menus from their phone, order, and have it delivered to their seats/table without having to leave the experience and event. Staff-Side: There is a staff-side app that allows runners, bartenders, and related team members to view incoming orders, complete transactions, and provide a better customer experience for our users. Management-Side: A full-scale dashboard that allows business managers and owners to: set their menu, organize and schedule events, keep track of customers (CRM), and manage their staff members. We're helping an industry that is lagging in innovation digitally transform their operations and become more efficient businesses.

Alloy is a smart identity solution that helps companies in financial services and other regulated industries safely onboard more “good” customers without introducing any additional fraud into their systems. We’re a five-year-old, fully funded financial technology startup based in NYC and backed by venture capital firms that have taken countless companies to IPO like Bessemer Venture Partners, Primary Venture Partners, Eniac Ventures, and others. We’re the leading provider of digital identity management and support innovative FinTech companies, and top tier banks to manage KYC, AML, and other components of client onboarding. Alloy’s single API enables its clients to access over 50 third party data sources in real-time to improve decision-making and streamline client experiences.

We are a bunch of people on a quest to push data & transparency to its limits; harnessing the power of computation through transparency & unification, to improve the lives of generations to come. We are building data transparency software that empowers hundreds of thousands of individuals and businesses in areas that affect their lives. Head over to aasthy.com and be a part of a disruption in real estate investments!

Superior customer acquisition solutions for credit unions, banks and trusts, online or in-branch. We provide leading identity verification, Know-Your-Customer (KYC) and account opening for retail and commercial accounts. Our solutions drive account acquisition, financial product innovation, and provide a configurable consumer experience. Our vision enables financial institutions. We help bankers execute. We continually innovate to consumer expectations. We reduce friction in the deposit, lending and credit card account opening experience. Our solutions are Systems of Engagement, designed to drive results for bankers. We are driving results with Canada's leading banks, trusts and credit unions. We bring cloud-based retail and commercial account opening solutions to market, combined with digital consumer and commercial lending. Deployed on Microsoft Azure, your applications and data are secure and always on. This happens in days and weeks, with a configurable workflow designed to get results. thirdstream’s ecosystem supports over 50 third-party repositories, and is integrated with every leading enterprise banking platform in Canada. We help you execute seamlessly from initial click to real-time funding of any account you can imagine.

We’re on a mission to improve the reliability, transparency, and efficiency of our energy systems, fostering a future with sustainable and abundant energy. To accomplish our aims, we’re leveraging state of the art statistical learning and convex optimization methods (AI) to build the financial rails of our future energy systems that will accelerate the deployment of clean energy resources.

Using data to uncover actionable insights is the life-blood of an industry. Crux makes data ready for action. We take on the burdensome aspects of our customers’ information supply chains—helping firms acquire, explore and transform data with ease—so they can focus on what really matters. With its Informatics Platform, Crux offers a secure, scalable environment to store, explore and transform data through its integrated cloud service. At Crux, we make data delightful.

We increase cash flow by 30% and decrease collections overhead by 15% for mid-sized and large non-profit hospitals. These hospitals only collect 55% of what patients owe, leading to $45M in bad debt each year for the average hospital. 33% of patients have put off care in the last year due to cost and 67% of personal bankruptcies are tied to medical debt. We offer hospitals and patients modern billing and payment solutions, including interest free payment plans, that replace the archaic, paper-based processes that lead to increased administrative costs for hospitals and leave patients on the hook for bills they cannot afford to pay. Our tools allow patients to pay their rising healthcare expenses in a budget friendly manner and allow them to get access to the care they need when they need it without having to make sacrifices to their care due to cost.