Top Financial Services Startups in 2024

We've built a crowdfunding platform that lets charities and social cause organisations fundraise for free.

Branch delivers world-class financial services to the mobile generation. The spread of smartphones presents an incredible opportunity for the world’s emerging middle class to access banking options and achieve financial flexibility. We are revolutionizing banking in Kenya, Tanzania and Nigeria. We will soon launch in other regions. Led by the founder and former CEO of Kiva.org, our team has unmatched experience in financial technology and emerging markets. Since our launch in April 2015, we’ve disbursed millions of loans across Africa and are growing rapidly. Our success has led to investments from Silicon Valley’s leading VCs.

At January, we’re transforming the lives of consumers by bringing humanity to consumer finance. Our data-driven products empower financial institutions to streamline their collections, offering consumers clear, empathetic guidance to regain control of their financial health. We’re not just expanding access to credit. Our vision is to become the most trusted brand in consumer finance by paving the way for millions to achieve financial freedom.

Griffin is building an API-first bank that will dramatically lower the barrier to entry when it comes to launching new financial products and services. We're a new Banking as a Service provider (BaaS), based in London. We are currently seeking authorisation to become a fully regulated bank, so that we can provide safeguarding and client money bank accounts to our customers. About half of the leadership team has prior experience setting up a new bank in the UK and the process is well underway. We're heading towards a future where people and firms get most of their financial services and products from technology companies and other non-bank firms, rather than high street banks. But firms that handle their customers' money will still need to partner with a bank to safeguard and securely manage access to these funds. That's where we come in. We're aiming to be a world leader in this space, offering financial products built by technology experts with all the security and robust controls of a fully regulated bank.

We are solving a huge problem in financial services that has been lying unsolved for decades. All major payment systems (including wallets ) require two sided onboarding i.e. Payor and Payee need to onboard before they can transact. We have built a way to generate and transmit Digital Payments without onboarding the Payee/Recipient. This is huge in terms of bringing traditional paper and cash payments online. Add to that, we've figured out a clever way to monetize from both sides thereby changing the financial equation from Customers paying us to us paying our customers cash back from card fees! Our investors, whom we call our "believers," include Tim Draper, Adam Draper (Tim Draper's family), Naval Ravikabt through his AngelList Maiden Fund, co-founder of Intuit and more! Institutional investors include a top 4 bank and top 5 insurance company. Checkbook lets businesses move away from paper to deliver Digital Checks directly to a recipients email. This allows businesses to keep all their existing Accounts Payable (or Accounts Receivable processes) in place while moving to a completely online solution. All you need to send a check is the name and email of the recipient along with the amount you are sending. Recipients do not need to sign up for any service, download any app or pay any fees to receive payments. Digital Checks can be deposited and cashed online after instantly verifying banking credentials. No more paying high % based transaction fees on credit and debit cards or sharing sensitive bank account and routing numbers to payor.

YouSet is revolutionizing the insurance industry by combining technology, data and human expertise. We’re on a mission to build the most efficient and most loved insurance platform in Canada. In less than 4 minutes, our powerful technology screens the market to help you save 29% on average on your home and car insurance and get you covered instantly, online. To date, we’ve helped over 75 000 users shop for their insurance with an average of 4.9 stars in online reviews.

Sardine helps fintech, crypto, and web3 companies "move money confidently" by developing fraud, compliance, and payment infrastructure. With Sardine, builders can focus on growing their business instead of spending time, fighting against fraudsters. We're growing incredibly fast and powering over 100 customers around the world like Brex, MoonPay, Bakkt, Luno, Transak, Chippercash, Candy Digital, Metamask, Brave, and RelayFi.

Firstcard helps everyone build credit no matter who they are, where they are from, or their credit history. Firstcard primarily focuses on serving immigrants, non-US citizens, international students, first-generation college students, and underserved low-credit communities in the US who are often denied credit due to the limited access to credit-building tools provided by traditional banks. Members can build credit, open a credit card and a bank account, earn cashback, and grow savings — all within a single platform. Firstcard is on a mission to democratize credit for all. Firstcard is based in Silicon Valley and has raised $7.8M to date from angel investors and venture capital firms such as AngelList Early Stage Quant Fund, CyberAgent Capital, and East Ventures. Popular Japanese soccer player Keisuke Honda is also a participating investor.

CapitalVia Global Research Limited (Investment Advisor) is a pure-play financial market research and consulting company. As a pioneer, we were the first one to introduce the term 'Investment Advisory industry' in India and have been credited with introducing the same as a prominent factor in Stock Trading. The organization was founded in 2006 with the objective of offering unbiased technical analysis, to the trading community, by experienced professionals to create a conducive environment. CapitalVia is an enriched and full-fledged technology-driven company with a sustainable competitive advantage arising from a strong brand, unmatched credibility, and market leadership across different segments in the industry. Recognizing our contribution to the industry, CapitalVia has been awarded various awards by Red Herring, Deloitte, ET Now, and Franchise India over the years. The Company has also progressed towards revolutionizing research, B2B consulting addressing corporate emerging needs, webinars, and Investor Education Programs for traders to educate them on the nuances of rational trading.

EquityMultiple is a commercial real estate investment and technology firm whose mission is to build investor wealth through streamlined access to diverse real estate investment products. To date, EquityMultiple’s investors have participated in over $4 billion in commercial real estate transactions through its online investing platform. The firm pairs innovative technology with real estate experience and industry-leading investor services to offer an unparalleled investing experience. For more information, please visit equitymultiple.com.