Top Retail Technology Startups in 2027

Kovo is expanding access to financial tools for people historically excluded from the traditional credit system. We believe everyone deserves the opportunity for economic independence, and we’re building products that help people establish financial identity and unlock opportunity. Over the past three years, Kovo has grown revenue 20x while maintaining exceptional capital efficiency. We rank above the 99th percentile in revenue-per-employee benchmarks, reflecting the leverage of a small, high-performing team. The team combines the ambition of a venture-scale company with the discipline of a profitable business. We reached positive free cash flow early in our lifecycle, allowing us to grow with less dilution and focus on building for the long term. Kovo is backed by Inspired Capital and Homebrew, and built by alumni from Plaid, Experian, Equifax, TransUnion, Innovis, Chime, Robinhood, Opendoor, Honey, Possible, Monzo, Tapcheck, OppFi, Splash, Mercury, Instacart, and more. We're looking for exceptional people to help us scale the company another 20x and beyond.

Americans have more debt than they do savings. We believe that debt shouldn’t hold people back in life, so we started Spinwheel to democratize intelligent debt solutions. Spinwheel provides the core infrastructure that popular apps and services can use to embed the payment, management, and application of loans. By increasing access, choice, and transparency, Spinwheel helps to alleviate the burdens of living with debt and improve outcomes for all borrowers. Spinwheel makes it easy to offer full-featured debt use cases in any app or service, starting with student loan debt. Read and write consumer debt API's and drop-in modules offer robust and comprehensive capabilities not available anywhere else. As the leader in embedded consumer debt tech, our customers launch in hours with our no-code drop-in modules and build custom solutions quickly with our modern APIs and developer tools.

Since 2001, Chit Chats has been transforming Canadian businesses. By drastically reducing shipping costs by as much as 74%, we help deliver your packages to anywhere in the world. Expand your marketplace by offering low-cost, fully tracked shipping to your customers. Chit Chats is the preferred shipping solution used by thousands of online sellers that makes shipping easy and delightful!

Afresh is on a mission to reduce food waste and increase access to nutritious food globally by transforming the fresh food supply chain. Our AI-powered solutions optimize the multi-trillion-dollar grocery industry's food ordering, production, and merchandising processes. We built the first platform capable of handling all of Fresh food’s complexities. We are relentlessly focused on helping grocers reduce waste, increase profitability, and bring better, fresher food to their communities. Afresh is currently deployed in hundreds of grocery stores across the United States and is on track to reduce 30 million pounds of food waste per year with our existing customers alone. By 2021, we're aiming to reduce food waste by a quarter billion pounds per year. We are a passionate team united by our mission to make an impact. As an Afresh employee, you’ll own meaningful work that will challenge you and change the future of how fresh, nutritious food makes its way through the supply chain. We hope you’ll join us!

MoodMe is an innovative B2B tech leader on a mission to revolutionize the way businesses engage and gain insights through AIaaS and enterprise agreements. By leveraging the power of Face AI technologies, we create experiences that are not just engaging but profoundly insightful, providing a window into the hearts and minds of the target audience. Our vision is to set the standard in empathetic engagement, where user-centric experiences boost customer satisfaction, foster loyalty, and drive outstanding performance across diverse industries. At our core, we are dedicated to uniting innovation and ethics to craft an AI landscape that is unbiased and empathetic, ultimately making a powerful positive impact on a global scale. And this is only the beginning!

As retail's first omni-channel CRM, Endear empowers salespeople to do their best work over remote channels like email and text when face-to-face selling is slow or simply not an option.

Luxlock digitizes the most profitable path to purchase across sales channels. A unified vertical SaaS platform providing luxury brands with the customer data infrastructure, sales software, and global payments to sell smarter and catalyze lifetime customer value.

Revelate’s data fulfillment platform provides a suite of capabilities for data sharing and data commercialization for our customers to fully realize the value of their data. We reduce the burden for IT and Data & Analytics teams to distribute data, the way the consumer needs it, in and outside of their organization. Revelate integrates into the fabric of any data ecosystem to prepare, package, and distribute data from anywhere to anyone. Revelate is a platform designed to maximize flexibility for providers and consumers without sacrificing ownership or security concerns. Every time data is accessed, we make sure the consumer or system has permission to do so. We take every opportunity to keep data secure at every step of the distribution process meaning that you can make data self service because of the automation to check entitlements, licensing and access but also create a curated experience for consumers and administrators. Data productization is the best way to increase the quality, traceability, and usability of data. Revelate provides an interface for non-technical users to create and distribute data products. We also have a purpose built ETL and suite of technical services to construct and deliver the most complex of data products.

EAIGLE is a human-centric Al company developing enterprise computer vision solutions for the workplace and public spaces to optimize processes, reduce costs and grow revenue and ultimately enhance people and business performance. As one of the fastest-growing AI companies in Canada, EAIGLE continues to drive new product innovation and expand its reach with a diverse customer and partner footprint that spans across the Americas and Europe.

Well.ca is the largest online health, baby and beauty store in Canada. We sell more than 33,000 different health and beauty products on our site. We're doubling in revenue every year, and we're just getting started. See well.ca In addition, we have the best customer service in Canada (hand written notes on orders, 1800 number on every page..).