Top Finance Startups in 2026

At TrueLayer, we’re building a global open banking platform that’s changing how money moves and so much more. We make payments and refunds instant, account data accessible and verification seamless — all so innovators in every industry can build better financial experiences for their users. To date, we’ve raised $270 million from world-renowned investors including Stripe, Tiger Global, Addition and Tencent. We’ve got offices in London, Milan, and Dublin And we’re trusted by industry leaders like Revolut, Cazoo and Trading 212… though we’re not stopping here. Our vision is a financial system that works for everyone. To make that happen, we’re creating original and innovative products that will remove the friction from finance for good. We’re seriously scaling our infrastructure, we’re entering new territories all the time, we’re cornering a whole new category — and we’d like your help to get us there. Mission: We're building intelligent infrastructure that puts fintech at people’s fingertips. Open banking ignited a new generation of financial products. Exposing complex infrastructure as simple code, giving consumers more control over their financial lives, and injecting competition into sectors that had stood still for too long. The thing is, it’s just getting started... So we’ve decided to accelerate it. Opening things up even further. By crafting products that unlock compelling use cases, allowing any business to integrate finance into their applications. Encouraging new connections, collaborations, and commercial models, introducing open banking into every industry. We are TrueLayer. We’re opening up finance for everyone.

We are a software house with a 18-year history, a rich portfolio, projects all over the world and an appetite for more. We have built our brand on professionalism and flexibility in delivering software solutions. We are not afraid of unconventional ideas and value innovation and imaginative change. What is our focus? Software solutions that meet the challenges of businesses. Production systems, transport, e-commerce: anything that improves productivity – on any platform. Our core competences are in Industry 4.0, integrations, migrating legacy systems and custom software development We strongly believe in the power of talent. We approach challenges as a team, without unhealthy competition. Knowledge is there to be shared and gained.

We’re an engineering company using AI to help companies collect their cash (Accounts Receivable). We're backed by a16z, Khosla, Activant, 1984 and Page One Ventures.

Pasito is a financial well-being app that combines health and wealth to personalize total rewards. Through benefits and financial guidance, Pasito improves employee engagement while saving employers money on payroll and health premiums.

Backpack Payment Technologies, Inc. is a financial technology company that specializes in building API-driven payment gateways for 529 College Savings Plans. The company collaborates with OMB Bank, a Member FDIC, to provide banking services. Backpack focuses on simplifying the process of managing and contributing to 529 accounts, making it easier for families to save for education expenses. The platform integrates various financial services to offer a seamless user experience for its clients.

AI has changed how people access health information - you can ask about symptoms, compare treatment options, and get nutrition guidance in seconds. But chatbots can’t order labs, prescribe medications, or coordinate benefits. And incumbent insurers are years behind on modern, consumer-grade experiences. Arlo is building a new front door to healthcare: an AI-first experience that decodes your benefits, estimates costs before care, and books the right provider, then closes the loop with human clinicians to make sure care actually happens. Because we pair this with a full-stack insurance product, coverage, navigation, and payment work together instead of fighting each other. Our approach is working. We’ve grown from zero to tens of thousands of members in under a year, and we are just getting started. If you’re excited to fundamentally rebuild a system that impacts millions, we’d love to talk.

Galvix's core platform streamlines the sales tax compliance process, empowering SaaS companies to stay fully compliant while saving valuable time and resources. Galvix automates everything from sales tax calculations to filing returns, ensuring accurate and timely compliance with state and country-specific tax laws. By leveraging cutting-edge technology, we provide a comprehensive solution that helps businesses avoid penalties, mitigate risks, and focus on their core operations.

Method has built the most modern way to connect to consumer financial accounts. Combining real-time liability connectivity with instant payment execution, Method’s API is designed to make it easy for people to connect their financial accounts to the apps and services they want to use. We have helped 45+ million users connect 350+ million liability accounts credential-less and processed over $2.5B in payments, helping users save millions in interest. One in every three credit cards in the United States is in the Method ecosystem and leading financial institutions like SoFi, Bilt, Cleo, Sezzle, Figure & Aven rely on our APIs to build magical experiences for millions of consumers. We’re a team of 50+ people spread across offices in Austin, SF, New York City, and Washington D.C! We’re excited to continue the momentum working alongside our investors and advisors from Andreessen Horowitz, Emergence Capital, Y Combinator, Avra, and Ardent. To learn more about us, check out our blog!

Flow aims to create a superior living environment that enhances the lives of our residents and communities by developing, acquiring, owning, and managing multifamily apartment buildings and the services and technology inside those buildings.