Top Fin Tech Startups in 2024

Affiniti’s business model is partnering with the most trusted associations in each industry to launch customized business expense management platforms for their audience. Affiniti is looking to replicate what MBNA did in 2005 (launched consumer credit cards with 4,000 association partners & sold to BOA for $34B) . . . except with business cards (higher revenues & lower fraud) and FinTech. After Bank of America acquired MBNA, they lacked the expertise to manage all the custom programs, and killed the partnerships – leaving a huge gap in the market. Affiniti has already signed 17 partners which includes the largest trade association in the United States. In total, they already have an audience of 2M highly-engaged businesses within the government contracting, medical, and real estate industries ready for a tailored business expense management platform that truly serves their profession. With strong backing from industry leaders such as Indicator Ventures, Montage Ventures, Eniac Ventures, Odell Beckham Jr., the owner of the Sacramento Kings, and other notable investors, Affiniti’s vision is clear: to become the #1 industry-based financial operating system for each of the backbone industries of America. Affiniti’s business is designed from the ground up to solve a core dilemma: why is a construction company using the same business expense management platform as a private physician practice if their spending habits, business models, and payback periods are entirely different?

Clearing is a very fast growing tailored solution for Short-Term Rental property managers to automate accounting and expense management. Already helping hundreds of property managers!

At Topflight we’ve helped our venture-funded startups and enterprise clients strategize, design, develop, launch and maintain products which have created $200 million in additional net worth and 3 acquisitions by Fortune 1000 companies across verticals such as healthcare, fintech, lifestyle and more. We are a product design company. We are a team of UI/UX designers, product designers, full-stack developers, and ex-founders of companies, each rigorously hand-picked for the qualities that contribute most to product success. Together, we build web and mobile apps that solve our clients’ problems in the most multidisciplinary and innovative ways possible. We expect everyone on our team that touches your project to bring elite craftmanship and become a trusted partner that helps you make product decisions that lead to business growth.

DocuGuardian is a secure, intuitive digital platform that empowers families to organize, protect, and share their most critical documents and cherished memories. Our mission is to simplify the often overwhelming process of end-of-life planning and provide families with peace of mind, knowing that important information will be accessible when it's needed most. We offer an innovative solution for safeguarding legacies, with features that go beyond standard document storage to include AI-assisted tools like video creation, a personalized Legacy Health Score, and automated reminders for important document updates. More than 65% of U.S. adults lack a comprehensive end-of-life plan, leaving their families unprepared during difficult times. DocuGuardian helps solve this problem by providing a centralized and secure space to manage important documents, such as wills, insurance policies, financial records, and personal memories like stories or family recipes. Whether individuals choose to share select documents now or after their passing, our platform makes it simple to control access and share sensitive information with designated loved ones. Our easy-to-use interface is designed for users of all technical backgrounds, ensuring that even those who are not tech-savvy can comfortably manage their legacy. DocuGuardian’s features and user-friendly dashboard offer proactive guidance, helping users stay on top of their affairs and ensure that everything is in place for their family’s future. Led by a team with decades of experience in SaaS, legal tech, and business transformation, DocuGuardian is at the forefront of revolutionizing end-of-life planning. We aim to build partnerships with families, law firms, financial advisors, and insurance companies to create a comprehensive solution that addresses the challenges of legacy management in the digital age.

Pave.dev helps consumer and SMB credit risk teams increase approvals through AI-powered cashflow analytics. 100 million+ US consumers and businesses are financially underserved, simply because their data is not recognized by the traditional financial system. We solve this by transforming transaction data, loan performance outcomes, and credit reports into Cashflow-driven Attributes and Scores, enabling increased financial access to new customer segments without increasing risk. Our mission is to build a future where every person and business has access to equitable credit solutions by creating a new standard of Cashflow-driven Analytics. We’re growing quickly and would love to hear from you! [email protected]

A spend management platform that runs on the card of your choice. Your company credit card, with Extend, becomes a powerful tool for managing payments and expense processes.

Whydonate connects charities with donors in a efficient, relevant and enjoyable way. We do this by providing one central platform with multiple fundraising tools, such as: crowdfunding campaigns, personal fundraising pages and a donor administration. All our technology is available on our platform, but can also be embedded on the website of the charity. Whydonate can provide one-page crowdfunding website's or a fully 'white-labeled' version.

ViaBill was founded in 2009 with the goal of disrupting the traditional e-commerce payment methods of Europe. We believe that online merchants should have an easy-to-implement solution that offers customers an alternative to instant payment, hence giving customers a chance to evaluate the purchase before actual payment. In the last 4 years, ViaBill has grown from our first office in an art gallery to multiple offices throughout the world and from a handful of customers to handling transactions worth more than $150M per year. At ViaBill, we know that becoming the best at something is not easy. It takes skill, hard work, and an unmatched level of ambition. We believe in these ideals and offer a job with great potential for career development, freedom to unfold skills and competencies, and an environment that values different perspectives. Continuous improvement, learning, and growth are encouraged and even rewarded. From engineers to sales, we’re on the hunt for exceptional talent to help us scale our business and get ViaBill into the hands of millions of people. The developer team consists of highly-motivated individuals who work remotely. We collaborate much like open-source projects with core maintainers for our services. Each developer has a high level of freedom working in a flat hierarchy with a streamlined process where the domain experts are easily available. We are constantly developing and striving to not only scale but to improve our software solutions through automating processes and removing inefficiencies wherever possible. We value people who challenge the status quo. We work with a very rapid release schedule - often releasing multiple times per day - giving us a quick and motivating feedback loop. This allows us to experiment and adopt new trends/frameworks quickly. This also makes it very easy for a developer to see their effect on business!

Finteum has created a trading platform for banks to borrow and lend to one another for hours at a time. Intraday liquidity is very expensive for banks, who are our potential clients, and intraday borrowing and lending is very valuable. We started in 2018 with expertise in this field and have built the 'alpha' version of the product. We are excited to build it out further, together with early adopter banks. We are partnering with R3 (a blockchain company with bank backing), Baringa Partners (a consulting company with expertise in intraday liquidity and bank clients) and collaborating with Fnality (central bank money on blockchain company with bank backing). We graduated from the F10 Fintech accelerator in Zurich. We are looking for great back-end software engineers.