Top Tech Startups in Munich, Germany in 2027

XDS designs, manufactures, and sells the world’s most advanced bicycles. We build more than 8 million bikes a year with industry-leading technology. We make bikes for everyone, from empowering top athletes competing in the Olympics and the Tour de France, to inspiring everyday riders to explore cities and nature. Each bike we craft symbolizes a commitment to world-class quality and groundbreaking innovation.

Moss is the all-in-one spend management platform built for modern finance teams. We bring together corporate cards, invoice management, and reimbursements with real-time budgets, smart approvals, and automated accounting built in. Moss integrates seamlessly with popular ERP systems like DATEV, Xero, and Exact Online, as well as HRIS systems such as Personio, BambooHR, and HiBob. Over 5000 businesses across Europe, including TicketSwap, CarWow, and Urban Sports Group, trust Moss to streamline spend and scale their finance operations. With €6.5B+ in spend processed annually, we help finance teams shift from manual tasks to more forward-thinking, strategic work. Whether you're managing spend across 5 or 500 employees, Moss gives you the visibility and automation you need to run finance, not spreadsheets. Interested in helping build tools to make life easier for finance professionals? Join our teams in Berlin, Amsterdam, London, Talinn and Warsaw.

CityZeen aims to transform the situation for over 1 billion individuals globally who lack access to secure, high-quality housing, as well as the millions more who lose out on valuable investment opportunities. With CityZeen, you're not just growing your wealth—you’re part of a movement to make sustainable living accessible for everyone.

Climate-Native Product Management - We make it a business value to produce and provide sustainable materials. The Emidat Platform enables automated generation and distribution of lifecycle assessments (LCAs), environmental product declarations (EPDs) and digital product passports (DPPs). This helps material manufacturers to fulfil customer demands, differentiate their product and be ready for upcoming regulation (e.g. EU CPR). With Emidat, material manufacturers: - Reduce cost and time for generating EPDs / LCAs by over 70% - One license - unlimited product profiles through our third party verified platform - Save time on data collection and text writing based on AI The Emidat database consists of environmental data on over 150k construction products and can be accessed via API and UI.

Sprint what’s next. Our future is self-directed: The work landscape is changing. Careers are no longer one-track. We offer focused sprints and trusted connections: our time-boxed method designed for motion. Turn your experience into momentum. Learn from those who've been there. Expand your network. Create value for the world around you. Sunny Future is made for you if you’re launching a new business, changing direction, or charting your next chapter. The transition infrastructure for our era.

Turning 27 fragmented national markets into one trusted European platform. With our AI-first, digital-only approach. We move fast, and build scalable tech for speed, trust, and maximum customer value.

At Peratera we believe in the future of digital commerce and the borderless economy. Our products are designed to make digital commerce friction-free, no matter where in the world you operate. The world has gone digital and the businesses winning in it need payments infrastructure that keeps up. Our platform combines a full-featured payment gateway with a digital wallet - giving merchants a single, powerful tool to accept payments, hold balances in multiple currencies, and pay out to customers and partners anywhere in the world. We serve some of the most demanding industries in digital commerce: iGaming operators, FX platforms, global e-commerce businesses, and fintech companies who need payments to just work. We move fast, think commercially, and care deeply about the experience of every merchant on our platform - backed by our authorisation as an FCA-regulated Electronic Money Institution.

We are building Risk and decision layer for Hedge funds and asset managers. Our flagship Phantom RiskOS is a forward looking looking risk and decison engine, that helps Portoflio Managers, Risk Officers to monitor risks both current and forward looking against a pre set thresholds and act on them before the risk materializes.