Top Finance Technology Startups in 2027

Unyceet provides a digital receipt infrastructure that connects merchants and consumers through a shared receipt ecosystem. Merchants can issue digital purchase records through a lightweight integration that sits alongside existing point-of-sale systems without replacing existing software or workflows. Consumers can receive, manage and access every purchase record in one place through the optional Unyceet app, which also provides a connection point to accounting platforms, financial software and other connected services.

Crustdata (crustdata.com) is an AI-powered alternative data platform. We’ve built the world's most powerful and comprehensive dataset of company data. Overlaying the dataset, we've built an AI model that allows the first free-text search for companies (essentially a Google Search for companies).

Mason is building the AI workforce management platform for construction. We help contractors run their entire back office — time tracking, HR, payroll, compliance, and communication — without the manual work that slows teams down. Today, managing labor in construction is fragmented across paper field notes, spreadsheets, text messages, emails, HR platforms, payroll systems, benefits websites, and accounting tools. These workflows are ripe for unification and automation through AI and modern, cloud-based systems that connect the field and back office. Mason replaces firms' siloed tools with a single platform that connects the field to the office in real time — capturing hours, simplifying HR, running payroll, and ensuring compliance automatically. Our platform saves teams 20+ hours per week by eliminating repetitive data entry and reducing errors across HR, payroll and accounting. Workers get a modern, intuitive way to track time and manage their pay, while office teams receive clean, structured data that flows directly into payroll and job costing systems. Construction is the least-digitized major industry in the U.S. — and we’re changing that. Mason is a NYC-based, venture-backed company on a mission to bring AI-first workflows to the field. Come build the future with us! About our team: Our team is led by Matt Kozlowski (former Chief of Staff at Plaid) and Jef Chedeville (3x acquired/exited founder - previously co-founded YC-backed HR SaaS HigherMe).

Octaura is an electronic trading solution created by the industry – for the industry. Backed by eight major US financial institutions, Octaura has reimagined the way the syndicated loan and the CLO markets trade. Efficiency, transparency and simplicity are at the heart of what we do.

Fynancr is a fintech platform that helps borrowers avoid default and helps lenders prevent it. The problem? Millions of people default on loans every year not because they’re irresponsible, but because life happens, job loss, illness, inflation. When that happens, borrowers get hit with fees, credit damage, and aggressive collections. Lenders lose money, customer trust, and long-term relationships. Everyone loses. We’re building a better way. It’s a structured, pre-collection relief system designed to give people breathing room and help lenders retain more good borrowers. We believe default shouldn’t be a punishment. It should be a turning point. Fynancr is making debt recovery smarter, more humane, and better for everyone involved.