Top Finance Technology Startups in 2024

We enable financial institutions to acquire, engage, support, and transact with their customers via human-like, intelligent conversations, anytime, anywhere. Kasisto’s conversational AI platform, KAI, powers omni-channel bots and virtual assistants with deep domain expertise across mobile, web, messaging platforms, and IoT devices. Built with the deepest AI portfolio in the industry, KAI is an enterprise-ready platform with self-service tools to customize and continually improve consumer experiences and seamlessly add new features. The agile, modern platform saves companies time and money with easy customization, simple APIs and modern SDKs, deep learning, security and compliance, and fast deployment. Some of the world’s most innovative financial institutions license KAI – DBS Bank, Mastercard, Standard Chartered, TD Bank, Wells Fargo, among others. Together, we're creating entirely new experiences to fulfill requests, solve problems, and predict needs for their customers.

Retail investors struggle to find a platform that makes managing personal finance and portfolio tracking easy for laymen. We simplify the process to make managing their finances more convenient and safe. We are building DIY personal finance management tool for Gen Z & Millennials.

R3 is a leading financial innovation firm, led by former ICAP electronic broking CEO David Rutter, that is spearheading a partnership with over 80 of the world's leading banks to design and deliver advanced distributed/shared ledger technologies to global financial markets. R3 and its partner banks collaborate on research, experimentation, design, and engineering to help advance state-of-the-art enterprise-scale shared ledger solutions to meet banking requirements for security, reliability, performance, scalability, and audit. We have established the industry’s first collaborative joint working groups to lead these efforts, which leverages the R3 team as well as experts within the partner banks. We lead the design and guide the development of all layers of this new architecture. In addition, the group works within a collaborative lab environment or “sandbox” to test and validate distributed ledger prototypes and protocols.

Owl.co is a software company that enables insurance companies to fight illegitimate insurance claims at scale, while removing human bias from the process. Our clients are the top insurers across North America and are getting incredible results through our evidence-based platform. We are on a mission to bring the state of the art ML and NLP methods to transform this traditionally manual activity into an equitable process.

Custodia Bank™ intends to provide a full suite of banking and financial services tailored to business customers looking for enhanced regulatory clarity and minimized transactional risk as they traverse the digital asset frontier.

epiFi is an intuitive product that provides customers with a single interface for all their financial and banking needs. This solution caters to the needs of digital natives, with an aim to help demystify their finances, optimize their savings and enable them to make informed financial decisions.

Tellus is a financial technology platform on a mission to help users build wealth through our line of passive income products. We offer a variety of high-yield cash accounts that pay 5.20% APY (as of July 7, 2023), all while keeping you completely out of the stock or crypto markets. Transfer any amount and start immediately with 5.20%-5.90% APY compounded daily. We use bank-level AES-256 encryption to protect your money and provide peace of mind. With us, you’re liquid. So you can move your money to and from your bank account whenever you choose without fearing fees. Since its founding in 2016 by two Stanford and Berkeley grads, Tellus has remained true to its mission of envisioning a world where wealth creation through real estate is available to everyone. With recent funding from leading venture capital firm Andreessen Horowitz, we look forward to continuing to forge together an enriching journey of asset and wealth management for the world.

We’re a forward-thinking tech and analytics company transforming residential real estate. Our mission: to build the world’s most advanced, accessible real estate platform—no distractions, no custom services. Our product outshines industry giants in capability, efficiency, and cost. We’re looking for relentless, resourceful individuals who tackle challenges head-on, achieving what others deem impossible with limited resources and high demands. This isn’t for comfort seekers, side hustlers, freelancers, job hoppers, or resume builders. Here, full dedication is essential—expect discomfort, intensity, unpredictability, and growth. You’re either all-in, or you’re not. For the right person, it’s a chance to unlock your potential. Our environment builds strength and resilience—and we’ve heard that after a few years with us, many go on to quadruple their compensation elsewhere (we don’t poach from big tech, but they do from us). Think you’ve got what it takes? Then jump on board! What are you waiting for, another moon landing?

OpenEnvoy is building a world free from fraud. Gartner named OpenEnvoy a leading vendor for AP automation and real-time auditing two years running. Our approach is to design simple, elegant software that automates the AP process so Finance teams can improve cash flow in real time, sending money directly to the bottom line. We are bringing joy back to finance professionals allowing them to shed repetitive tasks and focus on more strategic work to stay ahead of the curve. It’s time Finance had modern tech dedicated to their workflow. We’re just getting started! As a distributed team, we are committed to building an exceptional culture and product. We are backed by leading SV investors including Riot Ventures, RRE, Naval Ravikant, Hack Fund, and others.

SmartBiz is the #1 online marketplace for SBA loan originations $350,000 and under, providing fast, low-cost SBA loans to small businesses across America to help them achieve their dreams. In 2018, the company began offering non-SBA term loans for businesses not quite ready for an SBA loan. With nearly $1 billion in funded loans, SmartBiz streamlines the loan application process, enabling banks to make loans efficiently and small businesses to apply and get funds quickly. SmartBiz Loans was recently named to American Banker’s 2018 list of the Best Places to Work in FinTech and made the 2018 Inc. 5000 list of the fastest-growing private companies in America, ranking #10 in the financial services category and 313th overall. The San Francisco based company was founded in 2009 by a team of experienced financial services entrepreneurs with backing from leading venture capital firms including Venrock, First Round Capital, Investor Growth Capital, Baseline Ventures, and Uncork Capital.